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  <channel>
    <title>topic Re: New Capital One Savor rewards structure / bonus in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5333973#M1582534</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/366488"&gt;@Jetboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;SPAN&gt;Since they were able to change Target and Walmart, I'm wondering if they are making changes to how they internally code certain purchases. I know it's based on how the vendor codes them self, but maybe Capital One can make further distinctions.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;STRONG&gt;My account has been upgraded and when I purchased a computer game from Origin the charge was pending as entertainment. However, when it posted, it was coded as "leisure activities" and I only got 1% cash back.&lt;/STRONG&gt; Not a huge deal, but it makes me question how much will actually be coded as 4% back entertainment purchases.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, in response to the bakery post, there is&amp;nbsp;what I would consider a bakery that I go to for coffee and pastries that posts as a grocery store to my Savor card.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Origin is owned by EA.&lt;/P&gt;&lt;P&gt;The address for Origin is the same as the EA address.&lt;/P&gt;&lt;P&gt;Electronic Arts Inc., 209 Redwood Shores Parkway, Redwood City, CA&lt;/P&gt;&lt;P&gt;The Visa Supplier Locator codes this business as MCC7994 and MCC7372&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;SPAN&gt;Industry/MCC&lt;/SPAN&gt;&lt;/LI&gt;&lt;LI&gt;&lt;SPAN&gt;RECREATION/ AMUSEMENT FACILITIES - 7994&lt;/SPAN&gt;&lt;/LI&gt;&lt;LI&gt;&lt;SPAN&gt;Industry/MCC&lt;/SPAN&gt;&lt;/LI&gt;&lt;LI&gt;&lt;SPAN&gt;COMPUTER STORES/ SERVICES - 7372&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P class="x_MsoNormal"&gt;&lt;SPAN&gt;Those codes do not count as Entertainment. There IS a list of MCC codes that shows what counts as Entertainment for SAVOR posted on another site.&lt;FONT color="#000080"&gt;&lt;STRONG&gt; I am not sure if I should post them here?&lt;/STRONG&gt; &lt;/FONT&gt;C&lt;/SPAN&gt;&lt;SPAN&gt;hat with Capital One and have the MCC codes sent you for Dining and Entertainment. Then use the &lt;/SPAN&gt;&lt;SPAN&gt;The Visa Supplier Locator to look up a merchants MCC code.&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;STRONG&gt;What site and I'll let you know if it's ok to link to it&lt;/STRONG&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;STRONG&gt;(Edit)&lt;/STRONG&gt; - I will just have Capital One send me the MCC codes instead of linking to that site. And then post them here.&lt;/P&gt;</description>
    <pubDate>Mon, 20 Aug 2018 23:31:17 GMT</pubDate>
    <dc:creator>Jetboy</dc:creator>
    <dc:date>2018-08-20T23:31:17Z</dc:date>
    <item>
      <title>New Capital One Savor Launching Soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326985#M1579996</link>
      <description>&lt;P&gt;Exisiting Savor card members will be upgraded to the new reward structure and letters will be mailed out in the coming weeks. New product details and specifics I’ll be sharing soon just before it becomes publicly available&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 21:18:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326985#M1579996</guid>
      <dc:creator>pip3man</dc:creator>
      <dc:date>2018-08-14T21:18:25Z</dc:date>
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    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326993#M1579999</link>
      <description>I'll settle for 6% on dinning and 3% on everything else.</description>
      <pubDate>Tue, 14 Aug 2018 06:56:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326993#M1579999</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T06:56:26Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326994#M1580000</link>
      <description>So confused about the title and what you're saying? Is it a new CC or just a revamp to the savor card?</description>
      <pubDate>Tue, 14 Aug 2018 06:56:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326994#M1580000</guid>
      <dc:creator>Eagered2succeed</dc:creator>
      <dc:date>2018-08-14T06:56:26Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326995#M1580001</link>
      <description>&lt;P&gt;Thanks for sharing OP, but is there a link where we can read more about the details?&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 06:58:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5326995#M1580001</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T06:58:59Z</dc:date>
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    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327037#M1580007</link>
      <description>I'm guessing you work for/know someone who works for Capital One?</description>
      <pubDate>Tue, 14 Aug 2018 09:09:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327037#M1580007</guid>
      <dc:creator>CashBackQueen</dc:creator>
      <dc:date>2018-08-14T09:09:27Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327054#M1580014</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/993519"&gt;@CashBackQueen&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;I'm guessing you work for/know someone who works for Capital One?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;"Don't poke the bear" &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 11:15:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327054#M1580014</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T11:15:25Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327057#M1580016</link>
      <description>&lt;P&gt;Isn't Savor the second name for that credit card? &amp;nbsp;And isn't that name only about a year old? &amp;nbsp;Seems like Capital One can't figure out what to do with this card. &amp;nbsp;I remember they originally announced it as a high-end card, but there's no way a 3% dining rewards card is anything more than middle-of-the-pack.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 11:21:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327057#M1580016</guid>
      <dc:creator>UpperNwGuy</dc:creator>
      <dc:date>2018-08-14T11:21:28Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327093#M1580033</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/787270"&gt;@Eagered2succeed&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;So confused about the title and what you're saying? Is it a new CC or just a revamp to the savor card?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It’s a new card (to be called SavorOne) in the same product line and almost identical to the current Savor. Which means there will be two Savor cards.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 12:23:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327093#M1580033</guid>
      <dc:creator>pip3man</dc:creator>
      <dc:date>2018-08-14T12:23:20Z</dc:date>
    </item>
    <item>
      <title>New Capital One Savor rewards structure / bonus</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327100#M1580044</link>
