topic Re: So sad, commence card is ending.... in Credit Cards

So sad, commence card is ending....

Anonymous — Sat, 10 Mar 2018 18:29:53 GMT

So Barclays is ending the Commence card in May, replacing it with the Barclays Reward. I think most of us here got it as a forced transition from Sallie Mae, and I have never used it, and won't be using the replacement either!

Just hoping that the Rewards card will one day be PCable to Uber (whereas the Commence card was somewhat cobranded).

Re: So sad, commence card is ending....

gdale6 — Sat, 10 Mar 2018 19:42:06 GMT

@Anonymouswrote:
So Barclays is ending the Commence card in May, replacing it with the Barclays Reward. I think most of us here got it as a forced transition from Sallie Mae, and I have never used it, and won't be using the replacement either!

Just hoping that the Rewards card will one day be PCable to Uber (whereas the Commence card was somewhat cobranded).

Meh, only keep it around for the less than 11.5% APR

Re: So sad, commence card is ending....

AverageJoesCredit — Sat, 10 Mar 2018 19:48:14 GMT

R.I.P Commence?

Re: So sad, commence card is ending....

wasCB14 — Sat, 10 Mar 2018 19:56:35 GMT

@Anonymouswrote:
So Barclays is ending the Commence card in May, replacing it with the Barclays Reward. I think most of us here got it as a forced transition from Sallie Mae, and I have never used it, and won't be using the replacement either!

Just hoping that the Rewards card will one day be PCable to Uber (whereas the Commence card was somewhat cobranded).

So no closure for inactivity after a year? Maybe they lost so many customers in the nerf, they are reluctant to lose more if they can avoid it.

I closed my Sallie a week or two before the conversion.

Re: So sad, commence card is ending....

Anonymous — Sat, 10 Mar 2018 20:26:51 GMT

It's just been a BT card for me since the switch. Probably will remain so.

Re: So sad, commence card is ending....

kdm31091 — Sat, 10 Mar 2018 20:39:04 GMT

That didn't last long. Wasn't the Commence more or less the same as a Barclay Rewards anyway?

Re: So sad, commence card is ending....

Anonymous — Sat, 10 Mar 2018 22:02:45 GMT

@kdm31091wrote:
That didn't last long. Wasn't the Commence more or less the same as a Barclay Rewards anyway?

I started a post, then deleted it and went to look again. I don't even see Barclay Rewards on their site right now. I swear they change their lineup/cards more than any co out there. In my previous (never posted) post, I complained about the design of their site with the tiles for the cards. When I went back the second time, I saw that you can change to a list view, which is much better for me. But still no Barclay Rewards. Still Ring and lots of Cobranded ______ Rewards, but the old one that looks similar to the Ring isn't up there. And that's what I assume is meant in the lead post.

Re: So sad, commence card is ending....

Anonymous — Sat, 10 Mar 2018 22:37:34 GMT

Good riddance. Last year they told me I could PC my Commence to the no AF arrival card or the 123 rewards or whatever they call it. I was less than enthused so declined...now neither of those even seem to be an option. The Sallie Mae Rewards was awesome. Anything short of at least 3.5% CB would be of no use to me.

Re: So sad, commence card is ending....

DaveInAZ — Sat, 10 Mar 2018 23:02:34 GMT

@Anonymouswrote:
@kdm31091wrote:
That didn't last long. Wasn't the Commence more or less the same as a Barclay Rewards anyway?
I started a post, then deleted it and went to look again. I don't even see Barclay Rewards on their site right now. I swear they change their lineup/cards more than any co out there. In my previous (never posted) post, I complained about the design of their site with the tiles for the cards. When I went back the second time, I saw that you can change to a list view, which is much better for me. But still no Barclay Rewards. Still Ring and lots of Cobranded ______ Rewards, but the old one that looks similar to the Ring isn't up there. And that's what I assume is meant in the lead post.

