topic Re: Amex 3xcli and move limits across cards in Credit Cards

Amex 3xcli and move limits across cards

Anonymous — Fri, 13 Jul 2018 18:00:39 GMT

Apologies if a similar question has been asked before. I was approved for an Amex Everyday card but with a limit of just 2000( not sure why so less, have cards thats have limits greater than 15k) last month. I already have a blue cash preferred with a limit of 6000 which I would be eligible to request for a 3xCLI the end of this month. If approved, I wanted to move some of the limit to the new everyday card so that I can make use of that 0% intro apr period. How soon after I request the cli would I be eligible to move my limits across the cards?

Re: Amex 3xcli and move limits across cards

Anonymous — Fri, 13 Jul 2018 21:49:02 GMT

As soon as its approved and you can see it in your online, you can request the xfer online as well.

Re: Amex 3xcli and move limits across cards

JohnnyGaddar — Sat, 14 Jul 2018 00:26:22 GMT

If approved, anytime you wants you can do balance transfer. I would say instant. 👍

Re: Amex 3xcli and move limits across cards

Anonymous — Sun, 15 Jul 2018 02:25:57 GMT

sorry should have been more clearer. I was asking about moving my credit limit rather than balances to the new card so that i have higher limit to use from my new card and pay over time.

Re: Amex 3xcli and move limits across cards

Anonymous — Sun, 15 Jul 2018 02:31:08 GMT

@Anonymous wrote:
sorry should have been more clearer. I was asking about moving my credit limit rather than balances to the new card so that i have higher limit to use from my new card and pay over time.

That is what i thought you meant. You can move limits around in your online acct once your CLI is approved and shown on your acct.

Re: Amex 3xcli and move limits across cards

Anonymous — Sun, 15 Jul 2018 02:34:41 GMT

thanks for the clarification. Hopefully it works as planned :-)

Re: Amex 3xcli and move limits across cards

Anonymous — Sun, 15 Jul 2018 02:37:53 GMT

Thats what i plan to do. move all my CL to the card i'll use the most. ask for a 3x, and move back a little bit to each card with my main card having the majority of it.

Re: Amex 3xcli and move limits across cards

Anonymous — Mon, 16 Jul 2018 01:11:04 GMT

Yes, when you get your possible 3X CLI on the BCE. You can then request a portion of the CL, all but $1K to be moved to the ED card.

Re: Amex 3xcli and move limits across cards

Anonymous — Mon, 16 Jul 2018 01:13:51 GMT

@Anonymous wrote:
Yes, when you get your possible 3X CLI on the BCE. You can then request a portion of the CL, all but $1K to be moved to the ED card.

BCE/ED can go as low as 500, so i'll move all that i can. The plan is once i get the spend bonus paid off, i'm going to move all of it to the ED and ask for the 3x on that card, then i'll move limits around accordingly

Re: Amex 3xcli and move limits across cards

Anonymous — Mon, 16 Jul 2018 01:34:52 GMT

I recently got the ED, and was planning to move all but the minimum from my BCE to it. Then close BCE. But then they debut that darn Magnet card! So I've been contemplating PCing to that. Just got my 12 month anniversary email from Amex a couple days ago for my BCE.

Couple days ago I tried to move some from my Delta to the ED, but encountered an error and was told to try back later. So I did it again the next day and got an email message. Then noticed in the CL area that the amounts had already been changed to the amounts I wanted.

Last time I moved CL, I got an email about it. So i don't know what heppnd this time. weird..

I'm just curious what the message coming is going to be about.

Re: Amex 3xcli and move limits across cards

Anonymous — Mon, 16 Jul 2018 01:40:58 GMT

My BCE/ED started out higher so i think a 3x on them is more likely, but i thought about moving it all to Delta/SPG so i would have even more to 3x. Those cards started at the bottom 1k limit, so i dont want to find out i can't 3x those and have to wait till i can ask again.

It doesnt really matter what limit you have, you can PC to Magnet. I have a few 1.5 and a 2% card so while i may PC to Magnet i'm not that worried about it either.

If you at 1k on your delta, that is the lowest it will go and you will get an error. i know i did.