topic Re: Anyone checked their Penfed offers today?😀 in Credit Cards

Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 15:11:30 GMT

I just looked at mine. They've updated again! Penfed is off the chain!

I was for sure I had hit my max exposure with them a year ago.

Mainly because I was told by a Penfed Rep. I was offered a Power cash last October on a SP with a $3800 SL. I took $10k from my other CC to increase the limit. I'm about to pull the trigger on a SP cli and add $13.9k to that. 😂 Penfed is AWESOME!!

Re: Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 15:39:33 GMT

Well that was easy! Hit my other milestone as well. Just passed $600k in TLs.

Re: Anyone checked their Penfed offers today?😀

Anonymous — Sun, 06 May 2018 15:34:14 GMT

Nice! When I see these, it's hard to resist joining PF. I really really don't need another CU. But I suppose maybe that's the best time to join.

Re: Anyone checked their Penfed offers today?😀

K-in-Boston — Sun, 06 May 2018 15:36:26 GMT

Congrats! No offers at all for me since joining about 2 years ago.

At least they updated my FICO 09 at the right time:

Re: Anyone checked their Penfed offers today?😀

Anonymous — Sun, 06 May 2018 15:41:36 GMT

@Gmood1 wrote:
I just looked at mine. They've updated again! Penfed is off the chain!
I was for sure I had hit my max exposure with them a year ago.
Mainly because I was told by a Penfed Rep. I was offered a Power cash last October on a SP with a $3800 SL. I took $10k from my other CC to increase the limit. I'm about to pull the trigger on a SP cli and add $13.9k to that. 😂 Penfed is AWESOME!!
Wh
What other cards do you have? Are they over the 50k total? Is that still the ceiling with them? Thanks, Gmood.

Re: Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 15:43:47 GMT

They'll come K, it was just over 3 years when mine showed up.

Thanks! It's been a long road since my first app and denial from Penfed 3.5 years ago.

@K-in-Boston wrote:
Congrats! No offers at all for me since joining about 2 years ago.
At least they updated my FICO 09 at the right time:

Re: Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 15:45:53 GMT

@Anonymous wrote:
@Gmood1 wrote:
I just looked at mine. They've updated again! Penfed is off the chain!
I was for sure I had hit my max exposure with them a year ago.
Mainly because I was told by a Penfed Rep. I was offered a Power cash last October on a SP with a $3800 SL. I took $10k from my other CC to increase the limit. I'm about to pull the trigger on a SP cli and add $13.9k to that. 😂 Penfed is AWESOME!!
Wh
What other cards do you have? Are they over the 50k total? Is that still the ceiling with them? Thanks, Gmood.

I have two cards with them. One at $18k and the other at $13.8 k, now $27,700. As far as I know $50k max.

Re: Anyone checked their Penfed offers today?😀

SomewhereIn505 — Sun, 06 May 2018 16:28:06 GMT

No offers for me. I wouldn’t be able to capitalize on it though because were in escrow. Maybe next quarter.

Re: Anyone checked their Penfed offers today?😀

K-in-Boston — Sun, 06 May 2018 16:31:02 GMT

Thanks for the encouragement. I’ve usually only read about people who joined “dirty” not getting the offers. That said, if their max is really only $50k now I really just want some $500 autoluv on my two cards to cap me out. (Besides, those $xx,500 lines drive me crazy.)

Now that you’re at $600k, too, does that mean I need to work on boosting my game? If I recall correctly, we hit $500k and $400k right about the same time.

Re: Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 16:50:30 GMT

@K-in-Boston wrote:
Thanks for the encouragement. I’ve usually only read about people who joined “dirty” not getting the offers. That said, if their max is really only $50k now I really just want some $500 autoluv on my two cards to cap me out. (Besides, those $xx,500 lines drive me crazy.)

Now that you’re at $600k, too, does that mean I need to work on boosting my game? If I recall correctly, we hit $500k and $400k right about the same time.

Only $50k? Now that's how a baller talks.😂

Yeah, I believe you are correct K. I'm not sure how much is left for me. Ha ha

I'm no baller like yourself and others here. My income is nearly a third of yours.

No AU accounts, all are only in my name. I've come to a conclusion. Must not be many people in my area that have good credit, as the lenders are giving me those folks credit as well.😆

Re: Anyone checked their Penfed offers today?😀

K-in-Boston — Sun, 06 May 2018 16:57:09 GMT

@Gmood1 wrote:
@K-in-Boston wrote:
Thanks for the encouragement. I’ve usually only read about people who joined “dirty” not getting the offers. That said, if their max is really only $50k now I really just want some $500 autoluv on my two cards to cap me out. (Besides, those $xx,500 lines drive me crazy.)

