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    <title>topic Re: Shopping Card Trick with Overstock = Hard Pull on Experian in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364431#M1591285</link>
    <description>&lt;P&gt;SCT SP's are slowy fading away. Overstock is now a YMMV type app.&lt;/P&gt;</description>
    <pubDate>Sat, 22 Sep 2018 22:36:01 GMT</pubDate>
    <dc:creator>FireMedic1</dc:creator>
    <dc:date>2018-09-22T22:36:01Z</dc:date>
    <item>
      <title>Shopping Card Trick with Overstock = Hard Pull on Experian</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364424#M1591282</link>
      <description>&lt;P&gt;They approved me for $3,000, but they hit me with a hard inquiry on Experian.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm in Florida.&lt;/P&gt;</description>
      <pubDate>Sat, 22 Sep 2018 22:09:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364424#M1591282</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-09-22T22:09:41Z</dc:date>
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    <item>
      <title>Re: Shopping Card Trick with Overstock = Hard Pull on Experian</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364431#M1591285</link>
      <description>&lt;P&gt;SCT SP's are slowy fading away. Overstock is now a YMMV type app.&lt;/P&gt;</description>
      <pubDate>Sat, 22 Sep 2018 22:36:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364431#M1591285</guid>
      <dc:creator>FireMedic1</dc:creator>
      <dc:date>2018-09-22T22:36:01Z</dc:date>
    </item>
    <item>
      <title>Re: Shopping Card Trick with Overstock = Hard Pull on Experian</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364747#M1591356</link>
      <description>&lt;P&gt;I always tell everyone to expect a hard pull from everything....cause times are changing.&lt;/P&gt;</description>
      <pubDate>Sun, 23 Sep 2018 08:14:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364747#M1591356</guid>
      <dc:creator>CountryLivin</dc:creator>
      <dc:date>2018-09-23T08:14:06Z</dc:date>
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    <item>
      <title>Re: Shopping Card Trick with Overstock = Hard Pull on Experian</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364797#M1591369</link>
      <description>My mom was pre approved for New York &amp;amp; Company card via SCT, and got a HP. Funny thing tho, after accepting terms and filling email and last 4 of social, pop up went away after submitting but she still got a HP? Site said they were having issues</description>
      <pubDate>Sun, 23 Sep 2018 13:23:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Shopping-Card-Trick-with-Overstock-Hard-Pull-on-Experian/m-p/5364797#M1591369</guid>
      <dc:creator>Thatficotho</dc:creator>
      <dc:date>2018-09-23T13:23:21Z</dc:date>
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