topic Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously. in Credit Cards

WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 18:58:58 GMT

If you want to change your WAMU credit card to a Chase Rewards (Freedom or Perfect Card) call 800.945.2004.

NO hard pull, polite, helpful CSR's.

If you want proof this number works, read this thread.

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=151760&view=by_date_ascending&page=1

Kudos out to Rebs6767 (OP of the thread link above) because I was able to convert my WAMU nothing Visa to a Chase Freedom Plus in about 90 seconds, no problems, no hassles. Got my card yesterday (only 1 week).

And you will see that tons of people are having the same result with the Back Door Number provided by Rebs6767 even when they were PREVIOUSLY TURNED DOWN calling other numbers.

I have asked SCAMP to update the Backdoor Numbers thread with this number for Chase.

Message Edited by txjohn on 04-07-2009 11:58 AM

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 13:44:22 GMT

hi txjohn,

I have a few questions,

Do they need my Wamu CC # or can they pull my file with my SSN#? I have sock-drawered my WAMU card and rarely use it but would like to convert it...

Do they run my credit for the conversion?

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 13:50:05 GMT

I had my CC number when I called, so I recommend having it....

My PC did not result in any hard or soft pull. And they didn't ask any qualifying questions. Read the thread link I posted for a better understanding of general results of various experiences. This will give you a better picture than just a single experience, such as mine!

The short story is: many, many people who had been told NO or NOT ELIGIBLE were able to successfully convert without problems at this number. I checked the BACKDOOR number thread and this number is not posted.

I have asked scamp to include it because of its stellar results in WAMU conversion to Chase Rewards.

Good Luck!

Message Edited by txjohn on 04-07-2009 06:50 AM

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Scamp — Tue, 07 Apr 2009 14:05:40 GMT

txjohn wrote:
I had my CC number when I called, so I recommend having it....

My PC did not result in any hard or soft pull. And they didn't ask any qualifying questions. Read the thread link I posted for a better understanding of general results of various experiences. This will give you a better picture than just a single experience, such as mine!

The short story is: many, many people who had been told NO or NOT ELIGIBLE were able to successfully convert without problems at this number. I checked the BACKDOOR number thread and this number is not posted.

I have asked scamp to include it because of its stellar results in WAMU conversion to Chase Rewards.

Good Luck!
Message Edited by txjohn on 04-07-2009 06:50 AM

Okay, okay - I added it, I added it!

Thanks for the heads-up, tj.

And congrats on the successful PC, too.

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

ficonovice — Tue, 07 Apr 2009 15:46:42 GMT

Just did the product change myself from WaMu to the Perfect card. I was asked a few security questions and before answering them I verified that this wasn't going to be a hard pull on my credit. CSR, said something like "oh no...we just need to verify your identity before being able to access your WaMu account"

I said I'd like a product change to a rewards card and I'd heard good things about the Perfect card. She said "we can add the Perfect card benefits to your current card and the rewards will start on Friday and that there won't be a new account number." I told her I'd like a new card because my current card is a little dinged up and doesn't always read properly when swiped. She said no problem, we'll send you out a new card in 3-5 business days.

Very easy process indeed. I just hope they send me a new Perfect card and not a new WaMu card....

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 16:08:44 GMT

When I had my WaMu card converted to a Perfect card two weeks ago, they sent me a new Chase. It looks pretty nice in my opinion.

@ficonovice wrote:

Very easy process indeed. I just hope they send me a new Perfect card and not a new WaMu card....

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 16:52:59 GMT

thanks Txjohn

I got my card converted to Free Cash Rewards

I didnt need my Acc #. the nice CSR was able to pull my acc with my SSN...

I am going to start using my WAMU card now!!

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 18:44:49 GMT

I'm glad it worked.

But I can't take credit...Reb6767 originally posted the number after numerous calls to Chase attempting it till a CSR gave that number.

I'm just sharing the info that I benefited from.

P.S. I converted to the Chase Freedom Plus which they told me would change my card number, but once I got it, it appears to be the same number.

Also, when they send new cards, it WILL BE a Chase card, not WAMU.