      <description>Looks like the old savor is removed and replaced with a $95 AF version with a $500 sign on bonus with $3k/3 months. It’s now unlimited 4% on dining and entertainment, grocery rewards unchanged.&lt;BR /&gt;&lt;BR /&gt;Can this really justify the $95 AF? After your sign on bonus has come and gone. Uber Visa is $0 AF for 4% dining and marvel is 3% with a $0 AF..</description>
      <pubDate>Tue, 14 Aug 2018 12:29:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327100#M1580044</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T12:29:24Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327101#M1580035</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Thanks for sharing OP, but is there a link where we can read more about the details?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No there’s no public link yet but it should be available around late August if I remember correctly on the 23th.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 12:20:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327101#M1580035</guid>
      <dc:creator>pip3man</dc:creator>
      <dc:date>2018-08-14T12:20:31Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One Savor rewards structure / bonus</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327105#M1580045</link>
      <description>&lt;P&gt;Not surprised they're about to release a Savor and Savor One&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 12:25:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327105#M1580045</guid>
      <dc:creator>Brian_Earl_Spilner</dc:creator>
      <dc:date>2018-08-14T12:25:17Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One Savor rewards structure / bonus</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327106#M1580046</link>
      <description>No the fee isn't justified. It's just like the venture. A good card for the bonus and then after that there's dozens of cards on the market that beat it.</description>
      <pubDate>Tue, 14 Aug 2018 12:26:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327106#M1580046</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T12:26:26Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327109#M1580040</link>
      <description>Savor One? So it’ll be similar to the quicksilver and quicksilver one? Perhaps the Savor One will have an annual fee?</description>
      <pubDate>Tue, 14 Aug 2018 12:39:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327109#M1580040</guid>
      <dc:creator>Manonfire</dc:creator>
      <dc:date>2018-08-14T12:39:47Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One Savor rewards structure / bonus</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327110#M1580047</link>
      <description>$95 AF. Forget it. C1 can’t seem to decide if they are a high end card company much like Chase or a low end. The Savor was not a bad card but like another post mentioned with the Uber card, Marvel etc... there is just too much out there that is better then this now over priced card. I’ll just stick with the plain old QS.</description>
      <pubDate>Tue, 14 Aug 2018 12:40:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327110#M1580047</guid>
      <dc:creator>hawkins</dc:creator>
      <dc:date>2018-08-14T12:40:04Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One Savor rewards structure / bonus</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327114#M1580048</link>
      <description>&lt;P&gt;What about the existing Savor cards that people already have...will those change?&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 12:44:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327114#M1580048</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T12:44:40Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One Savor rewards structure / bonus</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327131#M1580049</link>
      <description>&lt;P&gt;Their website has both cards listed and you can apply for either one now.&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.capitalone.com/credit-cards/dining-and-entertainment/" target="_self"&gt;https://www.capitalone.com/credit-cards/dining-and-entertainment/&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 13:07:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327131#M1580049</guid>
      <dc:creator>Jetboy</dc:creator>
      <dc:date>2018-08-14T13:07:39Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One Savor rewards structure / bonus</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327134#M1580050</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/366488"&gt;@Jetboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Their website has both cards listed and you can apply for either one now.&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.capitalone.com/credit-cards/dining-and-entertainment/" target="_self"&gt;https://www.capitalone.com/credit-cards/dining-and-entertainment/&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks for the link. So perhaps existing Savor members are going to be switched to the Savor ONE.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 13:11:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327134#M1580050</guid>
      <dc:creator>Manonfire</dc:creator>
      <dc:date>2018-08-14T13:11:37Z</dc:date>
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    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327135#M1580051</link>
      <description>&lt;P&gt;I'm generally pro-Cap One but I don't see the point to this new Savor One and won't be getting it (or likely the Savor, for that matter) since I don't put enough restaurant spend through credit cards to make this worth the AF. It'd have been better IMO if they'd revamped the Quicksilver to make it a straight 2% cashback card to compete with Synchrony's PayPal 2% MC.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 13:12:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327135#M1580051</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T13:12:47Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327138#M1580052</link>
      <description>&lt;P&gt;Another swing and a miss for Capital One. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 13:17:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327138#M1580052</guid>
      <dc:creator>Loquat</dc:creator>
      <dc:date>2018-08-14T13:17:20Z</dc:date>
    </item>
    <item>
      <title>Re: New Capital One CC launching soon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327139#M1580053</link>
      <description>&lt;P&gt;What is "entertainment"?&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is it movies, or plays, or going to a Cubs game?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Or iit is something stupid, like buying tickets for something online, like a concert, at a discount?&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2018 13:19:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Capital-One-Savor-Launching-Soon/m-p/5327139#M1580053</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-08-14T13:19:07Z</dc:date>
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