topic First Premier CLI? in Credit Cards

First Premier CLI?

Inscorehell — Wed, 17 Oct 2018 16:50:02 GMT

Is a CLI request from First Premier an HP or SP?

Re: First Premier CLI?

Anonymous — Wed, 17 Oct 2018 17:39:15 GMT

Don't know about HP vs SP but I believe there is a fee for CLIs, they are the industry leader in fee innovation.

Don't know what the rest of your profile looks like but dropping the card should be the priority, not CLIs.

Re: First Premier CLI?

Anonymous — Wed, 17 Oct 2018 17:39:59 GMT

@Inscorehell wrote:
Is a CLI request from First Premier an HP or SP?

SP... I had them for years, and got various CLI and never a HP

Re: First Premier CLI?

Anonymous — Wed, 17 Oct 2018 18:32:29 GMT

"industry leader in fee innovation"

Haven't heard it put better! They have a fee for EVERYTHING!

lol

Re: First Premier CLI?

kiea — Wed, 17 Oct 2018 19:18:37 GMT

It is a SP. I just received an CLI from them and I can definitely tell you it is a fee.

I received a lousy $150.00 CLI after 1 year of on time payments. They charged me $37.50 which is 25% of the $150.00.

I plan on getting rid of them early next year. It is not worth the cost.

Re: First Premier CLI?

Anonymous — Wed, 17 Oct 2018 21:51:35 GMT

I agree with oldman87 this is an awful card with plenty of crazy fees. I went through this rebuilding of credit, best thing to help is a secure CC. I recommend Discover and it graduates with in 7 months and its a better card. Best of luck

Re: First Premier CLI?

seattlecredit08 — Thu, 18 Oct 2018 14:19:14 GMT

@Anonymous wrote:
I agree with oldman87 this is an awful card with plenty of crazy fees. I went through this rebuilding of credit, best thing to help is a secure CC. I recommend Discover and it graduates with in 7 months and its a better card. Best of luck

In addition, I also would recommend OpenSky secured card for rebuilding.

It does NOT graduate to secure but nonetheless offers the following benefits:

--- No inquiry to obtain the card

--- One can deposit up to $3000. Depositing a larger amount is recommended if one is to seek higher limits later on

--- When this card reports, it does not report as secured, which is useful for any manual credit reviews that one may have later on

--- It actually reports as its parent company, Capital Bank so does not even look like a secured card or like OpenSky

Thanks!

Boris

Re: First Premier CLI?

Anonymous — Mon, 28 Oct 2019 17:45:23 GMT

Hahaha, best sentence on the internet! ^^