topic Re: Target Upgrade?? in Credit Cards

Target Upgrade??

Creditaddict — Tue, 14 Apr 2009 01:38:10 GMT

I know a bunch of us all got cards several months before Christmas and about half of us got the increase to $500 at 3 month mark, I know 6 month mark just passed maybe a month or two ago, did anyone get CLI to $1000 and Visa Upgrade??

I have not yet, and can't figure out there logic in increases and upgrades at all!

so now I have 2 Target Store cards, which the lady at the store said is VERY Common... Do I go and apply for a 3rd!?

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 01:45:06 GMT

If they won't go up....go wide Next Christmas Addict will be putting $500 on this card, and $500 on the other card....oh wait, put the last $500 on this card. Just joking

My wife has had a Target card for a couple years now....it has been $1k since about 6 months after she got it....nothing ever changed since.

Message Edited by txjohn on 04-13-2009 06:45 PM

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 01:51:02 GMT

Nothing here. My card started at $200.about 6 months ago, and im still there.But i never use the card.Never

Re: Target Upgrade??

haulingthescoreup — Tue, 14 Apr 2009 01:52:54 GMT

Creditaddict wrote:

... Do I go and apply for a 3rd!?

But why? Why, why? Why not go for quality over quantity?

Re: Target Upgrade??

Creditaddict — Tue, 14 Apr 2009 01:56:41 GMT

I'm hard headed. I want a F'ing Target Visa and if I have to get 3 cards to get one, that's what I feel I must do! LOL

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 01:58:28 GMT

I've had my card since Feb. 08. Still at $200 with no increase in site. Besides the fact that it has and is helping in rebuilding my credit, it is pretty worthless to me. I don't use the card much with its low limit and always pay PIF.

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 03:47:00 GMT

Guys, how soon does the card reports after the statement closes?

Message Edited by tiffj on 04-13-2009 08:47 PM

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 02:15:39 GMT

And it took me 6 years and 5 months to go from 200 on a Red card to 7k on a Target Visa.

It can happen!

(I know, I know, I'm the weirdo here, but it really CAN happen!)

Re: Target Upgrade??

favor4me2 — Tue, 14 Apr 2009 02:52:46 GMT

I got my card 2 years ago, it started at 200 and it is still at 200. Every time I call they say they are not giving increases at this time. My bal is 0, but the last time I talked to a csr he informed me that if I don't use the card Target will close it.

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 04:55:44 GMT

I just called Target backdoor number tonight as I've had the Store card since 12/2007. It was $200 and still is $200. They are giving no credit line increases at all and she said soon maybe they will start converting some of the cards to Visa again but they haven't been converting them either since last Fall. She said there was nothing she could do for me on her end. I use this card a fair amount and always pay more the minimum. I was bummed but hopefully they will just convert me to a Visa instead of a CLI.

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 09:36:53 GMT

@Creditaddict wrote:
I'm hard headed. I want a F'ing Target Visa and if I have to get 3 cards to get one, that's what I feel I must do! LOL

I got my Target Visa $5000 limit about the same time that you got yours, I believe. This is the one card I regret opening. I use it only once ever 3 months tops and have never put more than $50 on it at any time. No rewards, high interest, why bother??

I agree with HTSU, "You can do better! "

Re: Target Upgrade??

Anonymous — Tue, 14 Apr 2009 11:54:24 GMT

VEEnVEGAS wrote:
@Creditaddict wrote:
I'm hard headed. I want a F'ing Target Visa and if I have to get 3 cards to get one, that's what I feel I must do! LOL

I got my Target Visa $5000 limit about the same time that you got yours, I believe. This is the one card I regret opening. I use it only once ever 3 months tops and have never put more than $50 on it at any time. No rewards, high interest, why bother??

I agree with HTSU, "You can do better! "

No rewards? I LOVE my 10% coupons w/ Target. When this was my go-to card, I was getting those every month. I head to the Super Target and save 10% -- even on groceries and the in-house Starbucks. I'm not saying it's a GREAT rewards set up (takes awhile to get 1k points unless you shop there a lot), but it is at least something.