topic Re: AMEX Green Card in Credit Cards

AMEX Green Card

Anonymous — Thu, 18 Oct 2018 13:26:10 GMT

Hi Everyone,

I was not smart and opened an AMEX Green Card thinking I would benefit from it. I did not research before I did it, I applied on the advice of one person (I won't do that again). I have 5 statements on it as of October 9, 2018. When can I close it and how much of an impact will it have on my scores? I have over $200,000 in availabe credit if that helps.

Thanks for any help on this matter.

Re: AMEX Green Card

AverageJoesCredit — Thu, 18 Oct 2018 13:35:47 GMT

No worries. I did so when i got back in with Amex last year,though more so to test if i was still on bl. I would just let it ride until the AF is due then either close it or see as bout possible upgrade. I think i h as d like 3 charges the whole year so i dont think not using it wil matter

Re: AMEX Green Card

Anonymous — Thu, 18 Oct 2018 13:40:48 GMT

@AverageJoesCredit wrote:
No worries. I did so when i got back in with Amex last year,though more so to test if i was still on bl. I would just let it ride until the AF is due then either close it or see as bout possible upgrade. I think i h as d like 3 charges the whole year so i dont think not using it wil matter

Thanks Joe,

Tha is what I thought. I have put a few charges on it but that is all.

Re: AMEX Green Card

seattlecredit08 — Thu, 18 Oct 2018 14:08:55 GMT

@AverageJoesCredit wrote:
No worries. I did so when i got back in with Amex last year,though more so to test if i was still on bl. I would just let it ride until the AF is due then either close it or see as bout possible upgrade. I think i h as d like 3 charges the whole year so i dont think not using it wil matter

Quick question on this-- is it possible to upgrade AMEX Green charge card to AMEX Gold charge card (I realize that I won't get the signup bonus this way but this would allow me to minimize impact on AAofA)?

Thanks!!

Re: AMEX Green Card

AverageJoesCredit — Thu, 18 Oct 2018 14:20:03 GMT

@seattlecredit08 wrote:
@AverageJoesCredit wrote:
No worries. I did so when i got back in with Amex last year,though more so to test if i was still on bl. I would just let it ride until the AF is due then either close it or see as bout possible upgrade. I think i h as d like 3 charges the whole year so i dont think not using it wil matter
Quick question on this-- is it possible to upgrade AMEX Green charge card to AMEX Gold charge card (I realize that I won't get the signup bonus this way but this would allow me to minimize impact on AAofA)?

Thanks!!

Im not sure about during its first year but for sure when the AF comes up you can request one or sometimes they have one for you.

Re: AMEX Green Card

NRB525 — Thu, 18 Oct 2018 15:53:43 GMT

Over the past 5 years I have sped several new, low-AF AMEX products, and have run a consistently strong amount of money through those various AMEX products. A lot of that spend was to earn SUB.

I have also received and accepted multiple Upgrade offers, with Upgrade bonuses comparable to the higher AF card SUB. So by using those Upgrade bonuses, I moved to the higher benefits, without a new app.

Delta Gold to Delta Platinum.
Hilton to Hilton $95 to Hilton $450
SPG to SPG Lux

No offer yet for an upgrade bonus Gold to Platinum but I hope for that.

With a Green, it may be that using the card heavily during the first no-AF year gets an upgrade bonus to Gold, after the AF. Or not. But in general, my suggestion is AMEX likes usage and has a lot of products that earn good rewards and/or provide nice perks, and a possible path to get to many of them.

Re: AMEX Green Card

mitchblue — Thu, 18 Oct 2018 16:18:49 GMT

My first card was a green. I always saw my Dad with one so it seemed logical. For me it's a must keep because of back dating they did at the time. I got an extra 14 years. I use it every few months to keep it active.

Re: AMEX Green Card

Anonymous — Thu, 18 Oct 2018 22:33:17 GMT

@NRB525 wrote:

. Or not. But in general, my suggestion is AMEX likes usage and has a lot of products that earn good rewards and/or provide nice perks, and a possible path to get to many of them.

Yes, but there also seems to be some noise. Just got an offer to upgrade by BCE to BCP (no AF first year, SUB etc) and I haven't used my BCE in at least 2 years.

Re: AMEX Green Card

UpperNwGuy — Fri, 19 Oct 2018 02:55:47 GMT

I had the Green from 2012 to 2016. One measly MR per dollar spent was bad enough, but the MRs also posted a month or two late. To make matters worse, none of the airline and hotel transfer partners interested me. I closed it. I don't miss it.

Re: AMEX Green Card

charp150 — Fri, 19 Oct 2018 03:02:01 GMT

You must wait a full year to product change up the ladder. CC issuers are prohibited from changes terms during first year even if requested by the cardholder.

Re: AMEX Green Card

RicHowe — Fri, 19 Oct 2018 03:04:07 GMT

It's not easy being green. AMEX needs to seriously give their heritage card the lovin' it desperately needs.

Was my first card in college. *sniff*