topic Re: If you could only have American Express cards? in Credit Cards

If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 05:49:53 GMT

What would your portfolio be if you could only have American Express cards?

Re: If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 05:58:57 GMT

The same as if you only had Visa cards....although your acceptance would be less w/Amex.

Edit: I think I am misunderstanding OP’s question 🤷🏽‍♀️

Re: If you could only have American Express cards?

K-in-Boston — Sun, 12 Aug 2018 05:55:33 GMT

Platinum, PRG, SPG Luxury, Delta Reserve, and I guess it would be a good excuse to PC my Blue to EDP. I went for like 14 years using Gold (not PRG) for 98% of my spend. In your weird Amex only universe it would not be hard to go back.

Re: If you could only have American Express cards?

K-in-Boston — Sun, 12 Aug 2018 05:57:39 GMT

@Anonymous wrote:
The same as if you only had Visa cards....although your acceptance would be less.

In YOUR weird alternate universe where there is only Visa, I’d be all-Chase.

Re: If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 05:59:41 GMT

@K-in-Boston wrote:
@Anonymous wrote:
The same as if you only had Visa cards....although your acceptance would be less.
In YOUR weird alternate universe where there is only Visa, I’d be all-Chase.

I don’t want to live in either of those universes 😂

Re: If you could only have American Express cards?

wasCB14 — Sun, 12 Aug 2018 06:08:47 GMT

I'd keep Schwab Platinum and BBP. With no CFU I would probably re-upgrade ED to EDP for non-bonus-category spend over BBP's $50k.

BCE and SPG I'd keep and farm for offers/renewal nights/possibly retention.

Re: If you could only have American Express cards?

Thatficotho — Sun, 12 Aug 2018 06:09:27 GMT

Your cards in siggy are in alphabetical order! 😭 @k Boston

Re: If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 07:42:08 GMT

Probably PRG, or EDP and platinum.

Re: If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 08:50:25 GMT

BCE, Cash Magnet, and Green Charge card

Re: If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 12:01:35 GMT

Weird AMEX only universe?

More like paradise! 😎 😜

Re: If you could only have American Express cards?

UpperNwGuy — Sun, 12 Aug 2018 12:24:48 GMT

I'd be stuck with just the BCE and the Cash Magnet, because I have no use for Membership Rewards points. It would be a dark, unfriendly world indeed.

Re: If you could only have American Express cards?

kerplunk — Sun, 12 Aug 2018 14:11:09 GMT

@Anonymous wrote:
What would your portfolio be if you could only have American Express cards?

Probably just the Cash Magnet card. American Express doesn't impress me.

Re: If you could only have American Express cards?

Caught750 — Sun, 12 Aug 2018 14:54:13 GMT

Plat, PRG, EDP, Hilton, SPG

Re: If you could only have American Express cards?

Brian_Earl_Spilner — Sun, 12 Aug 2018 15:12:55 GMT

@UpperNwGuy wrote:
I'd be stuck with just the BCE and the Cash Magnet, because I have no use for Membership Rewards points. It would be a dark, unfriendly world indeed.

I would only add a prg as it would be the highlight of my rebuild to get back that card after losing it. But it would really just be to make me feel good. Doubt I would use it much.

Re: If you could only have American Express cards?

bz386 — Sun, 12 Aug 2018 15:28:29 GMT

According to merchants, in your hypothetical scenario we would all be just bartering, because the economy would collapse due to the outrageous swipe fees.

Re: If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 15:31:11 GMT

I happen to be a merchant and I pay the exact same rate for AMEX as I do for the other networks. That claim that AMEX costs too much to accept is outdated.

Re: If you could only have American Express cards?

bz386 — Sun, 12 Aug 2018 15:35:07 GMT

I know the belief that Amex swipe fees are too high is outdated. That’s why I’m mocking it.

Re: If you could only have American Express cards?

Anonymous — Sun, 12 Aug 2018 15:36:33 GMT

Oh lol I missed that. In my very old age my sense of humour has declined to non-existent levels. 👴

Re: If you could only have American Express cards?

wasCB14 — Sun, 12 Aug 2018 16:05:09 GMT

@UpperNwGuy wrote:
I'd be stuck with just the BCE and the Cash Magnet, because I have no use for Membership Rewards points. It would be a dark, unfriendly world indeed.

They will sometimes cost more, but booking award flights on United metal with Aeroplan (MR partner) miles is (in my limited experience with one domestic RT) pretty painless.

Re: If you could only have American Express cards?

Kforce — Sun, 12 Aug 2018 16:47:53 GMT

@K-in-Boston wrote:
@Anonymous wrote:
The same as if you only had Visa cards....although your acceptance would be less.
In YOUR weird alternate universe where there is only Visa, I’d be all-Chase.

If K..Boston switched to Chase Visa.

Chase would convert them all to MC the next month