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    <title>topic Re: Issue with AMEX PRG SUB - help in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346723#M1586841</link>
    <description>Now here’s where I’m different.&lt;BR /&gt;&lt;BR /&gt;I would NOT have sweated one bead of perspiration or exerted one ounce of stress over what any CSR told me as long as I had the documented PROOF in my hand of the 50K bonus points offer.&lt;BR /&gt;&lt;BR /&gt;And I definitely would have spent the required spend and I would not have called them until after the erroneous bonus was posted. I’m still wondering why you were calling in the first place since neither action had occurred.&lt;BR /&gt;&lt;BR /&gt;IMO, I think you’re going to get the 50K pts once you reach your spend. and realize the stress was for naught.&lt;BR /&gt;&lt;BR /&gt;Please keep us in the loop and GL2U.</description>
    <pubDate>Mon, 03 Sep 2018 11:16:24 GMT</pubDate>
    <dc:creator>CreditInspired</dc:creator>
    <dc:date>2018-09-03T11:16:24Z</dc:date>
    <item>
      <title>Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346518#M1586813</link>
      <description>&lt;P&gt;my SUB from pre-approved invitation is not matching what CSRs are telling me.&amp;nbsp; short story I was offered 50,000 pts, double the standard 25,000 SUB.&amp;nbsp; I called to confirm after receiving the card, told 25,000 pts.&amp;nbsp; &amp;nbsp;I filed a complaint asking for correction.&amp;nbsp; Have not heard back.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Has anyone else had a similar problem?&amp;nbsp; What was the resolution experience?&amp;nbsp; satisfactory resolution?&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The card came in a neat package.&amp;nbsp; Nice enough to distract me from the fact that there was no literature about the SUB.&amp;nbsp; I called and asked and the CSR told me it's the standard 25,000 for a $3,000 spend over 90 days.&amp;nbsp; I let him know I had a personalized invitation, the details (50,000pts for $3,000 spend, 90 days) and he said he was opening a ticket for me.&amp;nbsp; He was one of those reps that is friendly but overeager, repeating things 4-6 different ways.&amp;nbsp; I started getting skeptical when he told me, "you might get an email asking you for the documentation", "you might get a phone call" "you might get mail" scattered throughout the "i'm going to help you" comments he was making.&amp;nbsp; I felt like I was buying a used car so I asked what the standard operating procedure was.&amp;nbsp; I didn't get a straight, standard answer.&amp;nbsp; I was told i might get contacted tomorrow.&amp;nbsp; I might get contacted "later".&amp;nbsp; &amp;nbsp;overall, I might has well have called and said, "my sign up bonus is wrong, here's my documentation.&amp;nbsp; take it if you want.&amp;nbsp; look at it if you feel like it.&amp;nbsp; and let me know if someone feels like doing their job on a Tuesday."&amp;nbsp; it was very frustrating and disappointing.&amp;nbsp; I called back a week and half later and after repeating myself 3 times was told that disputes take 6-8 weeks but that this new CSR would gladly open up another ticket for me just in case I want to wait another 6-8 weeks to call ask about the sign up bonus that ended after 90 days........&amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What should I do?&amp;nbsp; I was thinking of asking to cancel the card and then sign up in the future....cancelling before earning a bonus so that I only get it once in a lifetime.....didn't look too close but if the policy excludes me not because of earning once in a lifetime but owning the card once in a lifetime then I guess that's not an option.......I just don't understand why I can not get any documentation from them and why no one wants to see the 8 invitations that were sent to clearly stating the bonus.&amp;nbsp; I even got the mail AFTER I had the card for a month.&amp;nbsp; I'm approaching 90 days and am holding off on spending the final $1000 out of principle but really would love feedback from experienced members or those who know the best channels to take this.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 03 Sep 2018 02:37:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346518#M1586813</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-09-03T02:37:35Z</dc:date>
    </item>
    <item>
      <title>Re: Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346533#M1586814</link>
      <description>Always take what a csr says with a grain of salt... If you are positive that you signed up for the 50k bonus, I wouldn't worry.</description>
      <pubDate>Mon, 03 Sep 2018 02:56:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346533#M1586814</guid>
      <dc:creator>601flyguy</dc:creator>
      <dc:date>2018-09-03T02:56:16Z</dc:date>
    </item>
    <item>
