topic Capital One Offer in Credit Cards

Capital One Offer

Harvey26 — Sun, 10 Jun 2018 17:44:47 GMT

Mom recieved an prequal from Capital one for Quicksliver for 0% for 15 months on purchases and balance transfers. Rate is 20.49. I have no clue why credit scores are all north of 780. But just thought I would share this interesting offer with you guys.

Re: Capital One Offer

pipeguy — Sun, 10 Jun 2018 21:05:26 GMT

Probably just marketing but with an apr of 20+% there are much better options for 780+ scores than Capital One IMO.

Re: Capital One Offer

clipperskipper — Mon, 11 Jun 2018 00:42:12 GMT

Great card to have, 1 1/2% back on all purchases. I don't know much about the 780 score, however over in the

CK forums, folks are getting aaproved in the high 600's. As far as APR, why would you want to carry a balance?

TU 816 06/01

EQ 816 06/01

Re: Capital One Offer

Anonymous — Mon, 11 Jun 2018 15:40:24 GMT

@Harvey26 wrote:
Mom recieved an prequal from Capital one for Quicksliver for 0% for 15 months on purchases and balance transfers. Rate is 20.49. I have no clue why credit scores are all north of 780. But just thought I would share this interesting offer with you guys.

Two things come to my mind:

1. Of late, Cap One have been on a tightening mode. Have not seen a big drop from them on APR initially. May happen gradually (that too for 6 to 12 months only)

2. Is the score FICO? If yes, you are better off with Chase or BofA or Citi - they give much better limits, rewards and lower APR.

Just my views...