topic Re: CSP & CSR considered same bonus in Credit Cards

CSP & CSR considered same bonus

Justrebuilding — Tue, 24 Jul 2018 18:10:54 GMT

So I had the CSP in 2014, got the CSR in 2016. I applied for the CSP today and was told I had gotten the sign up bonus within the last 24 months so I was not eligible. No credit check was run.

I just thought I would share in case anyone was like me and did not know they consider the bonuses for those cards to be one and the same for the 24 month rule.

I will be looking into the AMEX platform as I need a new travel card, all I've ever used was UR points.

Re: CSP & CSR considered same bonus

simplynoir — Tue, 24 Jul 2018 18:17:32 GMT

Correct. Both cards are considered Sapphire products so they fall under the same umbrella for the signup bonus with regards to their 24 month rule.

Re: CSP & CSR considered same bonus

UpperNwGuy — Tue, 24 Jul 2018 18:34:42 GMT

Correct. This has been true for quite a while now, and it has been widely discussed on this forum and in the Doctor of Credit blog. In fact, it's not just about the bonus. They won't give you a second Sapphire card if you already have a Sapphire card, even without a bonus.

Re: CSP & CSR considered same bonus

wasCB14 — Tue, 24 Jul 2018 18:36:57 GMT

@Justrebuilding wrote:
So I had the CSP in 2014, got the CSR in 2016. I applied for the CSP today and was told I had gotten the sign up bonus within the last 24 months so I was not eligible. No credit check was run.

I just thought I would share in case anyone was like me and did not know they consider the bonuses for those cards to be one and the same for the 24 month rule.

I will be looking into the AMEX platform as I need a new travel card, all I've ever used was UR points.

Your signature shows a CSR. Generally speaking (there is a complicated loophole), customers are limited to having one Sapphire card at a time. The rejection reason is more complicated than bonus timing.

I PCed my 2015 CSP to CFU this year and got CSR a few months later.

Re: CSP & CSR considered same bonus

Justrebuilding — Tue, 24 Jul 2018 18:42:47 GMT

I actually did a PC on my CSR to another freedom unlimited when the next annual fee was going to hit, just need to update my signature.

Re: CSP & CSR considered same bonus

CreditCuriosity — Tue, 24 Jul 2018 19:12:32 GMT

Only way to do it is get two instant approvals on same day and you can obtain CSP/CSR that way and I believe two bonuses as well. Otherwise as others stated you can only have one of the products, etc.

Re: CSP & CSR considered same bonus

simplynoir — Tue, 24 Jul 2018 20:30:13 GMT

@CreditCuriosity wrote:
Only way to do it is get two instant approvals on same day and you can obtain CSP/CSR that way and I believe two bonuses as well. Otherwise as others stated you can only have one of the products, etc.

Yes and this still works for those curious. My GF double-dipped on the CSP/CSR last month and was able to get both cards and their SUBs.