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 18:46:25 GMT

Thanks Scamp! I'd hate to see this magic number lost once this thread gets buried in the mass of forum threads

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 18:54:43 GMT

So there is a possibility to get Freedom Plus, Cash Rewards, and Perfect? Which one should we all try to get? I've already have a Freedom, but I heard they cap the rewards to the first six months to new customers. Cash Rewards card? I have never heard of it. Perfect card? Sounds pretty good even better than Freedom for those new customers.

Message Edited by Eiso on 04-07-2009 11:54 AM

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 19:24:07 GMT

Depends on the type of rewards you prefer, where you will shop the most and if you want to avoid an annual fee. The Freedom Plus has an AF. The others do not.

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 19:28:03 GMT

DW successfully converted 2 WAMU cards. One to Chase Freedom Plus and the other to PerfectCard. Very easy and very friendly Thanks!

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

krielly — Tue, 07 Apr 2009 20:22:50 GMT

Can anyone here answer this question please

I had a WAMU Petsmart card, which was just converted to a Chase Rewards card. They just mailed me the card this weekend.

I looked on there website, and don't see a similar card. You are all talking about the Freedom card and the Perfect Card. Has anyone had the plain old Rewards card that I have and switched?????

Thanks

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 20:38:20 GMT

does anyone think this may work for those of us trying to get a product change from a circuit city card to the circuit city visa to hopefully get something like the chase freedom after doing all that?? i have read about the best buy deal but still i haven't received anything about it and i still have a best buy card, but it's the mastercard.

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 21:28:41 GMT

If you call and ask, be sure to let us know. Good luck

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 22:07:03 GMT

I have just called and after 3 calls I made, finally an account specialist was able to help me out by "adding" the Perfect card features to my WAMU nothing card. I have also requested for a new card as "my magnetic swipe is not swiping properly". Kudos to you all for providing and supporting. I did the way exactly like Ficonovice. Awesome.

1st call: Sorry you cannot switch to a Perfect card. The only way is for you to close this account and apply for the Perfect car.

2nd call: No, I'm sorry. I don't see an option for me to switch you to a Perfect card account.

3rd call: Let me transfer you to an account specialist. Acct Spec: Yeah sure...let me see...hold on a minute...okay let me see here...blah blah blah...done.

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Tue, 07 Apr 2009 22:17:01 GMT

Persistance pays off

Congrats!

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

cabarkeep — Wed, 08 Apr 2009 01:51:36 GMT

I called to convert a WAMU card that was rate jacked (from 8.99 to 17.99 before WAMU closed!)

I called and asked the rep if I could convert this card with no rewards to a Chase reward card ... sure no problem ..done ...

Then I asked if I could do anything about the rate since it was rate jacked for no reason and then the company sold .... keep in mind I have a Chase Platinum MC with a 7.99 Rate and 15k limit ......the rep puts me on hold and talks to her supv ... they come back and say they cannot change the rate but the rewards are already added as we speak.... I told them its a low limit card only 3.5k and that its not that important to keep open ... I told them to just combine it with my current card ...

2 minutes later they raised my Platinum card to 18.5k and closed the WAMU which was fine with me ... there was nothing to gain out of a 3.5k card with a 18% rate ... no thanks

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Wed, 08 Apr 2009 02:31:23 GMT

I'm still a chicken to try again, but I do have a question for those who have converted. I was lucky enough to keep my 9.99% apr when Chase took over my WaMu account. I read where some posters had their apr increased. What are the chances that the terms of my card will change if I change or add the rewards? I realize Chase can obviously change the apr at anytime, however will the product change trigger a change in terms for the apr?

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Anonymous — Wed, 08 Apr 2009 03:35:13 GMT

@Anonymous wrote:
I'm still a chicken to try again, but I do have a question for those who have converted. I was lucky enough to keep my 9.99% apr when Chase took over my WaMu account. I read where some posters had their apr increased. What are the chances that the terms of my card will change if I change or add the rewards? I realize Chase can obviously change the apr at anytime, however will the product change trigger a change in terms for the apr?

I guess if the APR is that much important to you as of right now, I think you should keep it that way to not trigger anything.