topic Re: Moving limit between Amex accounts. Question in Credit Cards

Moving limit between Amex accounts. Question

patoot10 — Mon, 23 Apr 2018 18:23:14 GMT

Hello,

Can you move available credit between Amex accounts and leave the donor account with $500 ? or less than $1000 ?

I tried recently and it wasn't approved and when I asked the rep told me you have to leave $1000 at least in the donor account

what's interesting is that according to the online page where you move limits you can actually leave the donor with only $500

I did manage to move limits before but I left the donor with $1000 not $500

My question is has anyone been able to move limits between cards and leave the donor card with $500 ?

Thanks,

Re: Moving limit between Amex accounts. Question

simplynoir — Mon, 23 Apr 2018 18:37:38 GMT

I don't know if this is something related to the card that limits how much you can move out or the new standard across all cards.

Re: Moving limit between Amex accounts. Question

K-in-Boston — Mon, 23 Apr 2018 18:41:27 GMT

YMMV between speaking with someone and doing it online. All of my accounts and DW's accounts allow this down to $500 online (and I did reduce my Blue down to $500 after moving almost all of its limit to SPG). Keep in mind that you can only reallocate credit lines once every 30 days with Amex.

Re: Moving limit between Amex accounts. Question

fittiger — Mon, 23 Apr 2018 21:17:30 GMT

@K-in-Boston wrote:
YMMV between speaking with someone and doing it online. All of my accounts and DW's accounts allow this down to $500 online (and I did reduce my Blue down to $500 after moving almost all of its limit to SPG). Keep in mind that you can only reallocate credit lines once every 30 days with Amex.

Not to steal the thread, but does anyone know if you can move limits from consumer cards to business cards? Currently my consumer & business cards are under seperate online accounts; if the answer to the previous question is yes; then how would I go about doing this?

I'm looking to reallocate $10k from my personal SPG to a newly opend Blue Business Plus account that only has a $2k limit.

Re: Moving limit between Amex accounts. Question

simplynoir — Mon, 23 Apr 2018 21:20:12 GMT

Yes, AMEX allows moving limits from your personal cards to business cards but not the other way.

Re: Moving limit between Amex accounts. Question

NichelleN — Mon, 30 Apr 2018 02:41:01 GMT

I moved limits just yesterday and left the donor card with $500. I'd planned to close the donor card but have a couple of benefits I wanted to use. So, now I'm going to call back and just close it.

Re: Moving limit between Amex accounts. Question

NRB525 — Mon, 30 Apr 2018 02:50:26 GMT

It is most likely YMMV.

In 2017 I tried to move limits around in $10k chunks. “Systems unavailable “ or some similar screen. Several tries.
Went to $5k per move, no issues. Took a couple of steps to accomplish, but all on line.

The lowest amount that can be left is probably a similar variable per cardholder, for reasons only clear to AMEX.

Re: Moving limit between Amex accounts. Question

nicholasyud — Sat, 05 May 2018 03:28:37 GMT

can you guys explain how you do it online ? I want to move credit from my BCP to new amex card with 0% apr wonder if thats possible. New card just open and the BCP since 2014. Thanks

Re: Moving limit between Amex accounts. Question

MrDisco99 — Sat, 05 May 2018 04:01:36 GMT

@nicholasyud wrote:
can you guys explain how you do it online ? I want to move credit from my BCP to new amex card with 0% apr wonder if thats possible. New card just open and the BCP since 2014. Thanks

Click on "Account Services" on top and then click on "Transfer Available Credit to Another Card"