https://ficoforums.myfico.com/t5/Credit-Cards/Commerce-Bank-Rewards-Visa/m-p/5216082#M1537970 <P>I received a pre-approval in the mail today for this. Anyone have any experience with it?</P><P>It offers:</P><UL><LI>3% back on wireless providers and ride sharing</LI><LI>2% on gas and restaurants</LI><LI>1% on everything else</LI><LI>12 months @0% on purchases and 0%/no fee on BT</LI><LI>No Annual fee</LI></UL><P>&nbsp;</P><P>Since I've recently parted ways with the like of Credit One and Merrick I have no interest is getting in bed with another preditory lender but I honestly have never heard of this outfit.</P> Sat, 07 Apr 2018 23:50:28 GMT Anonymous 2018-04-07T23:50:28Z https://ficoforums.myfico.com/t5/Credit-Cards/Commerce-Bank-Rewards-Visa/m-p/5216082#M1537970 <P>I received a pre-approval in the mail today for this. Anyone have any experience with it?</P><P>It offers:</P><UL><LI>3% back on wireless providers and ride sharing</LI><LI>2% on gas and restaurants</LI><LI>1% on everything else</LI><LI>12 months @0% on purchases and 0%/no fee on BT</LI><LI>No Annual fee</LI></UL><P>&nbsp;</P><P>Since I've recently parted ways with the like of Credit One and Merrick I have no interest is getting in bed with another preditory lender but I honestly have never heard of this outfit.</P> Sat, 07 Apr 2018 23:50:28 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Commerce-Bank-Rewards-Visa/m-p/5216082#M1537970 Anonymous 2018-04-07T23:50:28Z https://ficoforums.myfico.com/t5/Credit-Cards/Commerce-Bank-Rewards-Visa/m-p/5216087#M1537973 <P>RedBeard44 they are located in Missouri. There have been some folks on this site that have the cards and can explain their experiences. My experience with them goes back a few years and I found them to be incompetent and unfriendly but ... in fairness it has to have been four years ago and I never processed the card app ... walked on them.</P> Sat, 07 Apr 2018 23:58:55 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Commerce-Bank-Rewards-Visa/m-p/5216087#M1537973 Anonymous 2018-04-07T23:58:55Z