One company/organization many products

Anonymous — Tue, 20 Mar 2018 21:29:01 GMT

Hi fello myFICOers,

Almost all credit card companies/organizations have multiple products (tiered or otherwise).

I am wondering if there are any companies/organizations that do a soft pull if an exisiting member applies for a second, third or nth card.

Amex, is the the only company/organization I know that does this - uses the member's existing profile and latest scores to generate pre-qualified offer(s). If a member applies to the said pre-qualified offer(s), its simply a SP.

On the flip side, companies/organizations such as PenFed, use the same HP (if a member has applied for a new CC) for for multiple products. But this is not the question.

Re: One company/organization many products

Anonymous — Tue, 20 Mar 2018 21:53:31 GMT

I love that Amex does. Wish that Chase did.

Re: One company/organization many products

Anonymous — Thu, 22 Mar 2018 15:39:42 GMT

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One company/organization many products

Re: One company/organization many products

Re: One company/organization many products