topic Best Chase credit card and why? in Credit Cards

Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 16:44:47 GMT

I have a regular Chase credit card without any rewards and want to switch into something else. What is the best card and why? Should I go for Chase Freedom? It seems that everyone like it, but I can't figure out why.

Thanks.

Re: Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 17:27:27 GMT

You need to figure out what type of rewards you want. If you like cars and want to earn points towards those, get the Chase Audi, VW or Subaru cards. If you like Disneyland and Disney World, I think they offer a Disney card. If you like the Mexican National Soccer team, they have a rewards card for that. (They also have a few colleges and some other retail rewards cards.)

The Freedom (and I don't have one so I am not an expert) I think lets you choose what categories your rewards are made up of. Like dining out, gas, groceries. etc etc.

It depends on what you want to use as a reward. Me personally, I would love to have the Freedom card. But if you like Volkswagen, you can score points towards a better lease and free parts.

So now you have to choose.

(No real edit, just fixed a few typos)

Message Edited by Pappy214 on 04-09-2009 10:27 AM

Re: Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 19:15:43 GMT

Thanks for useless reply. Your ability to stress the obvious is non-parallel. Anyone else?

Re: Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 20:07:19 GMT

Are you serious? That was one of the rudest posts I have read. I don't think you'll get much help on these forums with an attitude like that. Shame on you.

Re: Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 20:11:01 GMT

you should be ashamed of yourself OP.

Pappy isnt getting paid to answer your questions - he is doing it free of charge... instead of appreciating his reply you are being insultive!!

Oh My God... Learn to be a little respective.

Had you really read what Pappy wrote, it would have answered your questions.

Moderators, any way we could review this post? OP was clearly being insulting to Pappy...

Re: Best Chase credit card and why?

fused — Thu, 09 Apr 2009 20:25:46 GMT

Mak1806:

This is a reminder to be friendly, supportive and respectful when posting in the forums.

Re: Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 22:03:35 GMT

The regular Chase freedom card is kind of lame now. Depending on how much you are putting through the card you may want to opt for the Freedom Plus.

Re: Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 22:41:54 GMT

Jon,

Thank you for helpful answer. Can you clarify why you think it is lame? Are you recommending Freedom Plus because they increased 3% cash back from 3 categories to 6 or is there other reasons?

Angry posters,

If your post doens't add value, don't post. Initial reply was as vague as it could be and I don't see any positive alpha in it.

Re: Best Chase credit card and why?

fused — Thu, 09 Apr 2009 23:25:35 GMT

maks1806 wrote:

Angry posters,
If your post doens't add value, don't post. Initial reply was as vague as it could be and I don't see any positive alpha in it.

If you have issues with another poster, please bring it to the attention of a mod. There is no reason to continue on like this, its serves no purpose. Thank you for contributing!

--fused, myfico moderator.

Re: Best Chase credit card and why?

Anonymous — Thu, 09 Apr 2009 23:35:38 GMT

@maks1806 wrote:
Jon,
Thank you for helpful answer. Can you clarify why you think it is lame? Are you recommending Freedom Plus because they increased 3% cash back from 3 categories to 6 or is there other reasons?

Angry posters,
If your post doens't add value, don't post. Initial reply was as vague as it could be and I don't see any positive alpha in it.

Wooh....somebody sure took a whiz in your wheaties this mornin'.

In any case, another good thing about the Freedom PLUS is that the rewards are not capped. So if you are capable of pushing a good amount of money through the card each month, you can really rack up a lot of cash back (or point or whatever rewards method your choose).

Re: Best Chase credit card and why?

Anonymous — Fri, 10 Apr 2009 00:29:22 GMT

Does the Freedom plus report the credit limit?

Re: Best Chase credit card and why?

Anonymous — Fri, 10 Apr 2009 00:53:37 GMT

OP,

That was one of the most awesome lulz-worthy post I have seen in a while.

Re: Best Chase credit card and why?

Anonymous — Fri, 10 Apr 2009 00:57:18 GMT

@Anonymous wrote:
Does the Freedom plus report the credit limit?

Yes, just make sure you tell them you do NOT want the signature card. That one does not report a limit.

Re: Best Chase credit card and why?

fused — Fri, 10 Apr 2009 00:57:47 GMT

Since this discussion isn't going anywhere, this thread is going to have a dirt nap. Thread is locked.