topic Citi Best Buy to Double cash product change in Credit Cards

Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 00:58:46 GMT

Is this possible? The Best Buy card is a terrible fit for Me! I would love a lazy 2% card without the HP.

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 01:01:21 GMT

Hello and welcome. I’m fairly confident that you can’t PC a co-branded card to a DC. Good luck.

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 01:04:21 GMT

Nuts. That's what I am fearing, I keep seeing it the other way around.

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 01:05:49 GMT

Someone else may have more ideas or insight.

Re: Citi Best Buy to Double cash product change

wasCB14 — Sat, 28 Jul 2018 01:31:06 GMT

@Anonymous wrote:
Hello and welcome. I’m fairly confident that you can’t PC a co-branded card to a DC. Good luck.

I think the problem is that the card is issued by Citi Retail, not Citibank.

PCs among Costco*, DC, TY, AA, etc. seem pretty common. Some cobrand PCs work...but not ones involving Citi Retail cobands.

Costco PCs may be one-way....maybe you can PC to it but not from it.

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 01:23:05 GMT

Have they changed the policy on Costco? I was told I can't PC Costco card to Citi cards last year.

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 01:24:59 GMT

Thank you very much , that's very helpful. Just to reiterate (I'm still learning here) ... this Best Buy card is staying a Best Buy card, without even a hope of changing to a different retailer who actually matters to me, correct? Thank you again!

Re: Citi Best Buy to Double cash product change

wasCB14 — Sat, 28 Jul 2018 01:29:38 GMT

@Anonymous wrote:
Have they changed the policy on Costco? I was told I can't PC Costco card to Citi cards last year.

Oh...come to think of it, Costco might be one-way.

Maybe you can PC to it, but not from it.

Re: Citi Best Buy to Double cash product change

JR_TX — Sat, 28 Jul 2018 01:33:08 GMT

It is my understanding that PC is only available to and from any of the “unsecured” cards you see on the link below with the exception maybe of the “Simplicity”? Correct me if I’m wrong though.

https://www.citi.com/credit-cards/compare-credit-cards/citi.action?ID=view-all-credit-cards&intc=7~1~64~1~080115~1~HollywoodSquares~VAC&afc=2YM

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 01:36:22 GMT

@wasCB14 wrote:
@Anonymous wrote:
Have they changed the policy on Costco? I was told I can't PC Costco card to Citi cards last year.
Oh...come to think of it, Costco might be one-way.

Maybe you can PC to it, but not from it.

That's what I was told by Citi, although the CSR said it's a new card and they're working on allowing it to be PCed out, I took it with a grain of salt and it has been a year since. I wanted to PC to DC so I can get out of Costco membership, don't shop there as often anymore, without losing my 4+ year history on the Amex/Citi Costco.

Re: Citi Best Buy to Double cash product change

wasCB14 — Sat, 28 Jul 2018 01:50:47 GMT

@Anonymous wrote:
@wasCB14 wrote:
@Anonymous wrote:
Have they changed the policy on Costco? I was told I can't PC Costco card to Citi cards last year.
Oh...come to think of it, Costco might be one-way.

Maybe you can PC to it, but not from it.
That's what I was told by Citi, although the CSR said it's a new card and they're working on allowing it to be PCed out, I took it with a grain of salt and it has been a year since. I wanted to PC to DC so I can get out of Costco membership, don't shop there as often anymore, without losing my 4+ year history on the Amex/Citi Costco.

Of course, this is Citi, so a general CS rep could easily be mistaken.

When I PCed from AA to Costco in early 2017, lots of people on here were insisting such a PC was impossible...according to the CS reps they had spoken with.

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 02:02:19 GMT

Just got off the phone with them, the Costco card is a co-branded card and can not be pc out, period, no future plans to allow it either.

Re: Citi Best Buy to Double cash product change

wasCB14 — Sat, 28 Jul 2018 02:10:59 GMT

@Anonymous wrote:
Just got off the phone with them, the Costco card is a co-branded card and can not be pc out, period, no future plans to allow it either.

There must be more to it than the simple fact it's a cobrand card. Perhaps some agreement with Costco? Some issue over how the reward program is managed?

If cobrand Citi cards could never be PCed into other cards, I wouldn't have gotten out of my AA card.

Re: Citi Best Buy to Double cash product change

Anonymous — Sat, 28 Jul 2018 02:30:11 GMT

@wasCB14 wrote:
@Anonymous wrote:
Just got off the phone with them, the Costco card is a co-branded card and can not be pc out, period, no future plans to allow it either.
There must be more to it than the simple fact it's a cobrand card. Perhaps some agreement with Costco? Some issue over how the reward program is managed?

If cobrand Citi cards could never be PCed into other cards, I wouldn't have gotten out of my AA card.

Very possible, could be a way to prevent Costco from losing customers, it worked on me for a year.

Re: Citi Best Buy to Double cash product change

wasCB14 — Sat, 28 Jul 2018 02:33:24 GMT

@Anonymous wrote:
@wasCB14 wrote:
@Anonymous wrote:
Just got off the phone with them, the Costco card is a co-branded card and can not be pc out, period, no future plans to allow it either.
There must be more to it than the simple fact it's a cobrand card. Perhaps some agreement with Costco? Some issue over how the reward program is managed?

If cobrand Citi cards could never be PCed into other cards, I wouldn't have gotten out of my AA card.
Very possible, could be a way to prevent Costco from losing customers, it worked on me for a year.

I think I read there was a similar restriction when Amex had the contract. I don't know if PCs were blocked in both directions.