topic Re: Does Uber upgrade to Visa Signature? in Credit Cards

Does Uber upgrade to Visa Signature?

Anonymous — Tue, 26 Jun 2018 23:11:47 GMT

I have the Barclaycard Uber Visa. The limit is lower than $5k, as it was when opened. I'm considering taking the HP for a CLI, though would like to know if I get the $5k if I can get upgraded to Signature. Thank you!

Re: Does Uber upgrade to Visa Signature?

pipeguy — Tue, 26 Jun 2018 23:51:47 GMT

Well, I know the Uber card comes in a Signature version because it says so on my card. I suspect that should you hit their mark you can request a new card and it'll be a Signature version.

Re: Does Uber upgrade to Visa Signature?

UpperNwGuy — Tue, 26 Jun 2018 23:54:04 GMT

The word "Signature" on your Visa card is there to make you feel good. It doesn't represent any real benefits.

Re: Does Uber upgrade to Visa Signature?

CreditCuriosity — Wed, 27 Jun 2018 00:01:29 GMT

Nope not if you pass 5k as mine is 10k and isnt a signature auto approved for 4k and called and reconned to 10k and regular. Does the same thing as the signature version though being the rewards .. With that said they might upgrade it on their own in a year or whatever if they want a slightly higher swipe fee.. Also you can't request it to be upgrade either as been threads in the past where people have tried unsuccessfully and went as far as reapplying getting denied and asking for recon to be approved and then having their CL to be moved over then cancelling their non signature version for approval of signature. Way to much trouble for me and an AAoA and HP hit although he certainly did it.

Re: Does Uber upgrade to Visa Signature?

pipeguy — Wed, 27 Jun 2018 02:10:54 GMT

Mine started at $11k and is a Signature - not that I'll ever use any so-called benefits since I never have on any of my other ones. After checking I do actually have 2 non-signature Visa cards, my DCU Platinum and my NFCU Platinum - both I got because they are "basic" cards with lower APR's - all the same, Signature/World Elite does not mean anything for me.

Re: Does Uber upgrade to Visa Signature?

kdm31091 — Wed, 27 Jun 2018 02:22:24 GMT

If you're just taking the HP to (maybe) get a Visa Signature, I would ask myself if it's really worth it? Is there a specific benefit you need and expect to use?

Barclay is notoriously finnicky about PCs/upgrades/etc and generally, it's not an easy task. As mentioned upthread, someone did cancel/reapply/etc to get the Signature version. To each their own but I wouldn't go through all that unless there is a benefit you really need. For the most part people talk about the benefits far more often than they actually use them.

Re: Does Uber upgrade to Visa Signature?

Anonymous — Wed, 27 Jun 2018 02:27:43 GMT

My card came as a signature. Limit over 5k but I can't see taking a HP just to get the word signature added. But definitely interested in finding out if OP is able to persuade Barclays.

Re: Does Uber upgrade to Visa Signature?

FinStar — Wed, 27 Jun 2018 02:38:33 GMT

@CreditCuriosity wrote:
Nope not if you pass 5k as mine is 10k and isnt a signature auto approved for 4k and called and reconned to 10k and regular. Does the same thing as the signature version though being the rewards .. With that said they might upgrade it on their own in a year or whatever if they want a slightly higher swipe fee.. Also you can't request it to be upgrade either as been threads in the past where people have tried unsuccessfully and went as far as reapplying getting denied and asking for recon to be approved and then having their CL to be moved over then cancelling their non signature version for approval of signature. Way to much trouble for me and an AAoA and HP hit although he certainly did it.

+1 This OP.

Re: Does Uber upgrade to Visa Signature?

imaximous — Wed, 27 Jun 2018 13:57:44 GMT

I'm one of those people who have tried at least 4-5 different times to get the card upgraded to Signature till I gave up. When I applied, I received an auto-approval for $4k. Not being very happy with that, I called right away to recon the SL. I was bumped to $10k only a few minutes after being auto-approved.