      <title>Re: Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346572#M1586817</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/979544"&gt;@601flyguy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;Always take what a csr says with a grain of salt... If you are positive that you signed up for the 50k bonus, I wouldn't worry.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thank you.&amp;nbsp; I called hotline again.&amp;nbsp; this time chose a different option.&amp;nbsp; I chose "balance transfer" just for the hell of it.&amp;nbsp; I finally got an American agent.&amp;nbsp; She was very helpful and easy to work with.&amp;nbsp; ...Asked me a few general questions, "was this mailed to you? was it emailed to you? what address?&amp;nbsp; what name?&amp;nbsp; do you have an RSVP?"&amp;nbsp; &amp;nbsp;she then had me upload the documentation.&amp;nbsp; FINALLY someone wants to see the proof.&amp;nbsp; now this didn't work.&amp;nbsp; I tried JPG and PDF.&amp;nbsp; there were issues with format and orientation.&amp;nbsp; four tries, said screw it and faxed it.&amp;nbsp; &amp;nbsp;I was using GeniusScan and the camera app on iPhone.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was told 24 hours for receipt.&amp;nbsp; 72 hours for review.&amp;nbsp; I already met spend requirement.&amp;nbsp; AMEX just needs to verify the docs and change the sign up offer in their system and then I am good to receive the 50,000 bonus.&amp;nbsp; She didn't say her system showed 25,000 but she did say they needed to change the offer in the system so although I hate to guess, I'm doing that here....probably still shows 25,000.&amp;nbsp; &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;*correction to previous post - spend requirement was $2000.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 03 Sep 2018 03:41:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346572#M1586817</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-09-03T03:41:27Z</dc:date>
    </item>
    <item>
      <title>Re: Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346706#M1586827</link>
      <description>&lt;P&gt;I continue to be amazed that members of this forum think Amex has great customer service. &amp;nbsp;They do not, and OP's story is just an example. &amp;nbsp;Their IT systems are bad, frequently creating problems, and the customer service reps are clueless on how to fix the problems created by the lousy IT systems. &amp;nbsp;I gave up on Amex over a year ago.&lt;/P&gt;</description>
      <pubDate>Mon, 03 Sep 2018 10:35:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346706#M1586827</guid>
      <dc:creator>UpperNwGuy</dc:creator>
      <dc:date>2018-09-03T10:35:11Z</dc:date>
    </item>
    <item>
      <title>Re: Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346723#M1586841</link>
      <description>Now here’s where I’m different.&lt;BR /&gt;&lt;BR /&gt;I would NOT have sweated one bead of perspiration or exerted one ounce of stress over what any CSR told me as long as I had the documented PROOF in my hand of the 50K bonus points offer.&lt;BR /&gt;&lt;BR /&gt;And I definitely would have spent the required spend and I would not have called them until after the erroneous bonus was posted. I’m still wondering why you were calling in the first place since neither action had occurred.&lt;BR /&gt;&lt;BR /&gt;IMO, I think you’re going to get the 50K pts once you reach your spend. and realize the stress was for naught.&lt;BR /&gt;&lt;BR /&gt;Please keep us in the loop and GL2U.</description>
      <pubDate>Mon, 03 Sep 2018 11:16:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346723#M1586841</guid>
      <dc:creator>CreditInspired</dc:creator>
      <dc:date>2018-09-03T11:16:24Z</dc:date>
    </item>
    <item>
      <title>Re: Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346824#M1586862</link>
      <description>CSR reps are like this for almost every company out there. It used to anger me until I worked in a call center. Now I know exactly what a CSR goes through daily and I understand the struggle lol.</description>
      <pubDate>Mon, 03 Sep 2018 14:59:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5346824#M1586862</guid>
      <dc:creator>601flyguy</dc:creator>
      <dc:date>2018-09-03T14:59:06Z</dc:date>
    </item>
    <item>
      <title>Re: Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5349360#M1587396</link>
      <description>&lt;P&gt;partial update:&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received a 25,000 pts bonus sometime in the past 48 hours.&amp;nbsp; It is now showing up in my account online.&amp;nbsp; The CSR gave me the expectation that by Friday I can call to confirm AMEX held up their end of the bargain.&amp;nbsp; (for those that did not get to see my 2nd post to this topic - I was mistaken in original post- spend requirement was $2000 not $3000.&amp;nbsp; By the time I called CSR I had already met the requirement)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Will post an update after I make the call Friday.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 06 Sep 2018 02:25:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5349360#M1587396</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-09-06T02:25:21Z</dc:date>
    </item>
    <item>
      <title>Re: Issue with AMEX PRG SUB - help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5385054#M1596137</link>
      <description>&lt;P&gt;if anyone still wants to know -&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did not get an immediate answer - was told after 3 calls that I was given a ticket.&amp;nbsp; &amp;nbsp;Which was surprising and frustrating because I keep hearing that - their answer was that this was a special ticket due to the repeated calls.&amp;nbsp; 6-8 weeks for a call back.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i got the callback approx 10 days ago - they said they could see the session I applied and I did not acknowledge or apply for the 50,000 points, I applied for 25,000.&amp;nbsp; They couldn't or wouldn't provide me the proof but were not giving me the 50,000.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pretty lame. Very disappointing.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 17 Oct 2018 17:52:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Issue-with-AMEX-PRG-SUB-help/m-p/5385054#M1596137</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-10-17T17:52:56Z</dc:date>
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