topic Re: Do the pre-qualify sites result in a HP? in Credit Cards

Do the pre-qualify sites result in a HP?

dynamicvb — Wed, 13 Jun 2018 18:31:32 GMT

The title says it all. do you get a hard pull if you check to see if you pre-qualify for cards such as Capital One or any others?

Re: Do the pre-qualify sites result in a HP?

simplynoir — Wed, 13 Jun 2018 18:43:10 GMT

Not at all.

Re: Do the pre-qualify sites result in a HP?

dynamicvb — Wed, 13 Jun 2018 19:00:11 GMT

Thanks, but they do do a soft pull, correct?

Re: Do the pre-qualify sites result in a HP?

K-in-Boston — Wed, 13 Jun 2018 19:02:09 GMT

Yes they do.

Re: Do the pre-qualify sites result in a HP?

Anonymous — Wed, 13 Jun 2018 20:11:21 GMT

HP's are for applications for new credit or additional credit generally speaking. A prequalified site is not an application, so it cannot result in a HP.

Re: Do the pre-qualify sites result in a HP?

Anonymous — Wed, 13 Jun 2018 21:38:07 GMT

Not at all. It is just a SP.