When I got the card in the mail, I noticed it wasn't a Signature card so I called to ask for an upgrade. Just about every time I've talked to a rep or supervisor, they had no clue there was a Signature version of the card. They all swore up and down that the card doesn't come as Signature. They'd put me on hold, transfer me to a supervisor who said the same thing. I kept telling them that many people have the Signature card, and they insisted there is no Signature version or have no clue how they got it. They said Barclays doesn't go by credit limits to generate the card type.

One rep even had the audacity to tell me that Signature cards are a privilege and customers get upgraded after they spend a good amount on the card. She said I'd have to spend $25k over the next year to be upgraded. That got me annoyed so I said to her, oh really? How is it that some people are getting approved for this card as Signature without having spent a dime yet? Of course, she had no good answer and I had no more patience for her.

Re: Does Uber upgrade to Visa Signature?

Brian_Earl_Spilner — Wed, 27 Jun 2018 15:30:13 GMT

Other than as a status symbol, there really isn't any point. And even then, someone would have to know what a signature visa is to be mildly impressed. You'd get a better response with an amex gold or platinum if that was a persons goal.

Re: Does Uber upgrade to Visa Signature?

imaximous — Wed, 27 Jun 2018 16:34:17 GMT

@Brian_Earl_Spilner wrote:
Other than as a status symbol, there really isn't any point. And even then, someone would have to know what a signature visa is to be mildly impressed. You'd get a better response with an amex gold or platinum if that was a persons goal.

A lot of people say that and I get it. But, in some cases, there are unique benefits for Visa Signature cards that aren't offered to other Visa card levels. I don't want to get into each individual Visa card, but travel insurance (trip cancellation, delay, baggage insurance, etc.) is typically offered on Signature cards. People say, I don't need that, I've never used those benefits, so I don't care. Well, I have, so I do value the extra insurance benefits that come with the card, especially at no cost.

Here's another example with BofA, if you got approved for the Alaska Platinum instead of Signature, you wouldn't get the annual Companion Fare or 30K miles SUB. That policy only changed this month, but it was like that for years.

I don't see it as a status symbol because it really isn't, but some benefits can be valuable to some people like me.

Re: Does Uber upgrade to Visa Signature?

Brian_Earl_Spilner — Thu, 28 Jun 2018 01:05:01 GMT

@imaximous wrote:
@Brian_Earl_Spilner wrote:
Other than as a status symbol, there really isn't any point. And even then, someone would have to know what a signature visa is to be mildly impressed. You'd get a better response with an amex gold or platinum if that was a persons goal.
A lot of people say that and I get it. But, in some cases, there are unique benefits for Visa Signature cards that aren't offered to other Visa card levels. I don't want to get into each individual Visa card, but travel insurance (trip cancellation, delay, baggage insurance, etc.) is typically offered on Signature cards. People say, I don't need that, I've never used those benefits, so I don't care. Well, I have, so I do value the extra insurance benefits that come with the card, especially at no cost.
Here's another example with BofA, if you got approved for the Alaska Platinum instead of Signature, you wouldn't get the annual Companion Fare or 30K miles SUB. That policy only changed this month, but it was like that for years.
I don't see it as a status symbol because it really isn't, but some benefits can be valuable to some people like me.

This is true. I didnt mean you were looking to get it "just because". It was in general and I should have clarified that.

Re: Does Uber upgrade to Visa Signature?

Shooting-For-800 — Fri, 24 Aug 2018 17:50:44 GMT

Question.

If it shows Visa Sig picture in my login does that mean it will be Siggy?

I have a $5k limit, but it was after denial and moving some CL from another Barclays card.

I told them $5k specifically for Siggy and he said he does not know.

Transfered me to benefits specialists and she told me I had to spend $50k first.

It was clear no one had a clear answer.

So, I was declined, got $2500 in recon and told rep to move $2500 from other card to make $5k.

My app status says approved for $5k.

My card picture is a siggy in my account login.

Do reg Visa have reg Visa pics?

