topic Re: First Chase Card Report in Credit Cards

First Chase Card Report

Anonymous — Sun, 25 Nov 2018 20:13:51 GMT

I'm hope this helps someone. I applied for the Amazon Prime Rewards Signature Visa on 10/23/18 and was approved for a 5k starting limit. The next week it was increased to 6.3k. It finally reported to experian today or experian finally updated, however that works. My score increased by 18 points just now.

Prior to this my utility was at 68%, i've since paid all of the items down except one and the balance is still over 60%. I am now only working on that one balance after spending every spare dime I had last month on all the other balances. The three card limits prior were 1.5k, 2.5k, and 5.3k. with a balance reporting at 4,600. I have since dropped the balance to 3k. If you need any other info for this to help you, i'll gladly provide

Thanks everyone on this forum, I made the move to apply for this card because of you guys and the information provided here in regards to increasing CL's, etc. It has been a huge help to me and this is the very first reward i've reaped from that advice. Thank you all again

Re: First Chase Card Report

UpperNwGuy — Sun, 25 Nov 2018 22:31:42 GMT

Congrats! Now pay off those balances! Get them to zero. You'll be happy you did.

Re: First Chase Card Report

Anonymous — Sun, 25 Nov 2018 22:41:10 GMT

@UpperNwGuy wrote:
Congrats! Now pay off those balances! Get them to zero. You'll be happy you did.

Thanks, I'm trying, I got really aggressive last month after we decided to buy a house. Its been ramen noodles and water flavoring since

Re: First Chase Card Report

RonM21 — Mon, 26 Nov 2018 02:16:50 GMT

Congrats on the approval and increase! Yes, these forums are VERY helpful and can be used to your advantage at any time. Nice to see your success!

Re: First Chase Card Report

Anonymous — Mon, 26 Nov 2018 02:35:16 GMT

@RonM21 wrote:
Congrats on the approval and increase! Yes, these forums are VERY helpful and can be used to your advantage at any time. Nice to see your success!

Thanks Ron, alot of your post have helped me as well. MF forums should have some rating system for the change in peoples scores before and after they have spent time on the forum

Re: First Chase Card Report

MakingProgress — Mon, 26 Nov 2018 21:50:00 GMT

@Anonymous wrote:
@UpperNwGuy wrote:
Congrats! Now pay off those balances! Get them to zero. You'll be happy you did.
Thanks, I'm trying, I got really aggressive last month after we decided to buy a house. Its been ramen noodles and water flavoring since

When are you looking to buy a house? Conventional wisdom says not to apply for any new credit within 6-12 months prior to apping for a mortgage.

Re: First Chase Card Report

Anonymous — Mon, 26 Nov 2018 22:05:09 GMT

@MakingProgress wrote:
@Anonymous wrote:
@UpperNwGuy wrote:
Congrats! Now pay off those balances! Get them to zero. You'll be happy you did.
Thanks, I'm trying, I got really aggressive last month after we decided to buy a house. Its been ramen noodles and water flavoring since
When are you looking to buy a house? Conventional wisdom says not to apply for any new credit within 6-12 months prior to apping for a mortgage.

Well were going for it this year, but due to me being 1099, I wanted the two years returns needed for the mortgage to be my highest two. This year was my highest year and I expect next year to be similar, so I'm waiting one more year after this tax season.

Re: First Chase Card Report

Anonymous — Mon, 26 Nov 2018 22:15:51 GMT

Throw a few eggs in the Ramen, huge improvement.

Re: First Chase Card Report

Anonymous — Mon, 26 Nov 2018 22:26:28 GMT

@Anonymous wrote:
Throw a few eggs in the Ramen, huge improvement.

I'll be doing that tonight, currently its just a slice of kraft cheese and a drop of soy sauce

Re: First Chase Card Report

Anonymous — Tue, 27 Nov 2018 03:19:45 GMT

Congratulations!

Re: First Chase Card Report

Anonymous — Tue, 27 Nov 2018 14:49:53 GMT

@Anonymous wrote:
Congratulations!

Thanks, the update finally hit my transunion, and they bumped me up 10 points, I think I could've gotten more, but transunion dropped my score a bit prior to adding the new points