topic Re: Best lingerie card? in Credit Cards

Best lingerie card?

Anonymous — Fri, 18 May 2018 02:17:06 GMT

I have tried searching for a decent list of stores that offer credit cards that mainly sell lingerie but to no avail I can basicly think of only one that we all know if anyone knows of anymore besides Victoria’s Secret please let me know

Re: Best lingerie card?

Jnbmom — Fri, 18 May 2018 02:19:51 GMT

Unless you shop at one and will get major discounts ( i don't think so because you are asking for names) I would skip falling into retail cards unless you exclusively shop there and will benefit with discounts.

Re: Best lingerie card?

wasCB14 — Fri, 18 May 2018 02:23:53 GMT

If 'tg' in your name means transgender, I'm not sure how many of the usual stores would carry your size.

Or I may misunderstand your name.

Amex has done a good number of spend offers for clothing stores, from cheaper places to La Perla.

Re: Best lingerie card?

AverageJoesCredit — Fri, 18 May 2018 02:34:15 GMT

Please dont take this wrong wasCB14 , but nowhere in Op's post suggest anything to do with their sexual orientation or meaning of name. OP asked about stores with possible credit cards that sells lingerie. I would refrain from even mentioning such possibilities unless it has been mentioned by op. Let's just stick to subject at hand. Thank you for understanding.

Op, welcome to the forum. I personally dont know of any other major lingerie retailer than VS but by getting a major bank card like a Visa, MC, Amex or Discover, you should be able to use at any retailer that does sell it. Not a question we get here often but good one nonetheless

Re: Best lingerie card?

Anonymous — Fri, 18 May 2018 02:49:42 GMT

Haha don’t worry bout it wasCB14 I don’t mind and yes I am transgender n not a large size so that’s not a problem
Amex is a possibility for a rewards card but I’m not sure on what the best rewards card for me would b

Re: Best lingerie card?

Adkins — Fri, 18 May 2018 02:51:41 GMT

@Anonymous wrote:
Haha don’t worry bout anything from the post after this I don’t mind and yes I am transgender n not a large size so that’s not a problem
Amex is a possibility for a rewards card but I’m not sure on what the best rewards card for me would b

There isn't a "best" rewards card per se, but simply one that fits your spending habits and credit profile the best. We'd need to know if you are looking for cash back or some type of rewards points on the card, in addition to your most recent credit scores if you have them. (Credit karma is not a true credit score, fyi) Do you have any baddies on your reports or lots of HPs?

Re: Best lingerie card?

Anonymous — Fri, 18 May 2018 02:58:52 GMT

Not sure of my current scores last score I received was my Experian of 706 not sure the others sorry I do have a couple cards already that I use regularly and take care of...also I think I want rewards points if possible but I’m not sure of my approval odds for a decent card

Re: Best lingerie card?

Adkins — Fri, 18 May 2018 03:06:46 GMT

@Anonymous wrote:
Not sure of my current scores last score I received was my Experian of 706 not sure the others sorry I do have a couple cards already that I use regularly and take care of...also I think I want rewards points if possible but I’m not sure of my approval odds for a decent card

Amex pulls Experian, and a 706 is good. I highly recommend trying their pre-qualification site first and see what pops up. (Just Google Amex pre-qualification). You can do the same for Capital One and Discover.

Re: Best lingerie card?

wasCB14 — Fri, 18 May 2018 03:35:05 GMT

Which stores would you potentially shop at, and what would be your annual cothing spend at them?

A 706 EX means you can be moderately selective in what cards you get. Some non-store cards may offer good deals, be more flexible, or provide good perks compared to a clothing store card.

Re: Best lingerie card?

Anonymous — Fri, 18 May 2018 03:44:20 GMT

Not sure the annual amount id b spending but I’d like a card from basicly anywhere besides VS lol

Re: Best lingerie card?

Anonymous — Fri, 18 May 2018 04:10:41 GMT

I agree with the others about getting a card that you can use at any store. Sign up by email for a specfic lingerie store you like, join their store rewards programs and get great discounts still. We have one here in South Florida called Hustler Hollywood.

If you really want a retail card, maybe try apping with Nordstroms, Macys, or Saks. They all sell lingerie too.

Re: Best lingerie card?

Anonymous — Fri, 18 May 2018 04:41:28 GMT

@Anonymous wrote:
I agree with the others about getting a card that you can use at any store. Sign up by email for a specfic lingerie store you like, join their store rewards programs and get great discounts still. We have one here in South Florida called Hustler Hollywood.

If you really want a retail card, maybe try apping with Nordstroms, Macys, or Saks. They all sell lingerie too.

Macys is very good option for that, most of the time they have a lot of sale and they have great selection lingeries section in store and of course online. Also, the store card credit limit will grow like firework if you looking for ulilitazion too in the future.

Re: Best lingerie card?

toadsworth — Fri, 18 May 2018 06:28:37 GMT

US Bank Cash+ Visa Signature; you pick two 5% cash back categories, of which two available ones are department stores and clothing stores. Plus, $150 sign up bonus with $500 spend.

Re: Best lingerie card?

wasCB14 — Fri, 18 May 2018 11:45:47 GMT

@Anonymous wrote:
Not sure the annual amount id b spending but I’d like a card from basicly anywhere besides VS lol

@toadsworth wrote:
US Bank Cash+ Visa Signature; you pick two 5% cash back categories, of which two available ones are department stores and clothing stores. Plus, $150 sign up bonus with $500 spend.

Without you having a particular store or budget in mind, Cash+ may represent the best tradeoff between value and flexibility. Better rewards would likely require loyalty to certain stores and/or high spend on luxury clothing.

Re: Best lingerie card?

Anonymous — Fri, 18 May 2018 18:51:45 GMT

@wasCB14 wrote:
@Anonymous wrote:
Not sure the annual amount id b spending but I’d like a card from basicly anywhere besides VS lol
@toadsworth wrote:
US Bank Cash+ Visa Signature; you pick two 5% cash back categories, of which two available ones are department stores and clothing stores. Plus, $150 sign up bonus with $500 spend.
Without you having a particular store or budget in mind, Cash+ may represent the best tradeoff between value and flexibility. Better rewards would likely require loyalty to certain stores and/or high spend on luxury clothing.

Yes. The reason the budget and loyalty matters is really how much thought to put into it! If you spend $500 a year, the difference between a generic 2% everywhere card, and an amazing store specific 10% card is only $40, which could easily be swamped by buying at sales times or going to a cheaper store. If the budget is more like $10K per year.... worth looking much harder.