topic Re: PenFed 3rdQ Pre Approved Offers in Credit Cards

PenFed 3rdQ Pre Approved Offers

corymcd88 — Sun, 01 Jul 2018 17:04:53 GMT

Has anyone gotten any offers this round?

Re: PenFed 3rdQ Pre Approved Offers

CreditCuriosity — Sun, 01 Jul 2018 17:13:01 GMT

Turbo Tax geeze I scored!

Re: PenFed 3rdQ Pre Approved Offers

K-in-Boston — Sun, 01 Jul 2018 17:15:28 GMT

@CreditCuriosity wrote:
Turbo Tax geeze I scored!

High five! Me too!

Re: PenFed 3rdQ Pre Approved Offers

odd_dog — Sun, 01 Jul 2018 18:37:40 GMT

All motorcycle, car, boat, trailer and RV loans, LOL new and used!!

Re: PenFed 3rdQ Pre Approved Offers

imaximous — Sun, 01 Jul 2018 19:07:13 GMT

Just checked and they updated my score to 801, and got a cool offer for turbotax. So awesome, I wanna do my taxes again :/

Re: PenFed 3rdQ Pre Approved Offers

Anonymous — Sun, 01 Jul 2018 19:20:04 GMT

Same offers as last quarter.....all cards (including a Promise which I already have) except Visa Gold; vehicle loans. No PLOC and no Personal Loan. Funny, I would actually accept the personal loan right now and of course it is not pre-approved.

The only way I knew these were updated offers was because last quarter the credit cards were pre-approved to $23,100 and now they are down to $22,300....

PenFed....bleh.

Re: PenFed 3rdQ Pre Approved Offers

Anonymous — Sun, 01 Jul 2018 19:22:02 GMT

Turbo tax three!

Re: PenFed 3rdQ Pre Approved Offers

frank784 — Sun, 01 Jul 2018 20:08:03 GMT

I logged in and got several up to $50K for new auto, boat new and used, travel trailer, etc.

I was thinking about a personal loan but that didn't show up and neither did any of the credit cards. It says "Don't see what you need? Click here". That has a drop down menu and looks like an app. I'm assuming this would be a hard pull? I got a pen fed pre approved check for $25K a few months ago at 12.99 APR that i didn't take advantage of.

Was thinking if they would approve me for a lower rate it might be something to take a look at.

Can anyone confirm how the click here works and if it's a hard or soft pull?

Thanks!

Re: PenFed 3rdQ Pre Approved Offers

Jnbmom — Sun, 01 Jul 2018 20:21:18 GMT

I got turbo tax offer so excited😂😂😂

Re: PenFed 3rdQ Pre Approved Offers

Anonymous — Sun, 01 Jul 2018 20:30:17 GMT

Same as last quarter. A bunch of useless offers. Unless I want a used RV. Pass.

Re: PenFed 3rdQ Pre Approved Offers

Anonymous — Thu, 05 Jul 2018 23:31:19 GMT

Turbo Tax. I decided to cold-app for a CLI since I noticed my score had been refreshed on June 12th, and got turned down for the usual boilerplate reasons (too many accounts with balances, short credit history, BK on record), which is pretty rich since I was approved for a Paypal 2% MC Friday with exactly the same information on my report. I want to try to get them to recon, but I never seem to get the email surveys which everyone says is how you should ask for a recon so I'll have to call or message-center them.

EDIT: I contacted them via secure message on July 2nd, and got an email back from them on July 3rd inviting me to apply for reconsideration via email, phone or fax. I duly sent them the reconsideration request this evening.

Re: PenFed 3rdQ Pre Approved Offers

Credit-hoarder — Sun, 01 Jul 2018 22:11:31 GMT

Nothing for me either this time around--but I just got the Promise card from the last round with a darn good SL so I'm good for a while.

Re: PenFed 3rdQ Pre Approved Offers

SBR249 — Sun, 01 Jul 2018 22:59:42 GMT

Same offers as last round, the amount went up a hair I think. Too bad I'm trying very hard to garden.

Re: PenFed 3rdQ Pre Approved Offers

Meanmchine — Mon, 02 Jul 2018 00:17:36 GMT

I got skunked

and ...

All my car and boat offers from last month poofed

I would of taken a Gold Visa too if they had offered

Re: PenFed 3rdQ Pre Approved Offers

minski — Mon, 02 Jul 2018 01:05:29 GMT

And I thought PenFed didn't like me. I suppose I should be happy to see offers at all even though they haven't changed?

Credit limits of $2500 even though they gave me a credit card with a starting limit of $13,000 almost two years ago.

Boat/motor home loans $8500

Re: PenFed 3rdQ Pre Approved Offers

Credit-hoarder — Mon, 02 Jul 2018 02:30:53 GMT

@Meanmchine wrote:
I got skunked
and ...
All my car and boat offers from last month poofed

I would of taken a Gold Visa too if they had offered

That's what made me take my CC offer from last quarter--my EQ has dropped 12 pts. and I was worried it wouldn't show up this time around.

Re: PenFed 3rdQ Pre Approved Offers

Gmood1 — Mon, 02 Jul 2018 04:47:28 GMT

What I've noticed, if you don't receive a PRM inquiry from Penfed around the end of the month prior to the quarterly update. You won't receive any SP approval offers.

Re: PenFed 3rdQ Pre Approved Offers

Revelate — Mon, 02 Jul 2018 11:58:51 GMT

@Gmood1 wrote:
What I've noticed, if you don't receive a PRM inquiry from Penfed around the end of the month prior to the quarterly update. You won't receive any SP approval offers.

Heh, I haven't been checking SP's but I don't think I've ever seen a pre-approval from Penfed in the interface, even after I was completely and righteously clean for a bit.

No matter, nothing really of interest and they'll get a shot at financing the planned car sometime later this year anyway regardless of pre-approval along with a bunch of other lenders.

Re: PenFed 3rdQ Pre Approved Offers

RicHowe — Mon, 02 Jul 2018 13:31:30 GMT

I gots no PenFed luv. I'm almost feeling like AJC, and PenFed Up!

Re: PenFed 3rdQ Pre Approved Offers

Anonymous — Mon, 02 Jul 2018 13:39:55 GMT

@Revelate wrote:
@Gmood1 wrote:
What I've noticed, if you don't receive a PRM inquiry from Penfed around the end of the month prior to the quarterly update. You won't receive any SP approval offers.
Heh, I haven't been checking SP's but I don't think I've ever seen a pre-approval from Penfed in the interface, even after I was completely and righteously clean for a bit.

No matter, nothing really of interest and they'll get a shot at financing the planned car sometime later this year anyway regardless of pre-approval along with a bunch of other lenders.

If it ever happens, then it happens. In the meantime, since no survey email, I sent a message requesting recon via the message center this morning, and we'll see what happens.