The Barclays Rewards (Mastercard) as been closed to new apps for a couple years now. While I feel for you nerfed Sally Mae, now nefred Commerce cardholders, this is actually good news to me as it means they (probably) won't force convert my Rewards MC into something else for awhile at least. I've had my Rewards MC since 2012, and it's actually a pretty decent card - 2% rewards for gas, groceries & utilities, 1% all else. But the nice thing is how loose Barclays is coding stores as groceries. My Amex BCE gives me 3% on groceries, but it has to be a primary grocery chain like Vons, Safeway, Kroger, etc. Barclays codes any purchase at my nearest Walmart as 2% groceries, as it does for my small town Family Dollar, which if you count canned Chef Boyardee krap as "food" sells a very limited amount of groceries, I use it for household stuff, cleaning supplies, TP, dog food, etc. . And my electric co-op doesn't charge a fee for CC payments, so that utility bill always goes on my Barclays Rewards MC for 2%. You can redeed rewards for a statement credit for any amount over $10.

Re: So sad, commence card is ending....

Anonymous — Sun, 11 Mar 2018 00:37:33 GMT

@DaveInAZwrote:
@Anonymouswrote:
@kdm31091wrote:
That didn't last long. Wasn't the Commence more or less the same as a Barclay Rewards anyway?
I started a post, then deleted it and went to look again. I don't even see Barclay Rewards on their site right now. I swear they change their lineup/cards more than any co out there. In my previous (never posted) post, I complained about the design of their site with the tiles for the cards. When I went back the second time, I saw that you can change to a list view, which is much better for me. But still no Barclay Rewards. Still Ring and lots of Cobranded ______ Rewards, but the old one that looks similar to the Ring isn't up there. And that's what I assume is meant in the lead post.
The Barclays Rewards (Mastercard) as been closed to new apps for a couple years now. While I feel for you nerfed Sally Mae, now nefred Commerce cardholders, this is actually good news to me as it means they (probably) won't force convert my Rewards MC into something else for awhile at least. I've had my Rewards MC since 2012, and it's actually a pretty decent card - 2% rewards for gas, groceries & utilities, 1% all else. But the nice thing is how loose Barclays is coding stores as groceries. My Amex BCE gives me 3% on groceries, but it has to be a primary grocery chain like Vons, Safeway, Kroger, etc. Barclays codes any purchase at my nearest Walmart as 2% groceries, as it does for my small town Family Dollar, which if you count canned Chef Boyardee krap as "food" sells a very limited amount of groceries, I use it for household stuff, cleaning supplies, TP, dog food, etc. . And my electric co-op doesn't charge a fee for CC payments, so that utility bill always goes on my Barclays Rewards MC for 2%. You can redeed rewards for a statement credit for any amount over $10.

It seems strange to me for an issuer to convert everyone to a card that is no longer open to new applicants. Has that happened before (as compared to someone doing a PC to an discontinued card, which I know is possible). Re Rewards, yes, Visa (not Barclays) has a more relaxed definition of groceries than Amex, but at 2% that only matters for those who do not have one of the expanding range of 2% everywhere cards.

Re: So sad, commence card is ending....

