topic Re: Sears Mastercard CLI in Credit Cards

Sears Mastercard CLI

jdbkiang — Sun, 29 Jul 2018 09:38:19 GMT

Does anyone know if requesting a CLI for the Citi Sears Mastercard will result in an HP or SP?

Re: Sears Mastercard CLI

coldfusion — Sun, 29 Jul 2018 11:35:26 GMT

IME it's a SP.

Re: Sears Mastercard CLI

AverageJoesCredit — Sun, 29 Jul 2018 12:16:39 GMT

My card is being converted. A few months ago for first time ever I got an sp cli on my store card. In Hope's for another cli before my new card arrives this week, hopefully, I tried again and weirdly they actually tried to pull TU days after saying pending. Weird experience. Now having the actual MC, I'm not sure but it's always recommended to expect a hp and be happy when its sp

Re: Sears Mastercard CLI

Anonymous — Sun, 29 Jul 2018 14:08:43 GMT

@AverageJoesCredit wrote:
My card is being converted. A few months ago for first time ever I got an sp cli on my store card. In Hope's for another cli before my new card arrives this week, hopefully, I tried again and weirdly they actually tried to pull TU days after saying pending. Weird experience. Now having the actual MC, I'm not sure but it's always recommended to expect a hp and be happy when its sp

In looking ahead it is only time and the death of Sears will be here (surprised they have gasped for air for so long ... thought they would die back when Montgomery Wards went up in smoke). What are you going to do with the Sears MasterCard?

Re: Sears Mastercard CLI

Anonymous — Sun, 29 Jul 2018 14:08:59 GMT

@jdbkiang wrote:
Does anyone know if requesting a CLI for the Citi Sears Mastercard will result in an HP or SP?

When I had the MasterCard (it's in collections now...lol), they almost always SP'd me and at times asked me to call in.

Re: Sears Mastercard CLI

coldfusion — Sun, 29 Jul 2018 18:07:05 GMT

@Anonymous wrote:
@AverageJoesCredit wrote:
My card is being converted. A few months ago for first time ever I got an sp cli on my store card. In Hope's for another cli before my new card arrives this week, hopefully, I tried again and weirdly they actually tried to pull TU days after saying pending. Weird experience. Now having the actual MC, I'm not sure but it's always recommended to expect a hp and be happy when its sp
In looking ahead it is only time and the death of Sears will be here (surprised they have gasped for air for so long ... thought they would die back when Montgomery Wards went up in smoke). What are you going to do with the Sears MasterCard?

I an guessing that Citi will look to either convert all the MC, or cherrypick the MC holders they want to keep, in their portfolio and convert them to TY Preferrred cards. Everyone else will get their cards closed.

Re: Sears Mastercard CLI

AverageJoesCredit — Sun, 29 Jul 2018 18:31:59 GMT

Lol, with as many cards I have if they close it no big deal. One less card to cancel later.

Re: Sears Mastercard CLI

Credit-hoarder — Sun, 29 Jul 2018 22:56:31 GMT

@coldfusion wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
My card is being converted. A few months ago for first time ever I got an sp cli on my store card. In Hope's for another cli before my new card arrives this week, hopefully, I tried again and weirdly they actually tried to pull TU days after saying pending. Weird experience. Now having the actual MC, I'm not sure but it's always recommended to expect a hp and be happy when its sp
In looking ahead it is only time and the death of Sears will be here (surprised they have gasped for air for so long ... thought they would die back when Montgomery Wards went up in smoke). What are you going to do with the Sears MasterCard?
I an guessing that Citi will look to either convert all the MC, or cherrypick the MC holders they want to keep, in their portfolio and convert them to TY Preferrred cards. Everyone else will get their cards closed.

They better not close mine--next to my BCE that's my oldest reporting CC account!

Re: Sears Mastercard CLI

joltdude — Sun, 29 Jul 2018 23:18:18 GMT

Im still irate when Monkey Wards bought out Lechmere and used them to liquidate MW merchandise. while putting Lechmere out of business .... Every time Monkey Wards touches another retailer, they fail... but oddly enough MW stayed afloat in some form or another...

