topic HSBC Credit Card Data Points Please in Credit Cards

HSBC Credit Card Data Points Please

PointsBonus — Thu, 15 Nov 2018 04:53:18 GMT

Has anyone applied and been approved for any of the HSBC Credit cards ?

Data points if possible please.

Thank you all in advance

Re: HSBC Credit Card Data Points Please

Benzman — Fri, 16 Nov 2018 05:40:45 GMT

A search brings up a few, here is one;

https://ficoforums.myfico.com/t5/Credit-Cards/HSBC-Cards/td-p/5343059

Re: HSBC Credit Card Data Points Please

staticvoidmain — Fri, 16 Nov 2018 06:51:15 GMT

Search Tip: Google "hsbc site:myfico.com"

I always do my search in google, and never in the forum's built-in function.

Re: HSBC Credit Card Data Points Please

AverageJoesCredit — Fri, 16 Nov 2018 12:04:33 GMT

Lol, you get search for your answer. Yes people have applied and been approved for these cards. From what ive read the app process is a bit slow. I really like the looks of their cards but since i cant apply for their cards i left it alone. . My recomendation is if one of their cards interest you , apping might not be a bad idea. If i recall i think they use Experian? Or maybe TransUnion.

Re: HSBC Credit Card Data Points Please

FinStar — Fri, 16 Nov 2018 12:58:54 GMT

HSBC is a EQ puller. They will SP EX as well. Very rarely do they use TU.

Re: HSBC Credit Card Data Points Please

redpat — Fri, 16 Nov 2018 13:47:03 GMT

DP=DB - Data Breached.......

Re: HSBC Credit Card Data Points Please

Anonymous — Fri, 16 Nov 2018 14:28:01 GMT

@PointsBonus wrote:
Has anyone applied and been approved for any of the HSBC Credit cards ?

Data points if possible please.

Thank you all in advance

I app last month 10/2018, they pulled Equifax, score was 665 at the time I app, one collection, 13 inquiries, about 5 new CC and got approved SL $3,750.00

Re: HSBC Credit Card Data Points Please

PointsBonus — Fri, 16 Nov 2018 19:31:20 GMT

Thank you !!

Re: HSBC Credit Card Data Points Please

FinStar — Fri, 16 Nov 2018 19:43:46 GMT

OP, in addition to any links or information you might come across, just be aware that HSBC is not known for huge SLs, that is unless you have a pretty exceptional profile.

Re: HSBC Credit Card Data Points Please

AverageJoesCredit — Fri, 16 Nov 2018 23:21:25 GMT

Good info Finstar thanks for correcting me

Re: HSBC Credit Card Data Points Please

DaveInAZ — Sat, 17 Nov 2018 14:05:25 GMT

@FinStar wrote:
OP, in addition to any links or information you might come across, just be aware that HSBC is not known for huge SLs, that is unless you have a pretty exceptional profile.

Yep, down right stingy on SLs, I got the Rewards card last November with only $2500 SL, while I have other CCs with $10k & $15k limits. I app'd for a CLI at 4 months, HP on EQ and instant denial, when the letter came they only cited my BK - from 2010, and was on my CR when they approved me, EQ Fico in low 700s. I closed it last month, my deal was 2% rewards the first 6 months then 1.5% and I have more than enough 1.5% reward cards, with much better CLs.

They don't work with TU at all, it's a hidden trade line on TU as they don't report to them.