topic Re: Amex easyist card to get in Credit Cards

Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:13:31 GMT

Trying to get a amex card. What's the lowest Requirements card I have been working on my credit I was thinking about apping in September when my Utilization is lower only got 7 months of history ex score is 667

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:19:24 GMT

This is not a good way to choose a credit card, the question should be "which Amex card best fits my spending?", if you think your profile might not qualify at the moment, wait. That said, to answer your question, the Green card is probably one of, if not the easiest to obtain.

Re: Amex easyist card to get

wasCB14 — Tue, 14 Aug 2018 01:24:45 GMT

Is there some goal card you're working towards? What makes you do sure you should get one?

The charge cards and Delta Blue are generally easier than the Blue Cash or EveryDay cards.

Re: Amex easyist card to get

jdbkiang — Tue, 14 Aug 2018 01:36:49 GMT

I’ve found that I was preapproved for all of Amex’s cards (even the $450 delta reserve and Hilton aspire) on their website EXCEPT the green, gold, and platinum charge cards. If they’re the easiest to get, is there another reason for that?

Also, for OP, have you checked for ore qualification on their website?

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:41:01 GMT

I was looking for points but the ed I wood like to get but I all so like the gold card but the annual fee is on the high side si I was thinking about the green I was pre qualified on there website but scared to app

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:42:34 GMT

I was pre qualified on there website for ED BCE and the green card

Re: Amex easyist card to get

tcbofade — Tue, 14 Aug 2018 01:42:42 GMT

@Anonymous wrote:
I was looking for points but the ed I wood like to get but I all so like the gold card but the annual fee is on the high side si I was thinking about the green I was pre qualified on there website but scared to app

Nothing in life is guaranteed, but if you're prequalifed on their website, you're probably good.

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:45:58 GMT

Just having a American Express is a goal of mines to have in my wallet but I'm scared to app with my credit profile but I seen people being approved with worst credit profile then mines

Re: Amex easyist card to get

jdbkiang — Tue, 14 Aug 2018 01:48:55 GMT

If you’re prequalified, that’s about as good a shot as you’ll get.

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:49:24 GMT

My ex is 667 fico 8 and thin file of 7 months with 10 Enquiries UTI is at 32%

Re: Amex easyist card to get

wasCB14 — Tue, 14 Aug 2018 01:49:35 GMT

@Anonymous wrote:
I was looking for points but the ed I wood like to get but I all so like the gold card but the annual fee is on the high side si I was thinking about the green I was pre qualified on there website but scared to app

Green: $95 AF, very few benefits. Sometimes it has a nice bonus, but it's generally considered a poor value.

Premier Rewards Gold: $195 AF, good rewards, good roadside assistance, $100 single-domestic-airline extras credit. A decent value, particularly for people who spend a lot on gas and groceries and can use the miles well.

Platinum: $550 AF, good airfare rewards, many travel perks and credits. Great for frequent travelers who use certain hotel chains and airlines/airport terminals.

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:50:08 GMT

Even though one of my cards is max out with a thin file

Re: Amex easyist card to get

wasCB14 — Tue, 14 Aug 2018 01:52:37 GMT

@Anonymous wrote:
Just having a American Express is a goal of mines to have in my wallet but I'm scared to app with my credit profile but I seen people being approved with worst credit profile then mines

There may be more practical cards. Some Amex products are great for some people (for instance, I use the lounges), but a lot of what they have is either expensive or mediocre for general use.

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:53:05 GMT

Is it worth it for the gold it not about the annual fee it just about is it worth it to give and extra 100 and is it the same requirement as the green

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 01:57:39 GMT

Can I app 2 at the same time for charg card and a other card like the ED or BCE

Re: Amex easyist card to get

kilroy8 — Tue, 14 Aug 2018 01:58:11 GMT

You have a maxed out card. Get that down below 28.9% util and overall util down below 8.9% util and your scores will leap. Then think about new cards.

Re: Amex easyist card to get

jdbkiang — Tue, 14 Aug 2018 02:01:07 GMT

You technically can apply for 2 in a day. If you travel, the extra $100 AF for the gold provides another $100 travel credit that could make it worth it.

However, it’s definitely better to wait for your score to go up after paying off your maxed out card.

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 02:01:10 GMT

I paid half of that card now just waiting to report and my total UTI should go down to 20% more or less

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 02:03:20 GMT

I paid half of the card that was maxed out

Re: Amex easyist card to get

Anonymous — Tue, 14 Aug 2018 02:09:54 GMT

Wait and see where the score land.