https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473834#M154932 <P>I just got a SW Alert, and my EQ FICO has fallen 5 points because my CC just updated on 3/27 instead of 4/12 like it is scheduled to.&nbsp; My util is 13% currently, it had previously been 8%.</P><P>Is this common?</P><P>&nbsp;</P><P>I was planning on PIF before the 12th....this is weird.</P> Fri, 03 Apr 2009 13:31:22 GMT PayingTheBills 2009-04-03T13:31:22Z https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473834#M154932 <P>I just got a SW Alert, and my EQ FICO has fallen 5 points because my CC just updated on 3/27 instead of 4/12 like it is scheduled to.&nbsp; My util is 13% currently, it had previously been 8%.</P><P>Is this common?</P><P>&nbsp;</P><P>I was planning on PIF before the 12th....this is weird.</P> Fri, 03 Apr 2009 13:31:22 GMT https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473834#M154932 PayingTheBills 2009-04-03T13:31:22Z https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473883#M154942 Hi, just reviewing my credit reports today and noticed my BOA cc reported 2X so far to the credit bureaus.&nbsp; I am going to be calling this bank and and to see what is going on here.&nbsp; My cc closed on the 23rd of last month and had a $0 balance and now today reporting $138.00 balance I do not think this is fair especially without knowing. Fri, 03 Apr 2009 14:47:44 GMT https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473883#M154942 tray 2009-04-03T14:47:44Z https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473887#M154943 This doesn't happen too often, but it really isn't that unusual either. DW's Discover reported two or three times mid-cycle in January. Others have reported occasional mid-cycle reporting from several different issuers ... Fri, 03 Apr 2009 14:52:40 GMT https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473887#M154943 Anonymous 2009-04-03T14:52:40Z https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473893#M154946 GE did the same thing to me last month they reported 3 accounts I have with them twice in one month. I'm not sure why this was done when your trying to play the utility game&nbsp;it kind of messes u up. Fri, 03 Apr 2009 15:05:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/473893#M154946 Anonymous 2009-04-03T15:05:17Z https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/474134#M155002 Prior to Chase taking over WAMU, WAMU would update balance about 1x per week.&nbsp; I stopped using the card.&nbsp; Then when the Chase announcement came out, they stopped reporting but once per month the last 2 months prior to move. Fri, 03 Apr 2009 19:32:10 GMT https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/474134#M155002 Anonymous 2009-04-03T19:32:10Z https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/474206#M155023 Cool. As long as it reports on the statement date like it should, I'm not concerned about it.&nbsp; I'll get those points right back in 9 days. <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Fri, 03 Apr 2009 21:56:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/CC-balance-updated-in-the-middle-of-the-month/m-p/474206#M155023 PayingTheBills 2009-04-03T21:56:14Z