topic Re: Holiday shopping - Looking for sign-up bonus card in Credit Cards

Holiday shopping - Looking for sign-up bonus card

CleanCredit — Wed, 14 Nov 2018 14:40:34 GMT

Hi guys, with the holidays here, I am looking to see if I can pick up a card that has a nice sign up bonus. My current wallet includes the following: Citi DC, Chase Freedom, Chase Southwest, Chase Slate, and AMEX BCP.

I used to have the Chase Sapphire Preferred and Reserve, but downgraded them to the Freedom and Slate after using them for a couple years and churning the bonus.

With that said, are there are any cards out there right now that you would recommend for a sign up bonus? I am looking at the Cap One Savor with the $500 bonus for $3K spend in 3 months. Curious if there are better deals out there that I am missing.

My credit is in the 790's and I have zero inquiries in the last year.  Reported income of $75K.

Thanks in advance!

Re: Holiday shopping - Looking for sign-up bonus card

FinStar — Tue, 13 Nov 2018 22:14:22 GMT

There's plenty of SUBs out there, but it really depends on what you want as far as the SUB redemption-wise such as travel, cashback, etc.

There's this little diddy that's floating around if you're interested:

https://ficoforums.myfico.com/t5/Credit-Cards/Updated-Capital-One-Venture-Sign-Up-Bonus-75k-Miles/td-p/5406764

Re: Holiday shopping - Looking for sign-up bonus card

CleanCredit — Tue, 13 Nov 2018 22:47:51 GMT

Thanks for the reply. In terms of SUB's, I would prefer cash reward. I did see the Venture offer and it is appealing. Is that the best one around right now?

Re: Holiday shopping - Looking for sign-up bonus card

CleanCredit — Wed, 14 Nov 2018 14:38:30 GMT

Bump...is the Savor the best cashback SUB right now? That seems to be the best I can find. However, I don’t know if the Savor really fits in my current line up. Right now I almost only use my Citi DC. The rest are in the sock drawer.

I could potentially cancel my Southwest and get the Venture to use as my Travel card.

Re: Holiday shopping - Looking for sign-up bonus card

gdale6 — Wed, 14 Nov 2018 14:58:31 GMT

Excessive edits of the first post is most likely the reason.

Re: Holiday shopping - Looking for sign-up bonus card

CleanCredit — Wed, 14 Nov 2018 16:18:21 GMT

Thanks, sorry about that. Had some weird letters showing up on my phone when I edited the first time.

Re: Holiday shopping - Looking for sign-up bonus card

Anonymous — Wed, 14 Nov 2018 16:29:06 GMT

When does the AF for the Savor get applied? Is it at the start or the end of the year? If it's at the end, can one grab the bonus and then PC it to a non-AF card around Month 11?

Re: Holiday shopping - Looking for sign-up bonus card

CleanCredit — Wed, 14 Nov 2018 16:49:54 GMT

First year is free.

Re: Holiday shopping - Looking for sign-up bonus card

AverageJoesCredit — Wed, 14 Nov 2018 17:01:19 GMT

I enjoy a cold cut trio