topic Ashley Synchrony Card in Credit Cards

Ashley Synchrony Card

xXIDaShizIXx — Sat, 15 Sep 2018 17:11:14 GMT

Hello,

My Ashley Synchrony Card was just reduced from $22k to $6k by Synchrony. I don't shop at Ashley furniture any further (its been about 2 years) and usually buy furniture outright and pay in full. Should I just let them close it due to inactivity or just close it myself? Either way I have about $313k in credit and don't forsee this hurting me either way. Thank you guys/gals.

Re: Ashley Synchrony Card

Anonymous — Sat, 15 Sep 2018 17:15:06 GMT

Haha, I don't think it'll hurt you to just close it and be done with it. Nothing wrong with culling the herd now and then.

I have reached a point where I plan to close at least one card for every new one I open...kind of like what my wife does with shoes.

Re: Ashley Synchrony Card

FinStar — Sat, 15 Sep 2018 20:13:55 GMT

If you have not used it in 2 years and do not anticipate any large purchases there, then close it. SYNCB tends to either CLD or close some accounts after such long periods of inactivity.

Re: Ashley Synchrony Card

xXIDaShizIXx — Sat, 15 Sep 2018 22:32:34 GMT

@FinStar wrote:
If you have not used it in 2 years and do not anticipate any large purchases there, then close it. SYNCB tends to either CLD or close some accounts after such long periods of inactivity.

Finstar,

Thank you for your timely response! Closure it is!

Re: Ashley Synchrony Card

AverageJoesCredit — Sat, 15 Sep 2018 22:42:03 GMT

Close it down, down town baby