topic Re: "Pre-Selected" Credit Card Offer from USAA in Credit Cards

"Pre-Selected" Credit Card Offer from USAA

chaos51 — Wed, 04 Apr 2018 00:08:49 GMT

First off, I'm not applying for this lol. I have been a USAA member for probably about 10-11 years, but I currently have no products or accounts with them. I was approved for a cash rewards credit card for $1,000 last February, which I used, but hated the limit and the rewards didn't beat anything I had at the time. I decided that after 6 months and them telling me that they'll basically never auto CLI the card, and any increase I wanted to attempt would be a hard pull, to close the card and move on with my life. Now, I have been getting a lot of vehicle loan offers from USAA, and today I noticed that I had a credit card offer from them. It feels good to get to the point where companies are sending offers to me instead of crossing fingers on approvals. It also feels good to not feel the need to app for a card just because I think I need to increase my overall CL or some arbitrary reason. Keep sending the offers though lol

Re: "Pre-Selected" Credit Card Offer from USAA

kilroy8 — Wed, 04 Apr 2018 00:40:00 GMT

Looks like a solid offer. APR is a bit high for them, though - maybe because it is a rewards card. I have their "Rate Advantage" card, and the APR is like 10% or something. Haven't thought about it since I am in 0% intro APR for more than another year.

Re: "Pre-Selected" Credit Card Offer from USAA

WowCool — Wed, 04 Apr 2018 02:00:27 GMT

Yea I had that offer last month with that card OP but with a 14.XX % APR. This month I have the Rate Advantage Visa Card offer but with a 18.1% APR . (cant figuire this one out). If they would offer me the Cashback Rewards Plus American Express with a decent APR I would probably bite. But I'm like you I like the offers too!! keep em coming USAA. Now if Penfed would just join the club!