topic Re: CSR in my "Offers" in Credit Cards

CSR in my "Offers"

Poppa — Wed, 06 Jun 2018 17:16:29 GMT

I wasn't aware they offered these online. I wish I could use one.

Re: CSR in my "Offers"

Anonymous — Wed, 06 Jun 2018 19:10:50 GMT

Holy smokes. You've never heard people on these forums talking about Chase's "green check mark offers?" This is exactly what they are referring to.

What I wouldn't give to get offers like those. I would find a way to use the CSP or CSR. Instead I get the crappy ones like referring new card members, financing a home, or for car loans. I guess they have their purpose but the last good green check mark offer I got was for the Freedom card last November and since then all the other credit card offers have disappeared. I was told by once by a Chase personal banker that the credit card offers disappear for about six months after you accept one so I'm hoping to see card offers start popping up by the end of this month or next month.

@Poppa wrote:
I wasn't aware they offered these online. I wish I could use one.

Re: CSR in my "Offers"

Anonymous — Wed, 06 Jun 2018 19:06:38 GMT

Cool

That's how my offers page used to look. Not now! I had CFU, accepted their offer for CSP & app'd for AmazonPrime. Approved for both. 6mo for another Freedom offer?

Yes, offers can surpass 5/24. I was 6/24, am now 8/24. Offers that have APR area blacked out, only ask for your income & phone number are solid offers.Do your offers show an APR range? Those offers don't get around 5/24.

Re: CSR in my "Offers"

Anonymous — Wed, 06 Jun 2018 19:28:21 GMT

Any chance these offers are just a soft pull?

Re: CSR in my "Offers"

Poppa — Wed, 06 Jun 2018 19:34:13 GMT

@MaizeandBlue I knew about offers. I didn't know they offered the CSR.

Re: CSR in my "Offers"

Poppa — Wed, 06 Jun 2018 19:42:39 GMT

@sjrn They're all single APR. I got the CSP almost 2 years ago with my offers. Took the SUB moved the limit over to my freedom and closed. I don't think I can get the SUB since it was less than 2 years since the last one.

Re: CSR in my "Offers"

Poppa — Wed, 06 Jun 2018 19:44:10 GMT

@Anonymous wrote:
Any chance these offers are just a soft pull?

I would say no chance they are SP. The CSP I got was HP

Re: CSR in my "Offers"

coldfusion — Wed, 06 Jun 2018 21:36:45 GMT

@Poppa wrote:
@MaizeandBlue I knew about offers. I didn't know they offered the CSR.

This is the first time I've heard of anyone ever receiving a CSR offer under MyOffers. Chase did put some new policies in effect starting this Monday, perhaps this is one of them. I wonder whether or not a CSR offer bypasses 5/24, as the others currently do not (or, at least did not before Monday).

One policy apparently put in place was the closure of the loophole allowing a paper application submitted via a Business Relationship Manager from bypassing 5/24.

Re: CSR in my "Offers"

Poppa — Wed, 06 Jun 2018 21:48:36 GMT

@coldfusion I'm glad you said that because I never heard of anyone receiving a CSR offer online either. I've been reading that these offers DO in fact bypass 5/24 once again.

@coldfusion wrote:
@Poppa wrote:
@MaizeandBlue I knew about offers. I didn't know they offered the CSR.
This is the first time I've heard of anyone ever receiving a CSR offer under MyOffers. Chase did put some new policies in effect starting this Monday, perhaps this is one of them. I wonder whether or not a CSR offer bypasses 5/24, as the others currently do not (or, at least did not before Monday).

One policy apparently put in place was the closure of the loophole allowing a paper application submitted via a Business Relationship Manager from bypassing 5/24.

@coldfusion

Re: CSR in my "Offers"

Adkins — Wed, 06 Jun 2018 21:53:47 GMT

@Poppa wrote:
I wasn't aware they offered these online. I wish I could use one.

It's a Unicorn!! I haven't read of the CSR being in offers. Ever. Only in branch.

Re: CSR in my "Offers"

Anonymous — Wed, 06 Jun 2018 22:33:07 GMT

Sweet. Since it's in your offer... I'm wondering if the offers will now bypass old CSP/CSR sub rules? imo, it seems like it could/would/should?

@Poppa wrote:
@sjrn They're all single APR. I got the CSP almost 2 years ago with my offers. Took the SUB moved the limit over to my freedom and closed. I don't think I can get the SUB since it was less than 2 years since the last one.

Re: CSR in my "Offers"

Anonymous — Thu, 07 Jun 2018 02:17:21 GMT

Congratulations on getting an CSR offer! I would agree with other posts, this may be due to new policies from Chase.

Re: CSR in my "Offers"

K-in-Boston — Thu, 07 Jun 2018 13:31:18 GMT

@Poppa wrote:
I wasn't aware they offered these online. I wish I could use one.

This is an epic find! Unicorn, indeed. My question will be whether this will ever show up for anyone who already has a Sapphire product now that they've changed the rules on having more than 1.

Re: CSR in my "Offers"

Schwartzinator — Thu, 07 Jun 2018 14:47:49 GMT

**bleep**...I’ve lost a bet. Unicorns do exist. I’d be happy to see ANY card offer show up in the “selected for you” category. All I get is a referral offer, checking offer, and home/auto loan offer. Thanks for the share!

Re: CSR in my "Offers"

Anonymous — Thu, 07 Jun 2018 19:32:16 GMT

Jigga what?! I would jump on that in a heartbeat, risks be dammed.

Well maybe, even my only remaining want card is starting to lose it's luster after 9 months in the garden. I'd benefit from 3x vs my current 2x but.. eh. I'll be eligible to PC to reserve in another 2 months. Great find though! Maybe we'll be seeing more of this

Re: CSR in my "Offers"

barthooper — Thu, 07 Jun 2018 20:06:50 GMT

Very nice. I don't have anything there and even when I use their prequal check. It says I might be opted out. Guess they can't generate anything with credit freezes. Heard there weren't CSR offers that even showed in any prequal I was hoping for CSP.

Re: CSR in my "Offers"

Anonymous — Fri, 08 Jun 2018 02:16:43 GMT

Curiosity is killin me. Might you go for the CSR?

Re: CSR in my "Offers"

Poppa — Fri, 08 Jun 2018 02:56:40 GMT

@Anonymous wrote:
Curiosity is killin me. Might you go for the CSR?

Me? No, I have no use for one sorry.

Re: CSR in my "Offers"

Anonymous — Fri, 08 Jun 2018 06:16:21 GMT

Another data point - I happened to check my wife's offers while paying our freedom just now & she's also showing an offer for the CSR where previously she'd only had the CSP, FU & auto loan. Checked offers on my CSP and while I've still got freedom and FU thus far no CSR. Might have to do with my already holding a sapphire product while the wife technically doesn't since she's Au on mine and not subject to the 1 sapphire product limit. She's also well under 5/24 while I'm over for at least another 15 months.

Re: CSR in my "Offers"

Anonymous — Fri, 08 Jun 2018 06:21:15 GMT

Edit for clarity - she's been showing offer for CSP for the entire 9+ months she's been Au on mine but the CSR is a very new thing, sometime in the last 5-7 days since I last checked hers. Hope this helps deciphering how the appearance of CSR ties into sapphire rules