topic Re: Targeted (?) Amex SPG Spend Bonus Offer in Credit Cards

Targeted (?) Amex SPG Spend Bonus Offer

K-in-Boston — Mon, 05 Mar 2018 01:36:09 GMT

Just logged in to my Amex account and saw this under my SPG card:

That'll probably be an easy extra 15,000 Starpoints for me! 20 grand in 3 months? Challenge accepted, Amex! Check your accounts*; signing up was a breeze:

* Edit: @simplynoir posted a link to the DoC article on this below and here is a direct link to the 15k offer. There are also lower offers available per the DoC article.

Re: Targeted (?) Amex SPG Spend Bonus Offer

simplynoir — Mon, 05 Mar 2018 01:18:59 GMT

Apparently they have direct link offers to the bonus spend for the SPG; thanks to DoC.

https://www.doctorofcredit.com/targeted-american-express-personal-spg-spending-bonuses-4000-15000-points/

(If you want to pehaps update your post K-i-B so people can see it.)

Re: Targeted (?) Amex SPG Spend Bonus Offer

Anonymous — Mon, 05 Mar 2018 01:28:34 GMT

Booooo! I didn’t get it!

But congrats to all that did 😀

Re: Targeted (?) Amex SPG Spend Bonus Offer

K-in-Boston — Mon, 05 Mar 2018 01:32:38 GMT

You are comment #1; hard to miss (but I did edit above). Now why does DoC always scoop my news stories?

Seriously, though, I'm glad I got the "high roller" offer.

Re: Targeted (?) Amex SPG Spend Bonus Offer

simplynoir — Mon, 05 Mar 2018 01:34:30 GMT

@Anonymouswrote:
Booooo! I didn’t get it!
But congrats to all that did 😀

Re-check the original post. K added the DoC article on this that has several direct offer links depending on the spend you want to target.

Re: Targeted (?) Amex SPG Spend Bonus Offer

Anonymous — Mon, 05 Mar 2018 01:49:02 GMT

I already checked the links....no soup for me 😬

Re: Targeted (?) Amex SPG Spend Bonus Offer

K-in-Boston — Mon, 05 Mar 2018 01:50:20 GMT

Re: Targeted (?) Amex SPG Spend Bonus Offer

simplynoir — Mon, 05 Mar 2018 02:02:23 GMT

@Anonymouswrote:
I already checked the links....no soup for me 😬

Keeping check your SPG the signup period ends in April I believe so maybe you'll get one down the line.

Re: Targeted (?) Amex SPG Spend Bonus Offer

chaos51 — Mon, 05 Mar 2018 02:03:04 GMT

Oh man! I wish those links worked for me. It says I'm not invited I hit my 30k point signup bonus really quick and I'd like some more (extra) points please.

Re: Targeted (?) Amex SPG Spend Bonus Offer

shoegal — Mon, 05 Mar 2018 02:05:09 GMT

Congrats K-in-Boston!

The biz purple card is calling my name. Lol I need to get my scores higher and need to figure it out how to meet the spending for the bonus. I don’t have a lot of business expenses.

Re: Targeted (?) Amex SPG Spend Bonus Offer

K-in-Boston — Mon, 05 Mar 2018 02:06:36 GMT

Starpoints: The New Crack! Sorry this isn’t working for everyone.

Re: Targeted (?) Amex SPG Spend Bonus Offer

simplynoir — Mon, 05 Mar 2018 02:12:26 GMT

@shoegalwrote:
Congrats K-in-Boston!

The biz purple card is calling my name. Lol I need to get my scores higher and need to figure it out how to meet the spending for the bonus. I don’t have a lot of business expenses.

Doesn't have to be business. Just like if you put business on personal AMEX doesn't care if personal is on business. I do it just because it's easier to seperate them for accounting purposes.

Re: Targeted (?) Amex SPG Spend Bonus Offer

shoegal — Mon, 05 Mar 2018 02:14:38 GMT

@simplynoirwrote:
@shoegalwrote:
Congrats K-in-Boston!

The biz purple card is calling my name. Lol I need to get my scores higher and need to figure it out how to meet the spending for the bonus. I don’t have a lot of business expenses.
Doesn't have to be business. Just like if you put business on personal AMEX doesn't care if personal is on business. I do it just because it's easier to seperate them for accounting purposes.

Good to know. Thanks! ☺️

Re: Targeted (?) Amex SPG Spend Bonus Offer

simplynoir — Mon, 05 Mar 2018 02:19:35 GMT

@shoegalwrote:
@simplynoirwrote:
@shoegalwrote:
Congrats K-in-Boston!

The biz purple card is calling my name. Lol I need to get my scores higher and need to figure it out how to meet the spending for the bonus. I don’t have a lot of business expenses.
Doesn't have to be business. Just like if you put business on personal AMEX doesn't care if personal is on business. I do it just because it's easier to seperate them for accounting purposes.
Good to know. Thanks! ☺️

Don't get me wrong $7k is a lot of spend to meet in 3 months for a SUB but defintely easier when you can mix both personal and business to do it.

