topic Re: Target and Mastercard Upgrades in Credit Cards

Target and Mastercard Upgrades

Anonymous — Wed, 08 Aug 2018 21:09:51 GMT

Hey, guys.

Anyone hear from Target this year re upgrades to Target Mastercard?

I know I haven't.

Love ran out, I guess?

Re: Target and Mastercard Upgrades

FinStar — Thu, 09 Aug 2018 12:50:58 GMT

AFAIK, there haven't been any reported. Otherwise, there'd be more recent threads about any upgrades.

Re: Target and Mastercard Upgrades

Meanmchine — Fri, 10 Aug 2018 01:04:36 GMT

Ive been waiting 13 years for my Target upgrade offer to arrive. Maybe tomorrow it will arrive

Re: Target and Mastercard Upgrades

AndySoCal — Fri, 10 Aug 2018 03:04:28 GMT

If you have a Target credit card and not the debit card you can contact TD Bank and ask why your card has not been upgraded

Re: Target and Mastercard Upgrades

gabeerwin — Mon, 13 Aug 2018 23:11:17 GMT

I just got a letter in the mail today stating my account was upgraded to the MC starting 10/8 (i think).

I posted earlier that I’d gotten a big limit increase from $1,100 to $5,000... I guess that explains it.

Data points: got the card ~ a year ago starting at $300. Increased to $700 at 3 month. $1,100 at 6 months. Hadn’t put a dime through it for 4-6 months until a couple weeks ago and spent $45. Next week the limit increased and card upgraded.

Credit scores around 700 across all three. BK13 reporting from 2013. No other baddies reporting.

Re: Target and Mastercard Upgrades

Anonymous — Mon, 13 Aug 2018 23:46:16 GMT

Mine just received a big increase...3k to 12k!

Hoping I'll be getting the upgrade letter in the mail soon. This month makes the 4yr mark for my acct.

Re: Target and Mastercard Upgrades

Cred4All — Tue, 14 Aug 2018 00:27:11 GMT

@Anonymous wrote:
Mine just received a big increase...3k to 12k!

Hoping I'll be getting the upgrade letter in the mail soon. This month makes the 4yr mark for my acct.

Nice CLI congrats!

Re: Target and Mastercard Upgrades

joltdude — Tue, 14 Aug 2018 02:21:11 GMT

Wasnt target cards notoriously stingly on the CL/CLIs?

Re: Target and Mastercard Upgrades

K-in-Boston — Tue, 14 Aug 2018 14:46:38 GMT

@joltdude wrote:
Wasnt target cards notoriously stingly on the CL/CLIs?

Yes, but that has been changing since TD Bank took over the accounts. I'm tired of typing out my whole Target story but the only thing I got in the first 14 years of having the card was a 33% CLD.

Re: Target and Mastercard Upgrades

dwayne4607 — Thu, 16 Aug 2018 22:00:39 GMT

I've had mine since 2012 with a starting limit of $2000 and no CLIs until today, when I saw on Credit Karma my limit jumped to $9000. I'm hoping a MC upgrade letter is on the way too!

Re: Target and Mastercard Upgrades

coolbrad — Sat, 18 Aug 2018 22:02:15 GMT

Just logged into my account and the exact same thing happened to me. Had 3k, now showing 12k.

Re: Target and Mastercard Upgrades

Anonymous — Mon, 20 Aug 2018 20:27:59 GMT

Received the upgrade letter in the mail today.

Re: Target and Mastercard Upgrades

dwayne4607 — Mon, 20 Aug 2018 23:43:47 GMT

Got home today and saw a Target envelope in the mail and thought, "WOO HOO!" Opened it and it said, "Didn't think your REDcard could get any better? We've just added more spending power to your Target Credit Card. Your new credit limit is $9,000!"

No mention whatsoever of a Mastercard upgrade. **bleep**?!? SOOO disappointed....

I flipped through a little more of the mail and found a SECOND Target envelope. "Congratulations! On 10/16/2018, your existing Target Credit Card will be converted to a Target Mastercard..."

I'm back to "WOO HOO!!!!"

Re: Target and Mastercard Upgrades

pizza1 — Tue, 21 Aug 2018 00:19:46 GMT

@dwayne4607 wrote:
Got home today and saw a Target envelope in the mail and thought, "WOO HOO!" Opened it and it said, "Didn't think your REDcard could get any better? We've just added more spending power to your Target Credit Card. Your new credit limit is $9,000!"

No mention whatsoever of a Mastercard upgrade. **bleep**?!? SOOO disappointed....

I flipped through a little more of the mail and found a SECOND Target envelope. "Congratulations! On 10/16/2018, your existing Target Credit Card will be converted to a Target Mastercard..."

I'm back to "WOO HOO!!!!"

LOL!! I would love to have either one of those envelopes right now! Im sitting at $2k, and long overdue for a CLI. I decided to put nothing on it this month to see if it doesnt trigger anything. Ive tried leaving a balance, not leaving a balance, updating my income every month....nada!

Re: Target and Mastercard Upgrades

dwayne4607 — Tue, 21 Aug 2018 01:55:02 GMT

Believe me, I had tried absolutely EVERYTHING mentioned in the forums and it just didn't seem to matter. I actually hadn't used my card last month and it was PIF when this happened, so I have no idea what triggered it. I had been at $2,000 for 6 1/2 years...

Re: Target and Mastercard Upgrades

coolbrad — Tue, 21 Aug 2018 13:20:35 GMT

@dwayne4607 wrote:
Got home today and saw a Target envelope in the mail and thought, "WOO HOO!" Opened it and it said, "Didn't think your REDcard could get any better? We've just added more spending power to your Target Credit Card. Your new credit limit is $9,000!"

No mention whatsoever of a Mastercard upgrade. **bleep**?!? SOOO disappointed....

I flipped through a little more of the mail and found a SECOND Target envelope. "Congratulations! On 10/16/2018, your existing Target Credit Card will be converted to a Target Mastercard..."

I'm back to "WOO HOO!!!!"

Same exact thing happened to me. Slightly bummed we have to wait until October for our new cards though.

Re: Target and Mastercard Upgrades

Anonymous — Tue, 21 Aug 2018 14:45:11 GMT

I recieved 2 letters. 1 outlining my limit increase from 3k to 12k. The second letter telling me I had been upgraded to Mastercard. My account will be 4 years old 11/2018. I never carry balances. I honestly thought target had done away with major credit cards.

Re: Target and Mastercard Upgrades

Dave4fun — Tue, 21 Aug 2018 19:37:31 GMT

WOW! So exciting for everyone! My Target card was opened in 2012. It is at the same limit of $3,000 as it always has been. I always PIF and use it at least once a month or more. I never get a CL increase. I have never asked for one either. Today my limit remains the same and no special enevelopes in the mail either. Anyways....what are the added perks with the MC verson?

Re: Target and Mastercard Upgrades

Adkins — Tue, 21 Aug 2018 19:55:17 GMT

@Dave4fun wrote:
WOW! So exciting for everyone! My Target card was opened in 2012. It is at the same limit of $3,000 as it always has been. I always PIF and use it at least once a month or more. I never get a CL increase. I have never asked for one either. Today my limit remains the same and no special enevelopes in the mail either. Anyways....what are the added perks with the MC verson?

Usually a higher credit limit and the ability to use the card outside of Target.

Re: Target and Mastercard Upgrades

morgacj2004 — Tue, 21 Aug 2018 19:58:23 GMT

At this point I could care less if I get the MC version. I will still only be using the card at Target unless they offer some sort of fantastic promotions outside of Target.