https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/497051#M159911 When CCC does a recon they dont pull another report do they? Even after calling to recon it was denied. So it's still a 300 limit and it's now SD'd. I'd be really ticked if I got dinged twice for a denial. Tue, 05 May 2009 13:12:36 GMT Anonymous 2009-05-05T13:12:36Z https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/496692#M159833 I called today about a recon on my CLI with Chase on my paltry $300 card they said it was pending (whatever that means lol). Anyway I'll give it a couple of days and if they dont show a little luv I've decided it's a goner. 5 years with no increases is insane when I've stood up to my end of the bargain. Always paid on time, always paid more than minimum when it had a balance and now it's PIF and they still haven't budged. Plus I dont think losing a 300 dollar card will hurt my util%. Once it's closed it will still count toward AAofA wont it? Mon, 04 May 2009 21:47:04 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/496692#M159833 Anonymous 2009-05-04T21:47:04Z https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/496695#M159835 It should count towards AAoA for I believe ten years - except, of course, that its age won't increase. For that reason, I think it makes just as much sense to sock drawer it (as I did with my BoA card that nearly doubled my rates "because of the economy"), but its your decision. Mon, 04 May 2009 21:51:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/496695#M159835 Anonymous 2009-05-04T21:51:07Z https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/496751#M159842 I may do that and charge a pack of gum once or twice a year just to keep it active. There's no AF and balance has been zero for a while. To the sock drawer I guess it will be. Mon, 04 May 2009 23:19:48 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/496751#M159842 Anonymous 2009-05-04T23:19:48Z https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/497051#M159911 When CCC does a recon they dont pull another report do they? Even after calling to recon it was denied. So it's still a 300 limit and it's now SD'd. I'd be really ticked if I got dinged twice for a denial. Tue, 05 May 2009 13:12:36 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/497051#M159911 Anonymous 2009-05-05T13:12:36Z https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/497053#M159912 Chase usually does a hard pull every time you ask for something. Sorry. Tue, 05 May 2009 13:16:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Recon-with-Chase/m-p/497053#M159912 Anonymous 2009-05-05T13:16:02Z