Capital One Graduation with PC

Anonymous — Thu, 02 Aug 2018 18:06:21 GMT

Just thought I would add some more data points... I applied and was approved for 200/200 secured Capital One Card on July 14, 2017 and had my credit steps increase to $500 @ 5 months and then got the email my deposit was being returned and recieved a credit to my account on July 18 2018. I then immediately called into customer service to get a credit line increase and was subsequently denied due to the same reasons as before "credit line increases are not available for this account type". but they were able to PC me to the full blown Quicksiler not the Quicksilver 1 so it still was the same account with the low limit of $500 however now I am able to earn rewards. I was told by customer service I should be eligible for the increase by August 10th 2018 due to the "system" still recognizing it as secured and it cycles through after my statement closes but they said it can be up to 90 days after the upgrade before I will be given an increase.... Anyone else experience this?? I almost didnt think it would graduate due to all the other My Ficoers being done @ 11 months I guess mine just took a little longer. This is one of my lowest limits with the exception of Discover (my last secured card) due to graduate at the end of August as well. My last baddie I was able to PFD and is expected to be deleted from all 3 by the end of this month as well so I should be in the 700s by the months end... Yay!! Next moves??? Any cards you think I would get given my current profile... How much do you think my credit score will raise when the last baddie falls off of EVERY report this month?? Thanks in advance guys..
Quicksiler- $200-$500
Quicksilver 1 (AU) $1000-$5000
Amex ED- $500-$1000
Midas/Car Care One- $1000-$6000
Walmart- $200-$6000
CareCredit-$6500
Discover$- $200
Kohls- $700
Credit One- $300-$700
Overstock-$1050-$1850
NFCU CR-$500-$1500
NFCU CR (AU)- $3700
NFCU CLOC- $500-$7500
NFCU PLAT- $8900
PayPal MC 2%-$700
Penfed Thrifty- $500

TU- 650 w/30inq EQ- 677 35inq EX 685 38 inq

Re: Capital One Graduation with PC

Jerry45 — Thu, 02 Aug 2018 21:41:29 GMT

I suggest no more cards at all. your list of cards include high quality banks etc... Let them age and keep making payments on time. Much better plan until the baddies fall off. Good luck my friend.

Re: Capital One Graduation with PC

Anonymous — Thu, 02 Aug 2018 21:54:08 GMT

Just today the last one fell off Experian. Updated score is now 722. Personal highest score. Within 30 days the same last badly should be off the other 2 yielding similar results. Really want a 10k plus CL. Any suggestions. 65k income 1 year aaoa

Re: Capital One Graduation with PC

Anonymous — Thu, 02 Aug 2018 21:54:13 GMT

ill update if me and my wifes cards graduates my wifes turns 1 full year august 4th mine turns a full year october 4th i thought they graduated at 11 months but that hasnt been the case so far they did get a cli on the 5th or 6th statement

topic Re: Capital One Graduation with PC in Credit Cards

Capital One Graduation with PC

Re: Capital One Graduation with PC

Re: Capital One Graduation with PC

Re: Capital One Graduation with PC