topic AU question in Credit Cards

AU question

Anonymous — Mon, 30 Mar 2009 00:21:59 GMT

so my scores are not very good. my SO's are. would him adding me as an AU on one of his high limit cards that sits at a zero balance hurt him as much as it may help me?

Re: AU question

Anonymous — Mon, 30 Mar 2009 00:26:25 GMT

Adding you to his account as an AU will have no effect on his credit, unless he give you a card and you spend it up On the other hand, if he pays late, maxes the card or otherwise has any negative on that card in the future, it will affect your credit.

Re: AU question

Anonymous — Mon, 30 Mar 2009 00:31:57 GMT

you're so helpful! he never pays late. and he rarely carries a balance. now the problem is convincing him to do it.

what happens if after a year he removes me? itll hurt me huh?

thanks a bunch!!!

Message Edited by scorechaser on 03-29-2009 05:31 PM

Re: AU question

Anonymous — Mon, 30 Mar 2009 00:32:46 GMT

Well, probably your best bet is to ask him to add you and not give you a card....that you don't need access or use of the card, just to be reported for a time.

After that, I suggest mowing his lawn, weeding the flower garden, washing his car .........

Re: AU question

Anonymous — Mon, 30 Mar 2009 00:45:37 GMT

@Anonymous wrote:
Well, probably your best bet is to ask him to add you and not give you a card....that you don't need access or use of the card, just to be reported for a time.

After that, I suggest mowing his lawn, weeding the flower garden, washing his car .........

lol nah ill just remind him that if he eventually wants me to refinance the house loan into my name i need credit help.

you have been most helpful today. thank you!