topic Re: CSP to CSR upgrade possible? in Credit Cards

CSP to CSR upgrade possible?

mrfragicide — Sat, 08 Sep 2018 04:50:05 GMT

So, long story short, during my app spree earlier last month, I didn’t read the fine print and applied for the CSP. Got approved with a $17,400 SL which is awesome. But here’s the kicker...

You can’t have more than one Sapphire card per account/person.

I’m wondering if it’s possible, and what the odds are that I’ll get approved to upgrade the CSP to a CSR?

Thanks for all the advice y’all have given me so far!

Re: CSP to CSR upgrade possible?

MrDFinance — Sat, 08 Sep 2018 05:27:42 GMT

Yes you can product change from CSP to CSR ... You will not get the sign up bonus again though....

Re: CSP to CSR upgrade possible?

coldfusion — Sat, 08 Sep 2018 11:09:51 GMT

@MrDFinance wrote:
Yes you can product change from CSP to CSR ... You will not get the sign up bonus again though....

Due to the CARD act Chase isn't permitted to allow this product change until you've held the CSP for a year.

Re: CSP to CSR upgrade possible?

K-in-Boston — Sat, 08 Sep 2018 11:14:09 GMT

Yes, absolutely after a year you can PC as long as your CL is at least $10k, which isn’t a problem for you. I recently upgraded mine.

Re: CSP to CSR upgrade possible?

mrfragicide — Sat, 08 Sep 2018 13:21:48 GMT

@K-in-Boston wrote:
Yes, absolutely after a year you can PC as long as your CL is at least $10k, which isn’t a problem for you. I recently upgraded mine.

Awesome, thanks for the help!

Re: CSP to CSR upgrade possible?

Anonymous — Sat, 08 Sep 2018 15:02:51 GMT

I opened my Saphire Prefered on Sept 13 2017.
I am definitely considering doing a product change to the Reserve on the 14th of next week.
:-)

Re: CSP to CSR upgrade possible?

coldfusion — Sat, 08 Sep 2018 15:29:36 GMT

It takes like 3 minutes to take care of over the phone. The rep will remind you that there will be no SUB.

One thing to be aware of, if you have an AU on your CSP, is that the CSR has a $75 AF for each AU. The rep should also inform you and give you the option of either removing each AU or authorizing the additional fee(s). The AU on a CSR does not get all cardholder benefits either, for example they don't get their own Priority Pass account.

Re: CSP to CSR upgrade possible?

imaximous — Sat, 08 Sep 2018 18:35:13 GMT

@coldfusion wrote:
It takes like 3 minutes to take care of over the phone. The rep will remind you that there will be no SUB.

One thing to be aware of, if you have an AU on your CSP, is that the CSR has a $75 AF for each AU. The rep should also inform you and give you the option of either removing each AU or authorizing the additional fee(s). The AU on a CSR does not get all cardholder benefits either, for example they don't get their own Priority Pass account.

When did that change? CSR AUs don’t get their own Global Entry or $300 yearly travel credit, but they do get Priority Pass membership.

As far as the PP benefit, I know they reduced the number of guests to 2 per card holder but that was it. AUs get their own membership.