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    <title>topic Re: Question about CITI BTs in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5216501#M1538135</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ok thanks. Do the timer for the BTs start as soon as you respond/initiate it or does it start the day it posts?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Timer starts from post date. There could be as much as 7 to 10 days difference between the "posted date" and the date the amount hits your bank account or credit card.&lt;/P&gt;</description>
    <pubDate>Sun, 08 Apr 2018 14:42:29 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2018-04-08T14:42:29Z</dc:date>
    <item>
      <title>Question about CITI BTs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5215967#M1537932</link>
      <description>Do the BTs have to post by the respond date or do you just need to iniate the transfer by the respond date?&lt;BR /&gt;&lt;BR /&gt;I know that with most issuers the transfer has to post by the BT offer end date. Just wanted to clarify so I know when to iniate the BT.</description>
      <pubDate>Sat, 07 Apr 2018 21:16:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5215967#M1537932</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-04-07T21:16:39Z</dc:date>
    </item>
    <item>
      <title>Re: Question about CITI BTs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5216348#M1538072</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;Do the BTs have to post by the respond date or do you just need to iniate the transfer by the respond date?&lt;BR /&gt;&lt;BR /&gt;I know that with most issuers the transfer has to post by the BT offer end date. Just wanted to clarify so I know when to iniate the BT.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You've to respond by that date. I've availed their offers many times...what I observed was that even if you were beyond the "offer end date", you can still go on online chat or call them to get the BT..&lt;/P&gt;</description>
      <pubDate>Sun, 08 Apr 2018 04:53:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5216348#M1538072</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-04-08T04:53:51Z</dc:date>
    </item>
    <item>
      <title>Re: Question about CITI BTs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5216476#M1538131</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;Do the BTs have to post by the respond date or do you just need to iniate the transfer by the respond date?&lt;BR /&gt;&lt;BR /&gt;I know that with most issuers the transfer has to post by the BT offer end date. Just wanted to clarify so I know when to iniate the BT.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You've to respond by that date. I've availed their offers many times...what I observed was that even if you were beyond the "offer end date", you can still go on online chat or call them to get the BT..&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ok thanks. Do the timer for the BTs start as soon as you respond/initiate it or does it start the day it posts?&lt;/P&gt;</description>
      <pubDate>Sun, 08 Apr 2018 13:50:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5216476#M1538131</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-04-08T13:50:31Z</dc:date>
    </item>
    <item>
      <title>Re: Question about CITI BTs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5216501#M1538135</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ok thanks. Do the timer for the BTs start as soon as you respond/initiate it or does it start the day it posts?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Timer starts from post date. There could be as much as 7 to 10 days difference between the "posted date" and the date the amount hits your bank account or credit card.&lt;/P&gt;</description>
      <pubDate>Sun, 08 Apr 2018 14:42:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-CITI-BTs/m-p/5216501#M1538135</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-04-08T14:42:29Z</dc:date>
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