Loquat — Sun, 11 Mar 2018 03:18:23 GMT

@Anonymouswrote:
@DaveInAZwrote:
@Anonymouswrote:
@kdm31091wrote:
That didn't last long. Wasn't the Commence more or less the same as a Barclay Rewards anyway?
I started a post, then deleted it and went to look again. I don't even see Barclay Rewards on their site right now. I swear they change their lineup/cards more than any co out there. In my previous (never posted) post, I complained about the design of their site with the tiles for the cards. When I went back the second time, I saw that you can change to a list view, which is much better for me. But still no Barclay Rewards. Still Ring and lots of Cobranded ______ Rewards, but the old one that looks similar to the Ring isn't up there. And that's what I assume is meant in the lead post.
The Barclays Rewards (Mastercard) as been closed to new apps for a couple years now. While I feel for you nerfed Sally Mae, now nefred Commerce cardholders, this is actually good news to me as it means they (probably) won't force convert my Rewards MC into something else for awhile at least. I've had my Rewards MC since 2012, and it's actually a pretty decent card - 2% rewards for gas, groceries & utilities, 1% all else. But the nice thing is how loose Barclays is coding stores as groceries. My Amex BCE gives me 3% on groceries, but it has to be a primary grocery chain like Vons, Safeway, Kroger, etc. Barclays codes any purchase at my nearest Walmart as 2% groceries, as it does for my small town Family Dollar, which if you count canned Chef Boyardee krap as "food" sells a very limited amount of groceries, I use it for household stuff, cleaning supplies, TP, dog food, etc. . And my electric co-op doesn't charge a fee for CC payments, so that utility bill always goes on my Barclays Rewards MC for 2%. You can redeed rewards for a statement credit for any amount over $10.
It seems strange to me for an issuer to convert everyone to a card that is no longer open to new applicants. Has that happened before (as compared to someone doing a PC to an discontinued card, which I know is possible). Re Rewards, yes, Visa (not Barclays) has a more relaxed definition of groceries than Amex, but at 2% that only matters for those who do not have one of the expanding range of 2% everywhere cards.

^ This ^. The Citi Double Cash accomplishes all of this and you don't have to worry about how anything codes.

Re: So sad, commence card is ending....

Anonymous — Sun, 11 Mar 2018 11:18:38 GMT

Sadness here ... deep sixed the Barclay Commence Card in November (no p/c option) and now I could have been converted to the Barclay's Rewards Card (take my breath away) It appears Barclay's is floundering in the US credit card market much like a fish laying on the beach after the tide has gone out!

Re: So sad, commence card is ending....

kdm31091 — Sun, 11 Mar 2018 12:58:53 GMT

@DaveInAZwrote:
@Anonymouswrote:
@kdm31091wrote:
That didn't last long. Wasn't the Commence more or less the same as a Barclay Rewards anyway?
I started a post, then deleted it and went to look again. I don't even see Barclay Rewards on their site right now. I swear they change their lineup/cards more than any co out there. In my previous (never posted) post, I complained about the design of their site with the tiles for the cards. When I went back the second time, I saw that you can change to a list view, which is much better for me. But still no Barclay Rewards. Still Ring and lots of Cobranded ______ Rewards, but the old one that looks similar to the Ring isn't up there. And that's what I assume is meant in the lead post.
The Barclays Rewards (Mastercard) as been closed to new apps for a couple years now. While I feel for you nerfed Sally Mae, now nefred Commerce cardholders, this is actually good news to me as it means they (probably) won't force convert my Rewards MC into something else for awhile at least. I've had my Rewards MC since 2012, and it's actually a pretty decent card - 2% rewards for gas, groceries & utilities, 1% all else. But the nice thing is how loose Barclays is coding stores as groceries. My Amex BCE gives me 3% on groceries, but it has to be a primary grocery chain like Vons, Safeway, Kroger, etc. Barclays codes any purchase at my nearest Walmart as 2% groceries, as it does for my small town Family Dollar, which if you count canned Chef Boyardee krap as "food" sells a very limited amount of groceries, I use it for household stuff, cleaning supplies, TP, dog food, etc. . And my electric co-op doesn't charge a fee for CC payments, so that utility bill always goes on my Barclays Rewards MC for 2%. You can redeed rewards for a statement credit for any amount over $10.

Well, yes, but you can also just use a 2% everywhere card and not have to worry about it coding correctly.

Re: So sad, commence card is ending....

gdale6 — Sun, 11 Mar 2018 16:16:12 GMT

@Anonymouswrote:
Sadness here ... deep sixed the Barclay Commence Card in November (no p/c option) and now I could have been converted to the Barclay's Rewards Card (take my breath away) It appears Barclay's is floundering in the US credit card market much like a fish laying on the beach after the tide has gone out!