Re: Targeted (?) Amex SPG Spend Bonus Offer

NRB525 — Mon, 05 Mar 2018 04:13:30 GMT

It is an interesting set of offers, but I don’t have it.

DoC mentions that it may be related to AF timing. My SPG AF is later in the summer.

When are your SPG AF due?

Re: Targeted (?) Amex SPG Spend Bonus Offer

K-in-Boston — Mon, 05 Mar 2018 05:27:09 GMT

That’s a good point. Mine should hit in a few weeks.

Re: Targeted (?) Amex SPG Spend Bonus Offer

pip3man — Mon, 05 Mar 2018 11:10:40 GMT

Is it just me or does anyone think this offer is really bad and mediocre? 7,500 star points for every $10k spend!!! 15,000 Star points cost only $341 so why would anyone wanna spend $30k in 3 months just for 15k points... this is really poor. If u need the points why don’t u just purchase them directly and still save $29k? Unless $10k fits ur regular spend then that’s when it only makes sense for u to accept it. And even at that I’m sure other cards will give u a better return for a $30k spend

Re: Targeted (?) Amex SPG Spend Bonus Offer

K-in-Boston — Mon, 05 Mar 2018 13:46:42 GMT

@pip3manwrote:
Is it just me or does anyone think this offer is really bad and mediocre? 7,500 star points for every $10k spend!!! 15,000 Star points cost only $341 so why would anyone wanna spend $30k in 3 months just for 15k points... this is really poor. If u need the points why don’t u just purchase them directly and still save $29k? Unless $10k fits ur regular spend then that’s when it only makes sense for u to accept it. And even at that I’m sure other cards will give u a better return for a $30k spend

$20,000 (not $30k, not sure where that number came from) is just barely beyond my normal 3 month spend, and this will actually time nicely with summer camp fees. It looks like the offers are targeted based on what Amex thinks you could spend, which is why there are much lower offers also out there. I don't think the 2x7500 point offer is being targeted to the $30k income and a few hundred bucks of spend a month crowd. Both DW and myself have also been buying Starpoints when they go on sale with the 35% bonus, but you can only buy or receive a gift of up to a combined 30,000 Starpoints in a calendar year. (With two Gold or higher members, of course you can each buy 30,000 points and transfer (not gift) the other 30,000. Transfers are one of the main things freaking me out about the Marriott/SPG merger, since SPG has no limit on transfers but Marriott does.)

I've been getting about 2.5 cents per Marriott point lately due to the types of hotels and times that I am able to travel. That's 7.5 cents per Starpoint! Discarding the fact that some of my spend in March and May will actually be revenue Marriott stays that will get 2 points per dollar, at just 1 Starpoint per dollar spent, with the bonus that's a total of 35,000 Starpoints for the next $20k in spend. I personally should get about $2625 in value from that (assuming 5th night free doesn't disappear and Marriott doesn't either seriously slash peak pricing or change the current award structure), which is 13.125% back in hotel credit on that spend! I can't think of any card on earth that will give me a better return. Admittedly, my return is much higher than the norm but let's use a more standard worst-case example - transfer to SkyMiles. With the 25% bonus, those same 35,000 Starpoints would become 43,750 SkyMiles, worth a bare minimum of $525, or 2.625% back. Outside of a signup bonus or BoA Platinum Honors + Premium Rewards card, even that worst-case example is hard to match.

Re: Targeted (?) Amex SPG Spend Bonus Offer

simplynoir — Mon, 05 Mar 2018 13:50:37 GMT

@K-in-Bostonwrote:
@pip3manwrote:
Is it just me or does anyone think this offer is really bad and mediocre? 7,500 star points for every $10k spend!!! 15,000 Star points cost only $341 so why would anyone wanna spend $30k in 3 months just for 15k points... this is really poor. If u need the points why don’t u just purchase them directly and still save $29k? Unless $10k fits ur regular spend then that’s when it only makes sense for u to accept it. And even at that I’m sure other cards will give u a better return for a $30k spend
It looks like the offers are targeted based on what Amex thinks you could spend, which is why there are much lower offers also out there. I don't think the 2x7500 point offer is being targeted to the $30k income and a few hundred bucks of spend a month crowd.

Indeed. It's all about the targeted demographic and why they have 4-5 tiers of this offer that I assume are based on your spend with AMEX. What some consider to be a waste of money/earnings others see it as an opportunity for spend they were already going to do. Shame I didn't get this offer or better yet they put it up also on the biz cards so I can get in on some of the action.

Re: Targeted (?) Amex SPG Spend Bonus Offer

SkyCommander — Mon, 05 Mar 2018 16:45:39 GMT

No offer on mine.