topic Cards that give you your Equifax score? in Credit Cards

Cards that give you your Equifax score?

CashBackQueen — Thu, 12 Jul 2018 15:35:13 GMT

I get my free Experian Fico monthly direct from them, my TransUnion Fico free with each Discover statement... How can I get my Equifax Fico for free? As much as I check my scores, I can't afford to pay for updates all the time LOL. Are there any cards that offer your Equifax Fico for free? Any that will fit my profile now, or that I can work up to?

Re: Cards that give you your Equifax score?

Jnbmom — Thu, 12 Jul 2018 15:43:20 GMT

Citibank offers free EQ8

DCU FICO5 I believe

Re: Cards that give you your Equifax score?

K-in-Boston — Thu, 12 Jul 2018 15:46:12 GMT

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/td-p/2555469

A little out of date but may be helpful. EQ 08 is almost a holy grail. CitiBank gives EQ 08 Bankcard Enhanced, which is not the same. Both PenFed and Navy FCU give EQ 09 scores now.

Re: Cards that give you your Equifax score?

CashBackQueen — Thu, 12 Jul 2018 17:23:00 GMT

Thanks. I may go for PenFed in a few months.

Re: Cards that give you your Equifax score?

sarge12 — Thu, 12 Jul 2018 17:38:56 GMT

@CashBackQueen wrote:
I get my free Experian Fico monthly direct from them, my TransUnion Fico free with each Discover statement... How can I get my Equifax Fico for free? As much as I check my scores, I can't afford to pay for updates all the time LOL. Are there any cards that offer your Equifax Fico for free? Any that will fit my profile now, or that I can work up to?

Langley FCU membership. I joined a couple of weeks ago, so the website is not returning a score yet, but I have been assured it will return a free Fico 08.

Re: Cards that give you your Equifax score?

CashBackQueen — Thu, 12 Jul 2018 17:51:28 GMT

@sarge Is membership open to anyone, or just a specific region or group? Can't find sign-up info on their site.

Re: Cards that give you your Equifax score?

sarge12 — Thu, 12 Jul 2018 17:59:22 GMT

@CashBackQueen wrote:
@Anonymous Is membership open to anyone, or just a specific region or group? Can't find sign-up info on their site.

You can contribute 5 bucks to a certain charity to become eligible for a membership, so yes it is open to anyone.

Re: Cards that give you your Equifax score?

CashBackQueen — Thu, 12 Jul 2018 18:04:57 GMT

Cool, never heard of them but they have a cash back card and being a credit union is a plus, so it sounds good to me thanks!

Re: Cards that give you your Equifax score?

sarge12 — Thu, 12 Jul 2018 18:07:20 GMT

@CashBackQueen wrote:
Cool, never heard of them but they have a cash back card and being a credit union is a plus, so it sounds good to me thanks!

Do be aware that joining will result in a hard pull. Not a big deal, just wanted to let you know.

Re: Cards that give you your Equifax score?

CashBackQueen — Thu, 12 Jul 2018 18:09:57 GMT

Thanks for the heads up. I won't be apping for anything til December. Happen to know which bureau?

Re: Cards that give you your Equifax score?

sarge12 — Thu, 12 Jul 2018 18:20:42 GMT

@CashBackQueen wrote:
Thanks for the heads up. I won't be apping for anything til December. Happen to know which bureau?

Equifax...same as the score they provide monthly.

Re: Cards that give you your Equifax score?

CashBackQueen — Thu, 12 Jul 2018 21:57:12 GMT

Thanks a bunch! 😊