topic Re: target red card available credit in Credit Cards

target red card available credit

Andypanda — Sun, 28 Oct 2018 19:38:21 GMT

I made a payment to my target red card that was posted 4 days ago. The amount still has not reflected to my avaible balance. Is target alwayse this slow at adjusting available credit, or do i need to call them up and see what the issue is?

Thanks for all the help.

Re: target red card available credit

gdale6 — Sun, 28 Oct 2018 21:50:15 GMT

If the account is new they are likely to make sure the payment clears before they release the credit. Welcome to the board

Re: target red card available credit

Anonymous — Sun, 28 Oct 2018 23:14:15 GMT

If the payment shows as processed in your Redcard account, but it's not reflected in your available balance, I'd suggest giving them a call. I had a situation a few months back where a Target Redcard payment cleared my bank, as well as processed in the Redcard account for over a week, but wasn't reflected in the available balance, so I gave customer support a call. The CS rep said it's not the first time she had seen this. Gave my account a little "kick" and by the time we got off the phone it was corrected.

I've had a Target card for almost 3 years now and that's the only time I've had a payment take longer than 1 business day to process and update my available balance. As always: YMMV.

-Father 'O

Re: target red card available credit

Andypanda — Sun, 04 Nov 2018 07:06:55 GMT

Update:

i called to see whatvtge story was. They said they are holding it as fraud prevention. It was only a $250 payment. I have made up to $2,000 payments on other xards and never had this problem.

Re: target red card available credit

Physh1 — Sun, 04 Nov 2018 14:13:26 GMT

Other cards don't matter. Did you ask specifics? Is this a new card?

Re: target red card available credit

HeavenOhio — Mon, 05 Nov 2018 02:45:10 GMT

Other cards don't affect what TD and Target do. But they're definitely a basis for comparison. The relevance is that the OP has never experienced this obnoxious practice before.