-J

Re: Sears Mastercard CLI

Grabiela — Mon, 30 Jul 2018 05:22:21 GMT

Its a SP.

Re: Sears Mastercard CLI

Anonymous — Mon, 30 Jul 2018 15:15:42 GMT

I've had card MC version over 14 months......HARD PULL. When I called and asked she said it depends, but most of the time a hard pull.

Re: Sears Mastercard CLI

jdbkiang — Tue, 31 Jul 2018 00:25:24 GMT

Thanks for the responses, guys. It's actually my oldest card as well, so I hope they don't close it! The 5 SYW points for gas aren't bad either (although I usually get gas at Costco). I wouldn't mind if they changed the card to a TY earning card though, since I've been denied by Citi the last 4 times I tried to get in with them....

Re: Sears Mastercard CLI

FinStar — Tue, 31 Jul 2018 01:14:50 GMT

@coldfusion wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
My card is being converted. A few months ago for first time ever I got an sp cli on my store card. In Hope's for another cli before my new card arrives this week, hopefully, I tried again and weirdly they actually tried to pull TU days after saying pending. Weird experience. Now having the actual MC, I'm not sure but it's always recommended to expect a hp and be happy when its sp
In looking ahead it is only time and the death of Sears will be here (surprised they have gasped for air for so long ... thought they would die back when Montgomery Wards went up in smoke). What are you going to do with the Sears MasterCard?
I an guessing that Citi will look to either convert all the MC, or cherrypick the MC holders they want to keep, in their portfolio and convert them to TY Preferrred cards. Everyone else will get their cards closed.

Typically, Citi may add certain features to some of their retail branded V/MC cards, but they will not fold them into legacy products such as DC/TYP, ect., so I'm not sure where the source of this information is coming from. In the past, any Citi retail V/MC branded products that were retired or discontinued were either closed or no longer available for new apps - example, Exxon/Mobil MC and Home Depot MC (non-biz/non-project version).

Re: Sears Mastercard CLI

coldfusion — Tue, 31 Jul 2018 01:23:46 GMT

@jdbkiang wrote:
Thanks for the responses, guys. It's actually my oldest card as well, so I hope they don't close it! The 5 SYW points for gas aren't bad either (although I usually get gas at Costco). I wouldn't mind if they changed the card to a TY earning card though, since I've been denied by Citi the last 4 times I tried to get in with them....

Send an SM requesting to convert your awards program from SYW to TYP.

Sears has been running targeted 10 bonus TYP/$ quarterly promos for almost the last 2 years if you can meet the specified monthly spend on groceries+gas+restaurants, so it may be worth your while to look into it.

Re: Sears Mastercard CLI

coldfusion — Tue, 31 Jul 2018 01:28:47 GMT

@FinStar wrote:
@coldfusion wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
My card is being converted. A few months ago for first time ever I got an sp cli on my store card. In Hope's for another cli before my new card arrives this week, hopefully, I tried again and weirdly they actually tried to pull TU days after saying pending. Weird experience. Now having the actual MC, I'm not sure but it's always recommended to expect a hp and be happy when its sp
In looking ahead it is only time and the death of Sears will be here (surprised they have gasped for air for so long ... thought they would die back when Montgomery Wards went up in smoke). What are you going to do with the Sears MasterCard?
I an guessing that Citi will look to either convert all the MC, or cherrypick the MC holders they want to keep, in their portfolio and convert them to TY Preferrred cards. Everyone else will get their cards closed.
Typically, Citi may add certain features to some of their retail branded V/MC cards, but they will not fold them into legacy products such as DC/TYP, ect., so I'm not sure where the source of this information is coming from. In the past, any Citi retail V/MC branded products that were retired or discontinued were either closed or no longer available for new apps - example, Exxon/Mobil MC and Home Depot MC (non-biz/non-project version).

There is no "source", it's speculative "I am guessing...". The Sears card as a retail card is a one-off as some holders earn TYP points.

Re: Sears Mastercard CLI

jdbkiang — Tue, 31 Jul 2018 20:31:24 GMT

I’ve heard about asking for TYP instead of SYW points, but doesn’t the earn rate drop to 1% regardless of the category?