Now that you’re at $600k, too, does that mean I need to work on boosting my game? If I recall correctly, we hit $500k and $400k right about the same time.
Only $50k? Now that's how a baller talks.😂
Yeah, I believe you are correct K. I'm not sure how much is left for me. Ha ha
I'm no baller like yourself and others here. My income is nearly a third of yours.
No AU accounts, all are only in my name. I've come to a conclusion. Must not be many people in my area that have good credit, as the lenders are giving me those folks credit as well.😆

Wow! A little over $200k of mine is made up from AU lines (no one said cooperative mode doesn't count). That is seriously impressive getting that many multiples of income in CLs without AU accounts. Back on the topic, I still want a preapproved boat loan. Not that I have any intention of buying one (always befriend a boat owner, never buy one yourself!), but it would be nice to have the option.

Re: Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 17:35:15 GMT

@K-in-Boston wrote:
@Gmood1 wrote:
@K-in-Boston wrote:
Thanks for the encouragement. I’ve usually only read about people who joined “dirty” not getting the offers. That said, if their max is really only $50k now I really just want some $500 autoluv on my two cards to cap me out. (Besides, those $xx,500 lines drive me crazy.)

Now that you’re at $600k, too, does that mean I need to work on boosting my game? If I recall correctly, we hit $500k and $400k right about the same time.
Only $50k? Now that's how a baller talks.😂
Yeah, I believe you are correct K. I'm not sure how much is left for me. Ha ha
I'm no baller like yourself and others here. My income is nearly a third of yours.
No AU accounts, all are only in my name. I've come to a conclusion. Must not be many people in my area that have good credit, as the lenders are giving me those folks credit as well.😆

Wow! A little over $200k of mine is made up from AU lines (no one said cooperative mode doesn't count). That is seriously impressive getting that many multiples of income in CLs without AU accounts. Back on the topic, I still want a preapproved boat loan. Not that I have any intention of buying one (always befriend a boat owner, never buy one yourself!), but it would be nice to have the option.

Thanks K!

My file was plenty dirty when I joined Penfed. I had a foreclosure still reporting for the first 1.5 years of membership. That didn't stop them from approving an auto loan and two CCs during that time. Not bad for fella who couldn't get a mosquito a lettersmen's jacket on credit less than 5 years ago.😂

Re: Anyone checked their Penfed offers today?😀

Jnbmom — Sun, 06 May 2018 19:56:57 GMT

Where do the "offers" appear at ?

Re: Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 20:18:47 GMT

@Jnbmom wrote:
Where do the "offers" appear at ?

The offers will be on the lower right side of your Penfed home page. They'll be where the TurboTax offer box is normally. Once you accept an offer, it will go back to being TurboTax lingo.

I should have taken a screenshot before I accepted an offer.

Re: Anyone checked their Penfed offers today?😀

AverageJoesCredit — Sun, 06 May 2018 20:27:59 GMT

Congrats G I'll hold my tongue on how great PF is lol, but any success you have brings a smile to my face

I did actually login to check my boring homepage, noticed my FICO 9 jumped to 778 and of course I got the best offer there is $20 bucks off turbo tax

Re: Anyone checked their Penfed offers today?😀

AverageJoesCredit — Sun, 06 May 2018 20:31:01 GMT

@Jnbmom wrote:
Where do the "offers" appear at ?

Right under the WE LUV GMOOD1 sign

Re: Anyone checked their Penfed offers today?😀

AverageJoesCredit — Sun, 06 May 2018 20:34:08 GMT

CONGRATS GMOOD600000

Re: Anyone checked their Penfed offers today?😀

Gmood1 — Sun, 06 May 2018 20:38:47 GMT

@AverageJoesCredit wrote:
@Jnbmom wrote:
Where do the "offers" appear at ?
Right under the WE LUV GMOOD1 sign

😂😂

Shoot.. I've seen others here get way more love than me from Penfed.

Since Navy doesn't show me the luv they show others.😉

I had to run to someone else's arms. 😋

Thanks my friend! Couldn't have done it without you!

Re: Anyone checked their Penfed offers today?😀

AverageJoesCredit — Sun, 06 May 2018 20:38:47 GMT

I guess we should be glad she isnt Discover TOO MANY MISTRESSES

Re: Anyone checked their Penfed offers today?😀

Anonymous — Sun, 06 May 2018 20:44:31 GMT

I've been studying up on PenFed. I've read the last many pages of the big thread. There doesn't seem to be a consensus when they pull/publish/give AR offers. It's hard since that thread is so big and it looks like maybe things changed since they switched to Fico 9.

Can you confirm when your score was updated and when the pull date was? And then I'm pretty sure your offers just showed today/yesterday-ish.