topic Re: Why BoA?! I'm trying to garden here! in Credit Cards

Why BoA?! I'm trying to garden here!

Caught750 — Mon, 23 Jul 2018 23:57:55 GMT

Just got an email from BoA to check my offers. Logged in and find two targeted offers. One for Cash Rewards; $200 for $500 spend in 3 months and Travel Rewards; 25k points for $1k spend in 3 months. They are my main bank and I do want one of their cards for that reason but I am gardening to go for Cash+ later this year (want Altitude Reserve but out of their footprint for banking). They just sent me a mailer for bankamericard like 3 weeks ago. Why must you do this to me BoA?! I do plan to include them in my next set of apps so this is highly encouraging either way.

Re: I'm trying to garden BoA

Anonymous — Mon, 23 Jul 2018 23:43:58 GMT

Must maintain your deciprine

Re: I'm trying to garden BoA

Caught750 — Mon, 23 Jul 2018 23:58:32 GMT

Yes, I must. I'm happy that they want me, it's nice to be wanted by a lender you want as well.

Re: Why BoA?! I'm trying to garden here!

coldfusion — Tue, 24 Jul 2018 00:25:12 GMT

Stick to your plan. These offers will come again. Just take a peek and confirm that they quote fixed rates.

Re: Why BoA?! I'm trying to garden here!

Anonymous — Tue, 24 Jul 2018 01:48:04 GMT

Don't be lured, OP! You are strong!

Graden and let your current accounts grow into beautiful flowers worth showing off to your friends.

You can plant the BOA seed soon...

Re: Why BoA?! I'm trying to garden here!

Caught750 — Tue, 24 Jul 2018 01:51:49 GMT

Yes agreed. I am hoping to add some more conservative lenders before I do app for them. I'm planning to grow some of my current cards over the next few months and then go for the others.

Re: Why BoA?! I'm trying to garden here!

arkane — Tue, 24 Jul 2018 05:11:11 GMT

So that's where all my targeted offers went.

But seriously I've banked with them for almost 6 years now and have never received any targeted offers from them.

Re: Why BoA?! I'm trying to garden here!

Gmood1 — Tue, 24 Jul 2018 05:27:41 GMT

The offers will keep coming back 750. I know because I get them nearly every month from BofA. BofA needs to step up their game on the CC rewards.
As a whole, the CCs are on the boring side IMO.

Re: Why BoA?! I'm trying to garden here!

Anonymous — Tue, 24 Jul 2018 05:34:42 GMT

Stay in the garden! IF you want Chase... stay in the garden.

ps... Chase told BoA to test you! muahahahaha

Re: Why BoA?! I'm trying to garden here!

Caught750 — Tue, 24 Jul 2018 05:47:51 GMT

Lol sjrn that's what I'm hoping for before the next round in October or November, a nice little green checkmark so I will be holding off.

Yea they aren't anything super exciting but they grow quickly and I bank with them as well so I wouldn't mind grabbing a card.

Re: Why BoA?! I'm trying to garden here!

arkane — Tue, 24 Jul 2018 05:48:58 GMT

@Gmood1 wrote:
The offers will keep coming back 750. I know because I get them nearly every month from BofA. BofA needs to step up their game on the CC rewards.
As a whole, the CCs are on the boring side IMO.

They compensate by handing out generous limits though.

Re: Why BoA?! I'm trying to garden here!

Caught750 — Tue, 24 Jul 2018 05:49:49 GMT

Exactly Arkane, that's part of the draw lol

Re: Why BoA?! I'm trying to garden here!

Gmood1 — Tue, 24 Jul 2018 05:54:50 GMT

@Caught750 wrote:
Lol sjrn that's what I'm hoping for before the next round in October or November, a nice little green checkmark so I will be holding off.

Yea they aren't anything super exciting but they grow quickly and I bank with them as well so I wouldn't mind grabbing a card.

Oh my condolences..kidding..sort of. lol

Their cards do grow fast, that's for sure!

Re: Why BoA?! I'm trying to garden here!

Caught750 — Tue, 24 Jul 2018 05:58:23 GMT

I'm not arguing, they're not the most impressive but it's a matter of convenience for now.

Re: Why BoA?! I'm trying to garden here!

arkane — Tue, 24 Jul 2018 06:02:42 GMT

I bank with them purely for the preferred rewards benefits.

Re: Why BoA?! I'm trying to garden here!

Caught750 — Tue, 24 Jul 2018 06:04:46 GMT

That's part of the reason Im interested in CR

Re: Why BoA?! I'm trying to garden here!

coldfusion — Tue, 24 Jul 2018 16:06:52 GMT

@arkane wrote:
I bank with them purely for the preferred rewards benefits.

Yes, between the CLs granted and the boost in rewards they can be very generous if you are a Preferred Rewards client.