topic Wait Time Between CLI Requests in Credit Cards

Wait Time Between CLI Requests

kshurika — Fri, 14 Sep 2018 13:22:52 GMT

I'm in the garden at least until the beginning of next year. Despite the fact that these are discussed frequently on the forums, I'd like to know the optimum wait times between CLI requests for Discover, Chase and Capital One. Here are my last CLIs:

CFU 12/17
CSP 4/18 (SL)
Disc It. 5/31/18
QS. 5/31/18

I know that Disc and Cap1 CLIs can be requested anytime with a SP. Chase is a sure HP on EXP. I have 5 HPs there, now. I'm just looking for best minimum times between CLI requests.

Many thanks.

Re: Wait Time Between CLI Requests

Physh1 — Fri, 14 Sep 2018 13:49:12 GMT

You can ask Cap 1 every 6 months...soft pull cli

Chase is a hard pull for cli requests...every time...auto soft pull cli are rare...

You can ask discover any time you want...there are data points all over the place for how often they approve it...

Re: Wait Time Between CLI Requests

Anonymous — Fri, 14 Sep 2018 17:22:11 GMT

Cap One is only 6 months if you were approved, no time limit if denied.

Re: Wait Time Between CLI Requests

SomewhereIn505 — Sat, 15 Sep 2018 13:20:41 GMT

@kshurika wrote:
I'm in the garden at least until the beginning of next year. Despite the fact that these are discussed frequently on the forums, I'd like to know the optimum wait times between CLI requests for Discover, Chase and Capital One. Here are my last CLIs:

CFU 12/17
CSP 4/18 (SL)
Disc It. 5/31/18
QS. 5/31/18

I know that Disc and Cap1 CLIs can be requested anytime with a SP. Chase is a sure HP on EXP. I have 5 HPs there, now. I'm just looking for best minimum times between CLI requests.

Many thanks.

Cap One is 6 months from your approved request or combination of accounts.

Disco is when they feel like it. I think it’s heavily based on the number of swipes you’ve done.

My experience with Chase is that they were more inclined if I kept PIF versus keeping a balance. But I also hit the Chase unicorn with an auto CLI which doubled my CL.

Re: Wait Time Between CLI Requests

Anonymous — Sat, 15 Sep 2018 13:51:05 GMT

ive been getting a discover cli every third statement ive tried many times before the third statement but they always send me a letter saying 'no experience with current credit limit'

Re: Wait Time Between CLI Requests

kshurika — Mon, 17 Sep 2018 11:47:02 GMT

Very helpful information from everyone. Thank you, very much.