topic Re: -14 point on my FICO in Credit Cards

-14 point on my FICO

Anonymous — Wed, 22 Apr 2009 00:38:41 GMT

I went on a mini app spree and I'm paying for it, my Neimans, Saks, and Alliant inquires have knocked me back 14 big ones. But it's cool...I'll get it back. Just watch it everyone. If you apply for too much in a short period of time they will slap you upside your **bleep** head.

Re: -14 point on my FICO

llecs — Thu, 23 Apr 2009 11:34:29 GMT

Certainly could have been more. I usually take a hit of 20-25 points with each new CC reporting. Most of those points have returned by 6 months after it first reports with a remainder by one year.

Re: -14 point on my FICO

Anonymous — Thu, 23 Apr 2009 13:30:12 GMT

Yea...that's what i figured BUT I'm very responsible with credit so all balances will remain low. Then in a few months's my scores will back to the levels before i applied. It was painful getting the e-mail notification that the haircut was taking place. BUT I'LL LIVE

Re: -14 point on my FICO

Anonymous — Thu, 23 Apr 2009 14:27:26 GMT

i got hit with 13 on EQ with 3 cc's, 1w/500 c/l, 1 with 1000c/l, one with 1200 c/l. the inq. hit my EQ with NO score watch alert!!!!!!!

Re: -14 point on my FICO

Anonymous — Thu, 23 Apr 2009 14:44:24 GMT

@Anonymous wrote:
i got hit with 13 on EQ with 3 cc's, 1w/500 c/l, 1 with 1000c/l, one with 1200 c/l. the inq. hit my EQ with NO score watch alert!!!!!!!

NO SCORE WATCH ALERT...........What's up with that myFICO you guys running a shady operation Not giving alert like you state in the infomercial.

Re: -14 point on my FICO

Anonymous — Thu, 23 Apr 2009 18:31:51 GMT

74king i got my scorewatch alert!! 1 inq. added +10 pts to 652!! go figure!!

Re: -14 point on my FICO

Anonymous — Thu, 23 Apr 2009 19:15:32 GMT

That's cool.....thought myFICO was up to no good......lying like everyone else in their informercials.