Re: Does Uber upgrade to Visa Signature?

imaximous — Fri, 24 Aug 2018 18:30:29 GMT

@Shooting-For-800 wrote:
Question.
If it shows Visa Sig picture in my login does that mean it will be Siggy?
I have a $5k limit, but it was after denial and moving some CL from another Barclays card.
I told them $5k specifically for Siggy and he said he does not know.
Transfered me to benefits specialists and she told me I had to spend $50k first.
It was clear no one had a clear answer.

So, I was declined, got $2500 in recon and told rep to move $2500 from other card to make $5k.
My app status says approved for $5k.
My card picture is a siggy in my account login.

Do reg Visa have reg Visa pics?

I just looked because I was curious and mine doesn't say Signature (obviously because it's not). It only shows the Visa logo on the bottom right corner of the card pic. I was also given a whole bunch of different BS excuses about upgrading, etc., so I gave up. My SL was $10k.

Now I only use the card for my cell phone bill so I can get insurance on my phones. That's it.

Re: Does Uber upgrade to Visa Signature?

Shooting-For-800 — Fri, 24 Aug 2018 18:35:54 GMT

Interesting.

Thanks.

My other Barclays card did not upgrade to Siggy after my CL hit $5k.

No one could ever give me a good answer.

It was difficult for me to not tell the girl she had no idea what she was talking about when she said "it is up to Visa to upgrade you automatically after you spend $50,000 on this card."

Re: Does Uber upgrade to Visa Signature?

imaximous — Fri, 24 Aug 2018 18:40:47 GMT

@Shooting-For-800 wrote:
Interesting.
Thanks.
My other Barclays card did not upgrade to Siggy after my CL hit $5k.
No one could ever give me a good answer.
It was difficult for me to not tell the girl she had no idea what she was talking about when she said "it is up to Visa to upgrade you automatically after you spend $50,000 on this card."

Ha! at least, I was told by another uninformed rep that I needed to spend $25k a year to be considered for an upgrade to Signature.

However, it looks like you may end up getting it anyway.

Re: Does Uber upgrade to Visa Signature?

SBR249 — Fri, 24 Aug 2018 20:16:56 GMT

From what I can gather, it'll be a Visa Sig if the very first initial SL entered into the system is at least $5K. There are a few scenarios I've seen and while they may all seem like they are the same, there are subtle differences:

1. If you were instant approved for <$5K SL initially, then the system would have already entered the lower SL into the system and your card would have been binned into the non-Sig version. Even if you called and reconned to >$5K SL, it would be treated as a subsequent CLI and since the binning is done at the initial point of entry of the starting SL into the system you will get a non-Sig version. In this case, even though your very first card will have a >$5K SL when you get it, it was binned as a <$5K SL card when first created in the system.

2. If you were denied and called to recon, then had to move around CLs to reach $5K then the whole moving around CL part usually happens before the CSR opens your account in the system. In other words, you called to recon, the CSR offered a <$5K SL, you didn't accept right away, you moved some CLs around, the final CL you both agreed to was >$5K and that's the initial CL that will be manually entered by the CSR into the system to open your card. Then the binning process takes place and calls that as a Sig card.

In the end both scenarios get you your Uber card with >$5K SL but the binning process happens at different points so you get different versions of the card. At least that's how I understand it.

Re: Does Uber upgrade to Visa Signature?

Shooting-For-800 — Fri, 24 Aug 2018 20:22:54 GMT

Thanks for your response. Makes sense to me.

Re: Does Uber upgrade to Visa Signature?

Anonymous — Sat, 25 Aug 2018 01:05:32 GMT

Can someone have Sig version upload the Guide to benefit ( check your Dashboard) here? So we can comepare the benefits?
Thanks

Re: Does Uber upgrade to Visa Signature?

UpperNwGuy — Sat, 25 Aug 2018 01:14:58 GMT

@Anonymous wrote:
Can someone have Sig version upload the Guide to benefit ( check your Dashboard) here? So we can comepare the benefits?
Thanks