topic Re: Email from Delta regarding Gold AMEX in Credit Cards

Email from Delta regarding Gold AMEX

Batsamandrobin — Tue, 26 Jun 2018 19:42:11 GMT

I received an email this morning from Delta regarding a 50,000 bonus miles after $1,000 spend, if I apply for the Gold Delta Amex by 07/25/2018. I've been looking at this card for a while now, as I live in a Delta hub city and would get good value out of it, but I am wondering if this email signifies solid approval odds? I double checked the pre-qualification page on the AMEX website and none of the Delta cards showed up.

I'd greatly appreciate any insight or feedback. Thanks!

Re: Email from Delta regarding Gold AMEX

K-in-Boston — Tue, 26 Jun 2018 19:51:28 GMT

That's a targeted offer, as the standard offer right now is back to 30,000 SkyMiles. Unless the terms have one APR listed (not a range), I wouldn't consider it a solid offer, though. The underwriting bar isn't too high for that card; what is your Experian FICO 08 score?

Re: Email from Delta regarding Gold AMEX

TheBoondocks — Tue, 26 Jun 2018 20:23:14 GMT

Wow, I got only 35k, and for referral is 40k, I guess I'll wait then, thanks!

Re: Email from Delta regarding Gold AMEX

TheBoondocks — Tue, 26 Jun 2018 21:53:20 GMT

That is crazy! I just got a targeted off for the 50k delta gold card!

Re: Email from Delta regarding Gold AMEX

K-in-Boston — Tue, 26 Jun 2018 22:30:48 GMT

@TheBoondocks wrote:
That is crazy! I just got a targeted off for the 50k delta gold card!

Well, that's an interesting coincidence. Let me try...

I never get a targeted offer for Delta Reserve with 200,000 SkyMiles, 100,000 MQMs, automatic MQD waiver and no AF for the first year!