topic Re: Calling All Ballers: Highest Card Limit in Credit Cards

Calling All Ballers: Highest Card Limit

Asilomar — Thu, 24 May 2018 10:14:39 GMT

There are many of you with some serious card collections and massive aggregate limits (I don't remember the name of the poster who has 1 million plus) but what I'd like to know is who has the highest individual credit limits in town? It's good fun to look at the siggys of the forumers who share such information. I see cards with 70, 80, 90K and so I'm wondering how high they go. I'd also love to see the DP's on those cards: What's the card, how long have you had it, how long did it take you to get it to it's current limit, what are your scores, how many other cards do you have, what's your aggregate limit, what's your DTI, how much spend do you put through it each month?

I know K-in-Boston has been knocking on the door of 100K with his BofA card. Is anyone north of 100K? 200K? More??

Re: Calling All Ballers: Highest Card Limit

Anonymous — Thu, 24 May 2018 11:17:06 GMT

My highest is 33k with Discover. I had a higher CL with my PenFed Rewards, but redistributed it to my Promise card. That's it for me. I have been rebuilding three years.

Re: Calling All Ballers: Highest Card Limit

Peteyglad — Thu, 24 May 2018 11:47:29 GMT

I have a paltry 65k on my BOA BBR and 67k on my Chase Marriott. I have had BOA for a little over 4 years and Chase for just under 4 years. The BOA grew to combining my BBR and Fidelity limits and 2 HP CLI's and Chase grew just from account consolidation.

Now, I do have a 50k Amex EDP that could grow to 96k if I wanted to combine limits and close out two other cards which I don't want to do at this time.

Re: Calling All Ballers: Highest Card Limit

MrDisco99 — Thu, 24 May 2018 12:12:16 GMT

My current highest limit is $25K from Amex. I kinda feel like I don't need any more than that on any card.

Re: Calling All Ballers: Highest Card Limit

AverageJoesCredit — Thu, 24 May 2018 12:50:25 GMT

Reprezentin all my LIE's , I'm currently balling a 12.5k Cash Rewards, my highest bank card. LOL all you want haha, but based off my income that's like sporting a 99,901 Boa card oK?

Re: Calling All Ballers: Highest Card Limit

Time2letgo — Thu, 24 May 2018 13:11:43 GMT

My siggy says it all CSR is still my highest limit card, got it just about 7 months ago. Have put through some travel spend on it so far, combined total of about half the limit.

Re: Calling All Ballers: Highest Card Limit

Anonymous — Thu, 24 May 2018 13:19:27 GMT

My highest limit was $16,500 on my BoA Rewards Visa before I had it lowered to $2000 in January.

Re: Calling All Ballers: Highest Card Limit

AverageJoesCredit — Thu, 24 May 2018 13:24:19 GMT

I represent the LIE'$, LowLimits represents the LOW'$

Re: Calling All Ballers: Highest Card Limit

Viva-LV — Thu, 24 May 2018 13:37:08 GMT

BOA Merrill+: 50k.. I could probably notch it up from my Cash Rewards (26k), but good for now. Others: Am Ex Ascend 30k, USB Alt Reserve 29K. All three years old.

Re: Calling All Ballers: Highest Card Limit

CreditCuriosity — Thu, 24 May 2018 13:40:38 GMT

Won't compare to others but Merrill+ 35k.. Many others at 25-30k range. Know others will cross the 100k+ threshold on this forum for one card.. Already scary one card is at 35k with me as if I charged that bad boy up i would be hating life ..

Re: Calling All Ballers: Highest Card Limit

Anonymous — Thu, 24 May 2018 13:58:52 GMT

@AverageJoesCredit wrote:
I represent the LIE'$, LowLimits represents the LOW'$

My (current) limits are in line with my income/ability to pay... (maybe I should be called LowBudget... or maybe LowBaller??) and I have no idea what "LIE" means (well, besides telling a lie...)

Re: Calling All Ballers: Highest Card Limit

joltdude — Thu, 24 May 2018 14:17:51 GMT

Even though im not a heavy hitter.. my largest CL is with the crazy Miss Disco at 21,300 ....

-J

Re: Calling All Ballers: Highest Card Limit

FinStar — Thu, 24 May 2018 14:35:32 GMT

Some of my higher ones include Capital One Venture $133,000, TD Bank $92,000, UNFCU Elite $85,000, WPCU $103,400.

That being said, I still enjoy my smaller ones, which includes Kohl's @ $3,000, for instance 😁. Total combined tradelines (pers/biz) ~$2MM.

Re: Calling All Ballers: Highest Card Limit

joltdude — Thu, 24 May 2018 15:01:38 GMT

I think LIE is Low Income Earnings....

Re: Calling All Ballers: Highest Card Limit

AverageJoesCredit — Thu, 24 May 2018 15:35:26 GMT

Jolt you da man Yup that is correct . Low Income Earners, some of us have to do it

Wow Finstar, capOne should replace Gardner with you. Then most people would be like WHO DAT? we be like HE'S OUR MFingFINSTAR

Re: Calling All Ballers: Highest Card Limit

Brian_Earl_Spilner — Thu, 24 May 2018 15:49:08 GMT

Some of these limits are scary when you think about paying them back. Maxing out $100k means a $2000 a month payment. It's no wonder people end up filing bankruptcy when they charge away.

Re: Calling All Ballers: Highest Card Limit

jlitnns — Thu, 24 May 2018 18:43:11 GMT

I'm a LIE'er and just got my Disco up to $13.5k and NFCU GR at $15k and approved last month for Lowe's at $12k (initial SL was $1k but I called and said **bleep**) taking me over my 2018 goal of $100k TCL, I'm at $110,500. I'm now shooting for $150k by EoY through CLI's and closing 3-4 cards.

In December 2017 I was at $27k TCL. All personal.

Edit: I'm not a baller at all though.

Edit #2: I'm a baller on a budget.

Re: Calling All Ballers: Highest Card Limit

Schwartzinator — Thu, 24 May 2018 15:54:30 GMT

Wow Finstar, capOne should replace Gardner with you. Then most people would be like WHO DAT? we be like HE'S OUR MFingFINSTAR

This was beautiful, thank you! Cap, please take this man's advice and make it happen.

Re: Calling All Ballers: Highest Card Limit

MakingProgress — Thu, 24 May 2018 16:52:13 GMT

Amex BCE is at 18K (gotta love the 3X CLI at 61 days). My goal will be to round off my cards at 20K each, but I doubt I will ever get the QS there as it was in cap one's "starter" bucket.

Re: Calling All Ballers: Highest Card Limit

Peteyglad — Thu, 24 May 2018 17:19:45 GMT

@Brian_Earl_Spilner wrote:
Some of these limits are scary when you think about paying them back. Maxing out $100k means a $2000 a month payment. It's no wonder people end up filing bankruptcy when they charge away.

All depends on your income.