topic Re: Citi CLI in Credit Cards

Citi CLI

Anonymous — Fri, 27 Mar 2009 12:44:19 GMT

The last time I was offered a Citi "soft pull," credit line increase was 12/26/08. This offer reappeared this morning, 3/27/09:

I was then given this option:

I accepted the $1000 credit line increase. Not great, but not too bad, either!

Re: Citi CLI

itsjustmeibe — Fri, 27 Mar 2009 12:50:41 GMT

how long have you had your card?

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 12:51:01 GMT

Every 3 months, like clockwork!

Congrats!!

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 13:18:03 GMT

psychic is buying the rounds tonight!

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 13:23:38 GMT

Congrats psychic! It came back for me also, but when I clicked it this time, instead of being instant, it took me to the form.

I'll wait until it's instant.

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 14:00:22 GMT

@itsjustmeibe wrote:
how long have you had your card?

Since 06/22/2006.

Re: Citi CLI

FICOADDICTED — Fri, 27 Mar 2009 14:05:36 GMT

Congrats! I have Citi Cash just this past January and another Citi AAdvantage this month; on my Citi AA has the CLI request link on my account summary page and tools & services but my Citi Cash doesn't; I just found that a little odd especially I got the Citi cash card first, but anyway congrats again.

Re: Citi CLI

Red1Blue — Fri, 27 Mar 2009 14:07:54 GMT

I got mine on 2/20/2009. It would be interesting to see if it would appear again aroun 5/20/2009.

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 14:10:17 GMT

Thank you, FretlessMayhem and FICOADDICTED!

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 16:47:30 GMT

Congrats! I'll take anything in this credit environment. I'm too chicken to ask for a CLI on my BoA Visa even though I heavily use it and pay it off. I don't want to have my $4500 CL slashed so I'll just lay low for now.

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 20:04:29 GMT

Just curious, what is your balance compared to your limit? I have had my Citi card Since Nov. When I clicked the button, I got a denial because of my balance $2900/$4000. At least I didnt get a hard pull from it.

Dee

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 20:15:51 GMT

pdb723, if you filled out the form, they pull your credit report(s).

Re: Citi CLI

Anonymous — Fri, 27 Mar 2009 21:52:25 GMT

No form, just the instant denial based on balance.

Dee

Re: Citi CLI

Anonymous — Sat, 28 Mar 2009 00:41:18 GMT

@Anonymous wrote:
Congrats! I'll take anything in this credit environment. I'm too chicken to ask for a CLI on my BoA Visa even though I heavily use it and pay it off. I don't want to have my $4500 CL slashed so I'll just lay low for now.

Thank you, YoungEntrepeneur!

Re: Citi CLI

Anonymous — Sat, 28 Mar 2009 00:50:39 GMT

@Anonymous wrote:
Just curious, what is your balance compared to your limit? I have had my Citi card Since Nov. When I clicked the button, I got a denial because of my balance $2900/$4000. At least I didnt get a hard pull from it.

Dee

I don't use this card a great deal--I only use it when I shop at Sam's Club. I generally charge between $75-$150 monthly. I also pay most of my balance before my statement cuts, leaving only a $7 balance showing on my statement date.

Re: Citi CLI

Anonymous — Tue, 31 Mar 2009 02:30:57 GMT

sigh...how come I never got one? My first initial credit line was $7300 when they issue me as a 0% interest card. Every time I check, there isnt an option for requesting a credit line increase

Re: Citi CLI

Anonymous — Tue, 31 Mar 2009 13:25:18 GMT

@Anonymous wrote:
sigh...how come I never got one? My first initial credit line was $7300 when they issue me as a 0% interest card. Every time I check, there isnt an option for requesting a credit line increase

How long have you had the card? The link appears to show up every 3 months or so. I just backdoored my EX, and Citi softed me on 3/5, right before the link appeared.

If they softed me, why do they need to pull again!

Re: Citi CLI

Anonymous — Tue, 31 Mar 2009 18:49:18 GMT

FM, did they give you a CLI assuming that you clicked on the luv button?

Re: Citi CLI

CHARGE_IT — Tue, 31 Mar 2009 19:46:42 GMT

I never think of checking for the "button" until one of these threads come along; so thanks.

Today I was increased by 3600 to 20000.

I use this card mildly but have occasionally had a balance of one to two thousand.

They are like clockwork. I have two other cards with them that usually show up about five days later.

Thanks again for the reminder,

Re: Citi CLI

Anonymous — Tue, 31 Mar 2009 19:56:42 GMT

@Anonymous wrote:
@Anonymous wrote:
sigh...how come I never got one? My first initial credit line was $7300 when they issue me as a 0% interest card. Every time I check, there isnt an option for requesting a credit line increase
How long have you had the card? The link appears to show up every 3 months or so. I just backdoored my EX, and Citi softed me on 3/5, right before the link appeared.

If they softed me, why do they need to pull again!

I have had mine since November 2008. I have checked the button a few times, never seen it once. Does it come on for a few days? Pretty sure every 3 months?