topic AMEX Thread Data Points for Bonus Denials in Credit Cards

AMEX Thread Data Points for Bonus Denials

Anonymous — Thu, 07 Jun 2018 18:24:03 GMT

Credit for this goes to redpat and K-in-Boston, thanks for bringing this up!

If you got your bonues denied becuase of the reasons below, please share.

New and updated AMEX rule.

Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

That's in addition to the language that they added not that long ago:

If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer (s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit Membership Rewards points to, we may freeze Membership Rewards points credited to, or we may take away Membership Rewards points from your account. We may also cancel this Card account and other Card accounts you may have with us.

Re: AMEX Thread Data Points for Bonus Denials

simplynoir — Thu, 07 Jun 2018 18:34:28 GMT

Kind of jumping the gun here starting this thread, no?

Re: AMEX Thread Data Points for Bonus Denials

MrDisco99 — Thu, 07 Jun 2018 20:32:03 GMT

I’m still waiting to hear confirmed DPs of clawbacks due to cancellation within 12 months.

That said I really don’t like the new language. It’s way too vague and pretty much allows Amex to weasel out of paying bonuses and just claim it’s the member’s fault. At least the 12 month policy is specific.

Re: AMEX Thread Data Points for Bonus Denials

CreditCuriosity — Fri, 08 Jun 2018 01:48:04 GMT

This thread overlaps alot with the following thread being HERE.

Also changes in T&C's are quite common with CC issuer's. If AA is to happen said person in the future can create a new thread to share their experience.

Thread will be closed now to further comments.

--CC

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