topic Re: Entertainment Card Reccomendation in Credit Cards

Entertainment Card Reccomendation

rbentley — Thu, 18 Oct 2018 17:14:00 GMT

My Fellow Ficoridians,

I am looking for a good Entertainment Rewards card, without an annual fee. Also need one year round, and not just as a quarterly rotating category. I do have a 2% cash back card that I use, but I am wondering if there is a better option for me. Entertainment (particularly tickets to plays and concerts) is a major element of my spend. Would consider SaviorOne from Cap1, but the 3 CRB inquiry pull kind of puts me off.

What would you recomend? My Fico 8 is in the low 700s, Fico 9 in the mid 700s.

Re: Entertainment Card Reccomendation

Anonymous — Thu, 18 Oct 2018 17:58:36 GMT

@rbentley wrote:
My Fellow Ficoridians,

I am looking for a good Entertainment Rewards card, without an annual fee. Also need one year round, and not just as a quarterly rotating category. I do have a 2% cash back card that I use, but I am wondering if there is a better option for me. Entertainment (particularly tickets to plays and concerts) is a major element of my spend. Would consider SaviorOne from Cap1, but the 3 CRB inquiry pull kind of puts me off.

What would you recomend? My Fico 8 is in the low 700s, Fico 9 in the mid 700s.

I personally wouldnt worry that much about the capital 1 triple pull. Not the same as 3 hard pulls to one score. But regardless if the Savor is out of the question. I would consider the Citi Thank You preferred with 2 points on entertainment (~3.4% on travel rewards) or the Deserve Pro Master card with 3% on entertainment (Capped at $500 spend each billing cycle)

Re: Entertainment Card Reccomendation

wasCB14 — Thu, 18 Oct 2018 18:04:22 GMT

I've not found anything great, but have a few thoughts on the matter:

1. Instead of rewards on entertainment spend, you might consider one of the cards from Amex or Citi that can give early access to some tickets or has special events.

2. Citi has a few cards that offer entertainment as a bonus category, but 2x TYs is hardly worth bothering with IMO.

3. Read closely how entertainment is defined. I've had opera tickets excluded because they coded as a charitable organization. I've had bowling excluded because it was classified as a sport. Restaurants within entertainment venues often code as restaurants.

4. I don't know if the Audience Rewards card (FNBO Amex) still takes applications or even still exists...but when I looked at it, the card was pretty lousy. So avoid that (unless they've done some sort of major overhaul to improve it).

Re: Entertainment Card Reccomendation

Anonymous — Thu, 18 Oct 2018 18:40:42 GMT

@rbentley wrote:
My Fellow Ficoridians,

I am looking for a good Entertainment Rewards card, without an annual fee. Also need one year round, and not just as a quarterly rotating category. I do have a 2% cash back card that I use, but I am wondering if there is a better option for me. Entertainment (particularly tickets to plays and concerts) is a major element of my spend. Would consider SaviorOne from Cap1, but the 3 CRB inquiry pull kind of puts me off.

What would you recomend? My Fico 8 is in the low 700s, Fico 9 in the mid 700s.

I use the Marvel Card. I get 3% back on lots of Entertainment. I have added some of them below.

Movie Theatres, Video Rental and Game Stores, Theatrical and Concert Promoters, Amusement Parks, Digital Entertainment, Games and Software, Music, Books and Newsstands, Toys and Hobby Stores.

I use it at movie theaters and book stores alot. I used it at a comic book store when I bought my nephew some comic books and the cashier LOVED it.

I hope this helps.

Re: Entertainment Card Reccomendation

blindambition — Thu, 18 Oct 2018 18:58:00 GMT

I’d tell you to look at WF Propel, or Barclays Uber. They are both No AF. Very good reward structure for No AF. Barclays is a TU pull, while WF will most likely be EX.

Re: Entertainment Card Reccomendation

Anonymous — Thu, 18 Oct 2018 19:00:36 GMT

@blindambition wrote:
I’d tell you to look at WF Propel, or Barclays Uber. They are both No AF. Very good reward structure for No AF. Barclays is a TU pull, while WF will most likely be EX.

But neither of these are really entertainment cards, right? Dining and travel (and streaming on propel) but that's it.

Re: Entertainment Card Reccomendation

wasCB14 — Thu, 18 Oct 2018 19:55:13 GMT

Re: Marvel

Note that the bonus is only $25, and 3% is 1% more than your current 2%. To earn $200 of additional rewards, you'd have to spend $17,500 on the card and have it all code correctly.

You might as well forget about it as a category and just go for something with a nice bonus.

Re: Entertainment Card Reccomendation

blindambition — Thu, 18 Oct 2018 21:58:16 GMT

While not as robust as Saver in this category, they offer dining and streaming. The Uber also gives early access to some events with promotion.