https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395962#M1598896 <P>With 0% equal pay they take the purchase amount divided by the term and add it to your minumum payments so it will be paid off in the alloted time frame.</P> Tue, 30 Oct 2018 20:26:13 GMT Anonymous 2018-10-30T20:26:13Z https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395911#M1598874 <P>I have successfully used the 0% deferred financing on the synchrony store card for years and always pay them off before I get any interest. As of late they have snuck in 0% equal pay. When I pay they keep applying my payments to the NEW equal pays, paying them off, no matter what option I select on how they should apply them. I then call or chat and they reallocate things. This is getting really old.</P><P>&nbsp;</P><P>Anyone else having these issues??&nbsp;</P> Tue, 30 Oct 2018 19:30:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395911#M1598874 Anonymous 2018-10-30T19:30:06Z https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395919#M1598879 What is Equal pay? Tue, 30 Oct 2018 19:43:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395919#M1598879 AverageJoesCredit 2018-10-30T19:43:50Z https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395962#M1598896 <P>With 0% equal pay they take the purchase amount divided by the term and add it to your minumum payments so it will be paid off in the alloted time frame.</P> Tue, 30 Oct 2018 20:26:13 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395962#M1598896 Anonymous 2018-10-30T20:26:13Z https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395969#M1598899 Interesting, hope someone else chimes in. Tue, 30 Oct 2018 20:34:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Store-Card-Issues/m-p/5395969#M1598899 AverageJoesCredit 2018-10-30T20:34:41Z