Yep, soon they will discontinue themselves in the US if this keeps up.

Re: So sad, commence card is ending....

SouthJamaica — Sun, 11 Mar 2018 17:34:39 GMT

@Anonymouswrote:
Sadness here ... deep sixed the Barclay Commence Card in November (no p/c option) and now I could have been converted to the Barclay's Rewards Card (take my breath away) It appears Barclay's is floundering in the US credit card market much like a fish laying on the beach after the tide has gone out!

Well spoken.

They've actually had some good cards, but the company is completely mismanaged.

They closed my accounts, without giving a reason.

Re: So sad, commence card is ending....

JamP — Sun, 11 Mar 2018 19:28:42 GMT

I received this in the mail also and was excited at first until I read it has the same rewards..

I never even activated my Commence cards.

Lets hope they let us pc this one to something else someday.

Re: So sad, commence card is ending....

DaveInAZ — Sun, 11 Mar 2018 22:04:22 GMT

@kdm31091wrote:
@DaveInAZwrote:
The Barclays Rewards (Mastercard) as been closed to new apps for a couple years now. While I feel for you nerfed Sally Mae, now nefred Commerce cardholders, this is actually good news to me as it means they (probably) won't force convert my Rewards MC into something else for awhile at least. I've had my Rewards MC since 2012, and it's actually a pretty decent card - 2% rewards for gas, groceries & utilities, 1% all else. But the nice thing is how loose Barclays is coding stores as groceries. My Amex BCE gives me 3% on groceries, but it has to be a primary grocery chain like Vons, Safeway, Kroger, etc. Barclays codes any purchase at my nearest Walmart as 2% groceries, as it does for my small town Family Dollar, which if you count canned Chef Boyardee krap as "food" sells a very limited amount of groceries, I use it for household stuff, cleaning supplies, TP, dog food, etc. . And my electric co-op doesn't charge a fee for CC payments, so that utility bill always goes on my Barclays Rewards MC for 2%. You can redeed rewards for a statement credit for any amount over $10.
Well, yes, but you can also just use a 2% everywhere card and not have to worry about it coding correctly.

Well yes. I currently have two 2% everywhere cards that are my primary daily drivers. But for those of us who have a number of cards to have a sufficent total available credit so we can keep utilization in check when we carry balances for 0% promos/BTs we want to spread the spend around multiple cards, and the Barclays Rewards MC 2% categories/coding make that easy. Unlike my Barclays Cashforward with only 1.5% rewards and a ridiculous $50 requirement to redeem rewards. I'll probably PC that one to Uber at some point, "PC" the Barclays way - app for the new card and on approval move the CL of the old card to it & close the old card.

Re: So sad, commence card is ending....

ObieGrad — Tue, 13 Mar 2018 23:14:15 GMT

For me this actually represents a further devaluation. If you have student loans, the Commence's 25% bonus on student loan redemptions turned the Commence into a 2.5% card for groceries and utilities. Now the new card is a flat 2% on groceries, gas and utilities which means it does not exceed my DoubleCash's rewards on anything.

Re: So sad, commence card is ending....

Turbobuick — Fri, 16 Mar 2018 19:14:33 GMT

The commence card lasted about as long as a senior White House official.

Hey the card was awesome for BT's as it only charged 1% fee, but worthless for purchases. Seriously, I'm sad it's being replaced by another worthless card from Barclay that will likely charge more for BT.

Re: So sad, commence card is ending....

Anonymous — Fri, 16 Mar 2018 21:52:44 GMT

@Turbobuickwrote:
The commence card lasted about as long as a senior White House official.

Hey the card was awesome for BT's as it only charged 1% fee, but worthless for purchases. Seriously, I'm sad it's being replaced by another worthless card from Barclay that will likely charge more for BT.

Appalled that you could equate senior White House Officials with Barclays!