topic Bed Bath & Beyond MasterCard (U.S. Bank) in Credit Cards

Bed Bath & Beyond MasterCard (U.S. Bank)

Anonymous — Sat, 28 Mar 2009 02:07:53 GMT

I got an offer in the mail today. By looking at their website (U.S. Bank) I can tell this is one of the best cards they have. Does this card worth an INQ?

I don't shop at Bed Bath & Beyond but I'm sure my mom and sis do.

http://www.usbank.com/cgi_w/cfm/credit/bedbath/usb_bbb.cfm

Bed Bath & Beyond MasterCard

5 Points per $1 spent at Bed Bath & Beyond
1 Point per $1 spent everywhere else
$10 Reward Card for every 1,000 points

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

Anonymous — Sat, 28 Mar 2009 06:45:04 GMT

If you don't shop there, it's not worth applying for it and wasting an inquiry. You're better off with a cashback from U.S. Bank if you want to get your foot in the door with them.

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

haulingthescoreup — Sun, 29 Mar 2009 17:38:11 GMT

I agree. Too many of my cards are co-branded (store + Visa, MC, etc.), and they can't be product changed, which is very common with co-branded cards. I wish I'd gone for the straight bank cards instead.

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

Anonymous — Sun, 29 Mar 2009 20:06:32 GMT

@haulingthescoreup wrote:
I agree. Too many of my cards are co-branded (store + Visa, MC, etc.), and they can't be product changed, which is very common with co-branded cards. I wish I'd gone for the straight bank cards instead.

Depends on the issuer and YMMV, but for the most past you are correct. I haven't encountered problems switching products with Chase's co-branded cards, but I haven't had any luck with HSBC's GM Flex Rewards MC.

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

haulingthescoreup — Sun, 29 Mar 2009 23:14:16 GMT

FaircreditguyFL wrote:

@haulingthescoreup wrote:
I agree. Too many of my cards are co-branded (store + Visa, MC, etc.), and they can't be product changed, which is very common with co-branded cards. I wish I'd gone for the straight bank cards instead.
Depends on the issuer and YMMV, but for the most past you are correct. I haven't encountered problems switching products with Chase's co-branded cards, but I haven't had any luck with HSBC's GM Flex Rewards MC.

Yes, I was trying to say that my co-branded cards can't be changed. I tried to clarify that in the next phrase, but I think I should have just re-done the whole post! (That's one of the reasons I have so many deleted posts.)

eta: I can't get Chase to swap my Borders Visa for love nor money.

Message Edited by haulingthescoreup on 03-29-2009 04:14 PM

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

Anonymous — Tue, 31 Mar 2009 23:22:30 GMT

@Anonymous wrote:
If you don't shop there, it's not worth applying for it and wasting an inquiry. You're better off with a cashback from U.S. Bank if you want to get your foot in the door with them.

My mom shops there. I'll add her as an AU.

Just got an email few minutes ago. My app was approved. EX score is 712.

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

Anonymous — Sun, 05 Apr 2009 01:09:30 GMT

Just received the card. CL is $4000. APR is 12.24%.

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

haulingthescoreup — Sun, 05 Apr 2009 02:32:24 GMT

mphan wrote:
Just received the card. CL is $4000. APR is 12.24%.

You're going to have a very happy mom!

--congrats

Re: Bed Bath & Beyond MasterCard (U.S. Bank)

Anonymous — Sun, 05 Apr 2009 16:30:58 GMT

@Anonymous wrote:
Just received the card. CL is $4000. APR is 12.24%.

Wow!!!! $4000 way to go.